feat(app): новый визуальный язык, верхняя навигация, портфели, создание счетов и ручные события

Тема и общие виджеты (AssetIcon, ServiceMark, HelpTip, глоссарий), верхняя панель TopNav и вкладки Аналитики вместо NavSidebar, иконки PWA. Экраны: портфели, создание брокерского счёта, ручное событие, правка инструмента, Обзор карточками по скоупам и таблица активов, пересчёт метрик с опросом /metrics/status. design-system.md обновлён.

app/lib/core/glossary.dart

@@ -0,0 +1,149 @@
+/// Plain-language explanations of the terms and abbreviations the screens print, looked up by
+/// the label as it appears. One place, so a term means the same on every screen and a wording
+/// fix is a one-line change. `TermLabel` (`widgets/help_tip.dart`) calls [glossaryHint] and
+/// draws a «?» next to any label that has an entry.
+library;
+
+const _entries = <String, String>{
+  // returns
+  'xirr':
+      'XIRR — годовая доходность с учётом дат и сумм ваших пополнений и выводов '
+      '(денежно-взвешенная): сколько вы заработали на своих деньгах в пересчёте на год. '
+      'На очень коротких сроках может быть недоступна или сильно завышена.',
+  'xirr, год':
+      'XIRR за последние 12 месяцев — годовая доходность с учётом дат и сумм ваших '
+      'пополнений и выводов.',
+  'twr':
+      'TWR — доходность самого портфеля без влияния пополнений и выводов: дневные '
+      'доходности перемножаются. Подходит, чтобы честно сравнивать с индексом.',
+  'twr, год':
+      'TWR за последние 12 месяцев — доходность портфеля без влияния пополнений и '
+      'выводов. «Пропущено N дн.» — дни, когда часть бумаг была без цены.',
+  'доходность':
+      'Доходность — XIRR: годовая доходность с учётом дат и сумм ваших пополнений '
+      'и выводов. «—» — если посчитать нечего или срок слишком короткий.',
+  'прибыль':
+      'Прибыль — на сколько текущая стоимость больше (или меньше) вложенного. По позиции: '
+      'рыночная стоимость минус стоимость покупки, процент — от вложенного. Пока у части бумаг '
+      'нет цены, итог показывается как «—».',
+  'нереализованная':
+      'Нереализованная прибыль — на сколько бумага подорожала или подешевела '
+      'относительно покупки, пока вы её не продали.',
+  'нереализ.':
+      'Нереализованная прибыль — на сколько бумага подорожала или подешевела '
+      'относительно покупки, пока вы её не продали.',
+  'реализованная':
+      'Реализованная прибыль — результат по уже проданным бумагам (правило FIFO: '
+      'первыми продаются самые ранние покупки).',
+  'реализовано':
+      'Реализованный результат по уже проданным бумагам (правило FIFO: первыми '
+      'продаются самые ранние покупки).',
+  'за день':
+      'За день — изменение результата за последний торговый день. Пополнения и выводы '
+      'в него не входят, только движение цен и выплаты.',
+  'потоки': 'Внешние потоки за период: пополнения за вычетом выводов.',
+  // value
+  'вложено':
+      'Вложено — стоимость покупки (для всего портфеля — пополнения минус выводы). '
+      'Ниже — средняя цена покупки за штуку.',
+  'текущая стоимость':
+      'Количество × последняя цена. Ниже — цена за одну бумагу. «—» значит, '
+      'что цены нет и стоимость неизвестна.',
+  'доля': 'Доля позиции в общей стоимости выбранного набора счетов.',
+  'доля в портфеле': 'Доля позиции в общей стоимости выбранного набора счетов.',
+  'выплаты': 'Полученные дивиденды и купоны за всё время.',
+  'дивиденды': 'Полученные по бумаге дивиденды и купоны за всё время.',
+  'див. доходность':
+      'Полученные выплаты в процентах от вложенного в позицию за всё время '
+      'владения.',
+  'пассивный доход':
+      'Пассивный доход — ожидаемые дивиденды и купоны за ближайшие 12 месяцев: '
+      'по объявленным выплатам, графику купонов облигаций и (для дивидендов) по истории за два '
+      'года. Это оценка, а не обещание. Процент — от текущей стоимости.',
+  'нкд':
+      'НКД — накопленный купонный доход: часть очередного купона, набежавшая с даты '
+      'последней выплаты. Покупатель облигации доплачивает его продавцу.',
+  // capital and cash
+  'капитал сегодня':
+      'Капитал — всё, чем вы владеете, за вычетом долгов: деньги и сбережения на '
+      'счетах ZenMoney плюс стоимость активных брокерских счетов.',
+  'ликвидные': 'Деньги, доступные сразу: карты, наличные, расчётные счета.',
+  'сбережения':
+      'Накопления, которые вы отложили: вклады и накопительные счета. Роль счёта '
+      'задаётся на экране «Счета».',
+  'инвестиции': 'Стоимость брокерских счетов: бумаги по рыночным ценам плюс деньги на счёте.',
+  'долги': 'Кредиты и долги; входят в капитал со знаком минус.',
+  'запас хода (runway)':
+      'Запас хода — на сколько месяцев хватит ликвидных денег и сбережений '
+      'при вашем обычном расходе: (ликвидные + сбережения) ÷ средний «обычный» расход за три '
+      'последних полных месяца, без разовых трат. Инвестиции в запас не входят.',
+  'запас хода':
+      'Запас хода — на сколько месяцев хватит ликвидных денег и сбережений при вашем '
+      'обычном расходе (средний «обычный» расход за три последних полных месяца).',
+  'норма сбережений':
+      'Норма сбережений — доля дохода, которая осталась после расходов: '
+      '(доход − расход) ÷ доход за месяц.',
+  // events
+  'внешний поток':
+      'Внешний поток — событие, при котором деньги или бумаги пересекают границу '
+      'портфеля: пополнение, вывод, перевод бумаг. XIRR считается именно по внешним потокам.',
+  'внешние потоки':
+      'Показать только события, при которых деньги или бумаги пересекают границу '
+      'портфеля: пополнения, выводы, переводы бумаг. По ним считается XIRR.',
+  'статус':
+      'Подтверждено — событие учитывается в расчётах. Теневое — дубль из второстепенного '
+      'источника, нужен только для сверки. Ожидает — загружено, но ещё не записано в леджер. '
+      'Игнорируется — исключено.',
+  // portfolio tools
+  'сравнение с бенчмарками':
+      'Бенчмарк — индекс для сравнения (например, индекс Мосбиржи): '
+      'показывает, обгоняет ли ваш портфель рынок за тот же период.',
+  'целевые веса':
+      'Целевые веса — какую долю портфеля вы хотите держать в каждой категории. '
+      'Сумма по одному измерению должна быть 100 %.',
+  // accounts
+  'тип':
+      'Тип счёта — его роль в расчётах: ликвидные, сбережения, инвестиции или долги. От неё '
+      'зависит, в какую строку «Капитала» попадёт остаток.',
+  'в капитал':
+      'Входит ли остаток счёта в «Капитал» на Обзоре. Выключите для счетов-зеркал '
+      '(например, ZenMoney-копия брокерского счёта): иначе одни и те же деньги посчитаются дважды.',
+  'активен':
+      'Отключённый счёт не учитывается ни в капитале, ни в портфелях, ни в аналитике; его '
+      'история остаётся и вернётся при включении.',
+  // tax
+  'лдв':
+      'ЛДВ — льгота долгосрочного владения (ст. 219.1 НК РФ): при владении биржевой бумагой '
+      'три полных года и более налог с прибыли по ней уменьшается. В приложении это оценка.',
+  'дата лдв': 'Дата, с которой лот пробудет в портфеле три полных года и попадёт под ЛДВ.',
+  'дней до лдв': 'Сколько дней осталось до трёх лет владения этим лотом (ЛДВ).',
+  'освобождено по лдв':
+      'Часть прибыли, освобождённая от налога по ЛДВ (три года владения '
+      'биржевой бумагой). Оценка.',
+  'оценка налога':
+      'Приблизительный НДФЛ по вашим сделкам — для сверки со справкой брокера. '
+      'Окончательный расчёт делает брокер как налоговый агент.',
+  'налог (оценка)':
+      'Приблизительный НДФЛ по вашим сделкам — для сверки со справкой брокера. '
+      'Окончательный расчёт делает брокер.',
+  'налог при продаже':
+      'Сколько налога примерно придётся заплатить, если продать этот лот '
+      'сегодня. Оценка.',
+  'налоговая база':
+      'Сумма, с которой считается налог; приложение оценивает её по вашим '
+      'сделкам. Окончательный расчёт делает брокер.',
+  'база': 'Сумма, с которой считается налог; приложение оценивает её по вашим сделкам.',
+  'удержано брокером':
+      'Налог, который брокер уже удержал при выплате дивидендов и купонов.',
+  'удержано':
+      'Налог, который брокер уже удержал при выплате дивидендов и купонов.',
+  'убыток':
+      'Отрицательный результат по проданным бумагам; уменьшает налоговую базу.',
+};
+
+String _key(String label) => label.trim().toLowerCase().replaceAll('ё', 'е');
+
+final _normalized = {for (final e in _entries.entries) _key(e.key): e.value};
+
+/// The explanation for [label], or null when it is not a term worth explaining.
+String? glossaryHint(String label) => _normalized[_key(label)];

app/lib/core/theme/app_theme.dart

@@ -1,25 +1,70 @@
 import 'package:flutter/material.dart';
 
-/// Design tokens for fin-tracker's visual language (`docs/ai/design-system.md`): dark
+/// Design tokens for fin-tracker's visual language (`docs/ai/design-system.md`): graphite-violet
-/// surfaces tinted blue-indigo rather than neutral grey, flat bordered cards instead of
+/// surfaces, one bright sky-blue accent, flat rounded cards with no outline, filled inputs and
-/// Material's default elevation shadow, and one accent seed shared with
+/// pill-shaped navigation — the look of Snowball.
-/// `ChartColors.slot1Blue` so UI chrome and the primary data series read as the same color.
 ///
-/// Both brightnesses share this seed and this shape language — only the surface tones
+/// Both brightnesses share this accent and this shape language — only the surface tones
 /// differ — so the dark theme is not a special case bolted onto a default light Material
 /// theme, and switching `themeModeProvider` never changes which widgets exist.
 class AppTheme {
   const AppTheme._();
 
+  /// The accent: buttons, active tabs, links and the primary chart series.
   /// Matches `ChartColors.slot1Blue`.
-  static const seed = Color(0xFF2A78D6);
+  static const seed = Color(0xFF14AFFF);
 
   static ThemeData light() => _build(Brightness.light);
   static ThemeData dark() => _build(Brightness.dark);
 
+  static ColorScheme _scheme(Brightness brightness) {
+    final base = ColorScheme.fromSeed(seedColor: seed, brightness: brightness);
+    if (brightness == Brightness.light) {
+      return base.copyWith(
+        primary: const Color(0xFF0A98E6),
+        onPrimary: Colors.white,
+        surface: const Color(0xFFF2F2F7),
+        surfaceContainerLowest: Colors.white,
+        surfaceContainerLow: const Color(0xFFF7F7FB),
+        surfaceContainer: Colors.white,
+        surfaceContainerHigh: const Color(0xFFE8E8F0),
+        surfaceContainerHighest: const Color(0xFFDCDCE6),
+        outlineVariant: const Color(0xFFD8D8E2),
+      );
+    }
+    return base.copyWith(
+      primary: seed,
+      onPrimary: const Color(0xFF04283B),
+      primaryContainer: const Color(0xFF0E4B6E),
+      onPrimaryContainer: const Color(0xFFD3F0FF),
+      surface: const Color(0xFF25252F),
+      surfaceContainerLowest: const Color(0xFF1F1F28),
+      surfaceContainerLow: const Color(0xFF2A2A35),
+      surfaceContainer: const Color(0xFF2F2F3C),
+      surfaceContainerHigh: const Color(0xFF3A3A49),
+      surfaceContainerHighest: const Color(0xFF474757),
+      onSurface: const Color(0xFFEDEDF3),
+      onSurfaceVariant: const Color(0xFFB4B4C3),
+      outline: const Color(0xFF74748A),
+      outlineVariant: const Color(0xFF3F3F4F),
+      error: const Color(0xFFF26B6B),
+    );
+  }
+
   static ThemeData _build(Brightness brightness) {
-    final scheme = ColorScheme.fromSeed(seedColor: seed, brightness: brightness);
+    final scheme = _scheme(brightness);
-    final outline = scheme.outlineVariant.withValues(alpha: brightness == Brightness.dark ? 0.4 : 0.7);
+    final dark = brightness == Brightness.dark;
+    final outline = scheme.outlineVariant;
+    final radius = BorderRadius.circular(12);
+    final fieldRadius = BorderRadius.circular(8);
+
+    OutlineInputBorder field([Color? color, double width = 1]) =>
+        OutlineInputBorder(
+          borderRadius: fieldRadius,
+          borderSide: color == null
+              ? BorderSide.none
+              : BorderSide(color: color, width: width),
+        );
 
     return ThemeData(
       useMaterial3: true,
@@ -39,34 +84,95 @@ class AppTheme {
         clipBehavior: Clip.antiAlias,
         margin: EdgeInsets.zero,
         shape: RoundedRectangleBorder(
-          borderRadius: BorderRadius.circular(16),
+          borderRadius: radius,
-          side: BorderSide(color: outline),
+          side: dark ? BorderSide.none : BorderSide(color: outline),
         ),
       ),
       dividerTheme: DividerThemeData(color: outline, space: 1, thickness: 1),
+      dialogTheme: DialogThemeData(
+        backgroundColor: scheme.surfaceContainer,
+        surfaceTintColor: Colors.transparent,
+        shape: RoundedRectangleBorder(borderRadius: BorderRadius.circular(16)),
+      ),
+      bottomSheetTheme: BottomSheetThemeData(
+        backgroundColor: scheme.surfaceContainer,
+        surfaceTintColor: Colors.transparent,
+      ),
+      inputDecorationTheme: InputDecorationTheme(
+        filled: true,
+        fillColor: scheme.surfaceContainerHigh,
+        border: field(),
+        enabledBorder: field(),
+        focusedBorder: field(scheme.primary, 1.5),
+        errorBorder: field(scheme.error),
+        focusedErrorBorder: field(scheme.error, 1.5),
+      ),
+      filledButtonTheme: FilledButtonThemeData(
+        style: FilledButton.styleFrom(
+          shape: RoundedRectangleBorder(borderRadius: fieldRadius),
+          padding: const EdgeInsets.symmetric(horizontal: 20, vertical: 14),
+        ),
+      ),
+      outlinedButtonTheme: OutlinedButtonThemeData(
+        style: OutlinedButton.styleFrom(
+          shape: RoundedRectangleBorder(borderRadius: fieldRadius),
+          side: BorderSide(color: outline),
+        ),
+      ),
+      textButtonTheme: TextButtonThemeData(
+        style: TextButton.styleFrom(
+          shape: RoundedRectangleBorder(borderRadius: fieldRadius),
+        ),
+      ),
+      chipTheme: ChipThemeData(
+        backgroundColor: scheme.surfaceContainerHigh,
+        side: BorderSide.none,
+        shape: RoundedRectangleBorder(borderRadius: fieldRadius),
+      ),
+      tabBarTheme: TabBarThemeData(
+        indicatorColor: scheme.primary,
+        labelColor: scheme.onSurface,
+        unselectedLabelColor: scheme.onSurfaceVariant,
+        dividerColor: outline,
+        labelStyle: const TextStyle(fontWeight: FontWeight.w600),
+      ),
+      popupMenuTheme: PopupMenuThemeData(
+        color: scheme.surfaceContainerHigh,
+        surfaceTintColor: Colors.transparent,
+        shape: RoundedRectangleBorder(borderRadius: radius),
+      ),
       navigationRailTheme: NavigationRailThemeData(
         backgroundColor: scheme.surfaceContainerLow,
         indicatorColor: scheme.primaryContainer,
         useIndicator: true,
         selectedIconTheme: IconThemeData(color: scheme.primary),
         unselectedIconTheme: IconThemeData(color: scheme.onSurfaceVariant),
-        selectedLabelTextStyle: TextStyle(color: scheme.primary, fontWeight: FontWeight.w600),
+        selectedLabelTextStyle: TextStyle(
+          color: scheme.primary,
+          fontWeight: FontWeight.w600,
+        ),
         unselectedLabelTextStyle: TextStyle(color: scheme.onSurfaceVariant),
       ),
       navigationBarTheme: NavigationBarThemeData(
-        backgroundColor: scheme.surfaceContainerLow,
+        backgroundColor: scheme.surfaceContainerLowest,
         indicatorColor: scheme.primaryContainer,
         elevation: 0,
         iconTheme: WidgetStateProperty.resolveWith(
           (states) => IconThemeData(
-            color: states.contains(WidgetState.selected) ? scheme.primary : scheme.onSurfaceVariant,
+            color: states.contains(WidgetState.selected)
+                ? scheme.primary
+                : scheme.onSurfaceVariant,
           ),
         ),
         labelTextStyle: WidgetStateProperty.resolveWith(
           (states) => TextStyle(
             fontSize: 12,
-            fontWeight: states.contains(WidgetState.selected) ? FontWeight.w600 : FontWeight.w400,
+            fontWeight: states.contains(WidgetState.selected)
-            color: states.contains(WidgetState.selected) ? scheme.primary : scheme.onSurfaceVariant,
+                ? FontWeight.w600
+                : FontWeight.w400,
+            color: states.contains(WidgetState.selected)
+                ? scheme.primary
+                : scheme.onSurfaceVariant,
           ),
         ),
       ),

app/lib/core/theme/chart_colors.dart

@@ -6,12 +6,17 @@ import 'package:flutter/material.dart';
 class ChartColors {
   const ChartColors._();
 
-  static const slot1Blue = Color(0xFF2A78D6);
+  static const slot1Blue = Color(0xFF14AFFF);
   static const slot2Orange = Color(0xFFEB6834);
   static const slot3Aqua = Color(0xFF1BAF7A);
   static const slot4Yellow = Color(0xFFEDA100);
   static const slot5Magenta = Color(0xFFE87BA4);
 
+  /// Gain and loss, everywhere a number is signed (`signColor`): mint and coral, readable on
+  /// both the graphite and the light surfaces.
+  static const gain = Color(0xFF3DDC97);
+  static const loss = Color(0xFFF26B6B);
+
   /// This app's fixed assignment for cashflow charts.
   static const income = slot1Blue;
   static const expense = slot2Orange;

app/lib/core/theme/theme_controller.dart

@@ -4,7 +4,9 @@ import 'package:shared_preferences/shared_preferences.dart';
 
 const _prefsKey = 'theme_mode';
 
-final themeModeProvider = NotifierProvider<ThemeModeController, ThemeMode>(ThemeModeController.new);
+final themeModeProvider = NotifierProvider<ThemeModeController, ThemeMode>(
+  ThemeModeController.new,
+);
 
 /// Persists the chosen [ThemeMode] to this device via `shared_preferences`.
 class ThemeModeController extends Notifier<ThemeMode> {

app/lib/core/utils/json.dart

@@ -15,7 +15,8 @@ import 'package:dio/dio.dart';
 
 import '../auth/auth_controller.dart' show problemMessage;
 
-String? asString(Object? v) => v == null ? null : (v is String ? v : v.toString());
+String? asString(Object? v) =>
+    v == null ? null : (v is String ? v : v.toString());
 
 int? asInt(Object? v) => switch (v) {
   null => null,
@@ -53,7 +54,8 @@ List<Map<String, dynamic>> asObjects(Object? v) => v is List
     ? v.whereType<Map>().map((e) => Map<String, dynamic>.from(e)).toList()
     : const [];
 
-Map<String, dynamic>? asObject(Object? v) => v is Map ? Map<String, dynamic>.from(v) : null;
+Map<String, dynamic>? asObject(Object? v) =>
+    v is Map ? Map<String, dynamic>.from(v) : null;
 
 List<String> asStrings(Object? v) =>
     v is List ? v.map((e) => e.toString()).toList() : const <String>[];

app/lib/core/utils/ru_date.dart

@@ -43,7 +43,8 @@ String ruMonthYear(DateTime d) {
 String ruMonthYearShort(DateTime d) => '${_monthsShort[d.month - 1]} ${d.year}';
 
 /// `'2026-09'`, the `month` query parameter format the API expects.
-String monthKey(DateTime d) => '${d.year.toString().padLeft(4, '0')}-${d.month.toString().padLeft(2, '0')}';
+String monthKey(DateTime d) =>
+    '${d.year.toString().padLeft(4, '0')}-${d.month.toString().padLeft(2, '0')}';
 
 /// Parses a `'YYYY-MM'` key back into a [DateTime] (first of month, UTC).
 DateTime parseMonthKey(String key) {

app/lib/core/widgets/asset_icon.dart

@@ -0,0 +1,104 @@
+import 'package:flutter/material.dart';
+
+/// An asset's picture: the issuer's logo from the broker, and while it loads or when the
+/// broker has none, a circle in the brand colour with the icon of the asset class.
+///
+/// The logo URL and colour come from the API as they are; a failed load (offline, a logo
+/// the CDN has since dropped) quietly falls back rather than showing a broken image.
+class AssetIcon extends StatelessWidget {
+  const AssetIcon({
+    super.key,
+    required this.assetClass,
+    this.logoUrl,
+    this.logoColor,
+    this.size = 32,
+  });
+
+  final String? assetClass;
+  final String? logoUrl;
+  final String? logoColor;
+  final double size;
+
+  @override
+  Widget build(BuildContext context) {
+    final url = logoUrl;
+    final fallback = _Fallback(
+      assetClass: assetClass,
+      logoColor: logoColor,
+      size: size,
+    );
+    return SizedBox.square(
+      dimension: size,
+      child: ClipOval(
+        child: url == null
+            ? fallback
+            : Image.network(
+                url,
+                width: size,
+                height: size,
+                fit: BoxFit.cover,
+                filterQuality: FilterQuality.medium,
+                gaplessPlayback: true,
+                errorBuilder: (_, _, _) => fallback,
+                loadingBuilder: (_, child, progress) =>
+                    progress == null ? child : fallback,
+              ),
+      ),
+    );
+  }
+}
+
+class _Fallback extends StatelessWidget {
+  const _Fallback({
+    required this.assetClass,
+    required this.logoColor,
+    required this.size,
+  });
+
+  final String? assetClass;
+  final String? logoColor;
+  final double size;
+
+  @override
+  Widget build(BuildContext context) {
+    final scheme = Theme.of(context).colorScheme;
+    final brand = parseBrandColor(logoColor);
+    final background = brand ?? scheme.surfaceContainerHigh;
+    final foreground = brand == null
+        ? scheme.onSurfaceVariant
+        : (ThemeData.estimateBrightnessForColor(brand) == Brightness.dark
+              ? Colors.white
+              : Colors.black87);
+    return ColoredBox(
+      color: background,
+      child: Icon(
+        assetClassIcon(assetClass),
+        size: size * 0.55,
+        color: foreground,
+      ),
+    );
+  }
+}
+
+/// `#21A038` (or `#AA21A038`) as a colour; null for anything else, so a malformed value
+/// from the broker degrades to the neutral fallback instead of throwing.
+Color? parseBrandColor(String? hex) {
+  if (hex == null) return null;
+  final digits = hex.startsWith('#') ? hex.substring(1) : hex;
+  if (digits.length != 6 && digits.length != 8) return null;
+  final value = int.tryParse(digits, radix: 16);
+  if (value == null) return null;
+  return Color(digits.length == 6 ? 0xFF000000 | value : value);
+}
+
+IconData assetClassIcon(String? assetClass) => switch (assetClass) {
+  'share' => Icons.trending_up,
+  'bond' => Icons.receipt_long_outlined,
+  'etf' || 'fund' => Icons.pie_chart_outline,
+  'currency' => Icons.currency_exchange,
+  'index' => Icons.show_chart,
+  'deposit' => Icons.savings_outlined,
+  'real_estate' => Icons.home_outlined,
+  'crypto' => Icons.currency_bitcoin,
+  _ => Icons.circle_outlined,
+};

app/lib/core/widgets/async_value_view.dart

@@ -8,7 +8,12 @@ import '../auth/auth_controller.dart';
 /// a retry-capable error view otherwise. Keeps the loading/error boilerplate
 /// out of every screen that watches a provider.
 class AsyncValueView<T> extends StatelessWidget {
-  const AsyncValueView({required this.value, required this.data, this.onRetry, super.key});
+  const AsyncValueView({
+    required this.value,
+    required this.data,
+    this.onRetry,
+    super.key,
+  });
 
   final AsyncValue<T> value;
   final Widget Function(T data) data;
@@ -30,12 +35,19 @@ class AsyncValueView<T> extends StatelessWidget {
           child: Column(
             mainAxisSize: MainAxisSize.min,
             children: [
-              Icon(Icons.error_outline, color: Theme.of(context).colorScheme.error, size: 32),
+              Icon(
+                Icons.error_outline,
+                color: Theme.of(context).colorScheme.error,
+                size: 32,
+              ),
               const SizedBox(height: 8),
               Text(_message(error), textAlign: TextAlign.center),
               if (onRetry != null) ...[
                 const SizedBox(height: 12),
-                FilledButton.tonal(onPressed: onRetry, child: const Text('Повторить')),
+                FilledButton.tonal(
+                  onPressed: onRetry,
+                  child: const Text('Повторить'),
+                ),
               ],
             ],
           ),

app/lib/core/widgets/empty_state.dart

@@ -2,7 +2,11 @@ import 'package:flutter/material.dart';
 
 /// A centered placeholder for a screen or list section with nothing to show yet.
 class EmptyState extends StatelessWidget {
-  const EmptyState({required this.message, this.icon = Icons.inbox_outlined, super.key});
+  const EmptyState({
+    required this.message,
+    this.icon = Icons.inbox_outlined,
+    super.key,
+  });
 
   final String message;
   final IconData icon;

app/lib/core/widgets/help_tip.dart

@@ -0,0 +1,85 @@
+import 'package:flutter/material.dart';
+
+import '../glossary.dart';
+
+/// A small «?» that explains itself: hover on desktop and web, tap on a phone. Deliberately
+/// quiet — a muted outline icon, not a badge — because it sits next to text people read all day.
+class HelpTip extends StatelessWidget {
+  const HelpTip(this.message, {this.size = 15, super.key});
+
+  final String message;
+  final double size;
+
+  @override
+  Widget build(BuildContext context) {
+    final scheme = Theme.of(context).colorScheme;
+    return Tooltip(
+      message: message,
+      triggerMode: TooltipTriggerMode.tap,
+      waitDuration: const Duration(milliseconds: 150),
+      showDuration: const Duration(seconds: 12),
+      constraints: const BoxConstraints(maxWidth: 340),
+      padding: const EdgeInsets.symmetric(horizontal: 14, vertical: 10),
+      margin: const EdgeInsets.all(12),
+      textStyle: const TextStyle(
+        fontSize: 13,
+        height: 1.35,
+        color: Colors.white,
+      ),
+      decoration: BoxDecoration(
+        color: const Color(0xEB16161C),
+        borderRadius: BorderRadius.circular(8),
+      ),
+      child: MouseRegion(
+        cursor: SystemMouseCursors.help,
+        child: Padding(
+          padding: const EdgeInsets.all(3),
+          child: Icon(
+            Icons.help_outline,
+            size: size,
+            color: scheme.onSurfaceVariant.withValues(alpha: 0.75),
+          ),
+        ),
+      ),
+    );
+  }
+}
+
+/// A label that carries its own explanation: [text], then a [HelpTip] when the glossary knows the
+/// term (or when [hint] is given, which wins — the same word can mean two things on two screens).
+/// A label with no entry is a plain [Text], so it is safe to use for any caption.
+class TermLabel extends StatelessWidget {
+  const TermLabel(
+    this.text, {
+    this.hint,
+    this.style,
+    this.alignment = MainAxisAlignment.start,
+    this.textAlign,
+    super.key,
+  });
+
+  final String text;
+  final String? hint;
+  final TextStyle? style;
+
+  /// Where the label sits in its box; numeric table headers pass [MainAxisAlignment.end].
+  final MainAxisAlignment alignment;
+  final TextAlign? textAlign;
+
+  @override
+  Widget build(BuildContext context) {
+    final message = hint ?? glossaryHint(text);
+    if (message == null) return Text(text, style: style, textAlign: textAlign);
+    return Row(
+      mainAxisSize: MainAxisSize.min,
+      mainAxisAlignment: alignment,
+      children: [
+        Flexible(
+          child: Text(text, style: style, textAlign: textAlign),
+        ),
+        const SizedBox(width: 2),
+        HelpTip(message, size: (style?.fontSize ?? 14) + 1),
+      ],
+    );
+  }
+}

app/lib/core/widgets/money_text.dart

@@ -4,11 +4,7 @@ import 'package:intl/intl.dart';
 
 /// Currency symbols for the instruments we expect to see. Falls back to the
 /// ISO code itself (e.g. 'USDT') when we don't have a nicer glyph.
-const _currencySymbols = {
+const _currencySymbols = {'RUB': '₽', 'USD': '\$', 'EUR': '€'};
-  'RUB': '₽',
-  'USD': '\$',
-  'EUR': '€',
-};
 
 /// Formats a decimal-string amount (as the API sends it, to avoid double
 /// rounding errors) with `intl`'s ru_RU rules and a currency symbol.
@@ -23,7 +19,11 @@ class MoneyText extends StatelessWidget {
   static String format(String amount, String currency) {
     final value = Decimal.parse(amount).toDouble();
     final symbol = _currencySymbols[currency] ?? currency;
-    final formatter = NumberFormat.currency(locale: 'ru_RU', symbol: symbol, decimalDigits: 2);
+    final formatter = NumberFormat.currency(
+      locale: 'ru_RU',
+      symbol: symbol,
+      decimalDigits: 2,
+    );
     return formatter.format(value);
   }
 

app/lib/core/widgets/scope_selector.dart

@@ -23,7 +23,9 @@ class ScopeSelector extends ConsumerWidget {
       value: scopes,
       data: (rows) {
         if (rows.length < 2) return const SizedBox.shrink();
-        final known = rows.any((s) => s.scope == current) ? current : rows.first.scope;
+        final known = rows.any((s) => s.scope == current)
+            ? current
+            : rows.first.scope;
         return DropdownButtonHideUnderline(
           child: DropdownButton<String>(
             value: known,

app/lib/core/widgets/section_card.dart

@@ -1,9 +1,17 @@
 import 'package:flutter/material.dart';
 
+import 'help_tip.dart';
+
 /// A titled card section, the layout unit the phase-4 screens are built from (the same
 /// shape Портфель already uses inline).
 class SectionCard extends StatelessWidget {
-  const SectionCard({required this.title, required this.child, this.subtitle, this.trailing, super.key});
+  const SectionCard({
+    required this.title,
+    required this.child,
+    this.subtitle,
+    this.trailing,
+    super.key,
+  });
 
   final String title;
   final String? subtitle;
@@ -25,13 +33,15 @@ class SectionCard extends StatelessWidget {
                   child: Column(
                     crossAxisAlignment: CrossAxisAlignment.start,
                     children: [
-                      Text(title, style: theme.textTheme.titleMedium),
+                      TermLabel(title, style: theme.textTheme.titleMedium),
                       if (subtitle != null)
                         Padding(
                           padding: const EdgeInsets.only(top: 2),
                           child: Text(
                             subtitle!,
-                            style: theme.textTheme.bodySmall?.copyWith(color: theme.hintColor),
+                            style: theme.textTheme.bodySmall?.copyWith(
+                              color: theme.hintColor,
+                            ),
                           ),
                         ),
                     ],
@@ -51,7 +61,13 @@ class SectionCard extends StatelessWidget {
 
 /// A compact labelled number, used for the summary rows of the phase-4 screens.
 class StatTile extends StatelessWidget {
-  const StatTile({required this.label, required this.value, this.note, this.width = 184, super.key});
+  const StatTile({
+    required this.label,
+    required this.value,
+    this.note,
+    this.width = 184,
+    super.key,
+  });
 
   final String label;
   final Widget value;
@@ -69,14 +85,19 @@ class StatTile extends StatelessWidget {
           child: Column(
             crossAxisAlignment: CrossAxisAlignment.start,
             children: [
-              Text(label, style: theme.textTheme.bodySmall),
+              TermLabel(label, style: theme.textTheme.bodySmall),
               const SizedBox(height: 4),
-              DefaultTextStyle(style: theme.textTheme.titleMedium!, child: value),
+              DefaultTextStyle(
+                style: theme.textTheme.titleMedium!,
+                child: value,
+              ),
               if (note != null) ...[
                 const SizedBox(height: 2),
                 Text(
                   note!,
-                  style: theme.textTheme.bodySmall?.copyWith(color: theme.hintColor),
+                  style: theme.textTheme.bodySmall?.copyWith(
+                    color: theme.hintColor,
+                  ),
                   maxLines: 3,
                 ),
               ],

app/lib/core/widgets/section_header.dart

@@ -23,7 +23,9 @@ class SectionHeader extends StatelessWidget {
             children: [
               Text(
                 title,
-                style: theme.textTheme.titleLarge?.copyWith(fontWeight: FontWeight.w800),
+                style: theme.textTheme.titleLarge?.copyWith(
+                  fontWeight: FontWeight.w800,
+                ),
               ),
               const SizedBox(height: 6),
               Container(

app/lib/core/widgets/service_mark.dart

@@ -0,0 +1,66 @@
+import 'package:flutter/material.dart';
+
+import '../theme/app_theme.dart';
+
+/// The service's mark: a sky-blue-to-violet disc with three rising bars. The same drawing as
+/// `web/favicon.svg` (a 512 × 512 design scaled to [size]), painted natively so the top bar
+/// needs neither an asset nor an SVG package.
+class ServiceMark extends StatelessWidget {
+  const ServiceMark({this.size = 40, super.key});
+
+  final double size;
+
+  /// The far end of the gradient; the near end is the app accent, [AppTheme.seed].
+  static const violet = Color(0xFF7A5CFF);
+
+  @override
+  Widget build(BuildContext context) {
+    return SizedBox.square(
+      dimension: size,
+      child: CustomPaint(painter: _MarkPainter()),
+    );
+  }
+}
+
+class _MarkPainter extends CustomPainter {
+  // (x, y, width, height) in the 512 design grid, tallest last
+  static const _bars = [
+    Rect.fromLTWH(132, 281, 64, 100),
+    Rect.fromLTWH(224, 211, 64, 170),
+    Rect.fromLTWH(316, 131, 64, 250),
+  ];
+
+  @override
+  void paint(Canvas canvas, Size size) {
+    final s = size.width / 512;
+    final disc = Offset.zero & size;
+    canvas.drawCircle(
+      disc.center,
+      size.width / 2,
+      Paint()
+        ..shader = const LinearGradient(
+          begin: Alignment.topLeft,
+          end: Alignment.bottomRight,
+          colors: [AppTheme.seed, ServiceMark.violet],
+        ).createShader(disc),
+    );
+    final white = Paint()..color = Colors.white;
+    for (final bar in _bars) {
+      canvas.drawRRect(
+        RRect.fromRectAndRadius(
+          Rect.fromLTWH(
+            bar.left * s,
+            bar.top * s,
+            bar.width * s,
+            bar.height * s,
+          ),
+          Radius.circular(14 * s),
+        ),
+        white,
+      );
+    }
+  }
+
+  @override
+  bool shouldRepaint(_MarkPainter oldDelegate) => false;
+}

app/lib/core/widgets/stale_banner.dart

@@ -14,11 +14,15 @@ class StaleBanner extends StatelessWidget {
   Widget build(BuildContext context) {
     final scheme = Theme.of(context).colorScheme;
     final at = fetchedAt.toLocal();
-    final time = '${at.hour.toString().padLeft(2, '0')}:${at.minute.toString().padLeft(2, '0')}';
+    final time =
+        '${at.hour.toString().padLeft(2, '0')}:${at.minute.toString().padLeft(2, '0')}';
     return Container(
       margin: const EdgeInsets.only(bottom: 12),
       padding: const EdgeInsets.symmetric(horizontal: 12, vertical: 8),
-      decoration: BoxDecoration(color: scheme.errorContainer, borderRadius: BorderRadius.circular(8)),
+      decoration: BoxDecoration(
+        color: scheme.errorContainer,
+        borderRadius: BorderRadius.circular(8),
+      ),
       child: Row(
         children: [
           Icon(Icons.cloud_off, size: 18, color: scheme.onErrorContainer),

app/lib/features/accounts/account_create_dialog.dart

@@ -0,0 +1,171 @@
+import 'package:dio/dio.dart';
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+
+import '../../core/api/api_client.dart';
+import '../../core/auth/auth_controller.dart';
+import 'providers.dart';
+
+/// The brokers whose accounts are created by hand: T-Invest accounts come from the sync.
+const _brokerChoices = [
+  (Broker.sber, 'Сбер'),
+  (Broker.vtb, 'ВТБ'),
+  (Broker.other, 'Другой (CSV)'),
+];
+
+/// Maps the import contract's broker key (`sber | vtb | csv`) onto a creatable broker.
+Broker? brokerFromImportKey(String? key) => switch (key) {
+  'sber' => Broker.sber,
+  'vtb' => Broker.vtb,
+  'csv' => Broker.other,
+  _ => null,
+};
+
+/// Asks for the details of a broker account and creates it. Returns the new account, or null
+/// when cancelled or when the server refused (the reason is shown in the dialog).
+Future<AccountOut?> showAccountCreateDialog(
+  BuildContext context, {
+  Broker? broker,
+  String? sourceId,
+  String? name,
+}) => showDialog<AccountOut>(
+  context: context,
+  builder: (_) =>
+      _AccountCreateDialog(broker: broker, sourceId: sourceId, name: name),
+);
+
+class _AccountCreateDialog extends ConsumerStatefulWidget {
+  const _AccountCreateDialog({this.broker, this.sourceId, this.name});
+
+  final Broker? broker;
+  final String? sourceId;
+  final String? name;
+
+  @override
+  ConsumerState<_AccountCreateDialog> createState() =>
+      _AccountCreateDialogState();
+}
+
+class _AccountCreateDialogState extends ConsumerState<_AccountCreateDialog> {
+  final _formKey = GlobalKey<FormState>();
+  late final _name = TextEditingController(text: widget.name ?? '');
+  late final _sourceId = TextEditingController(text: widget.sourceId ?? '');
+  final _currency = TextEditingController(text: 'RUB');
+  late Broker _broker = widget.broker ?? Broker.sber;
+  bool _saving = false;
+  String? _error;
+
+  @override
+  void dispose() {
+    _name.dispose();
+    _sourceId.dispose();
+    _currency.dispose();
+    super.dispose();
+  }
+
+  Future<void> _save() async {
+    if (!(_formKey.currentState?.validate() ?? false)) return;
+    setState(() {
+      _saving = true;
+      _error = null;
+    });
+    try {
+      final r = await ref
+          .read(apiProvider)
+          .getAccountsApi()
+          .accountsCreate(
+            accountCreate: AccountCreate(
+              name: _name.text.trim(),
+              broker: _broker,
+              sourceId: _sourceId.text.trim(),
+              currency: _currency.text.trim().toUpperCase(),
+            ),
+          );
+      ref.invalidate(accountsProvider);
+      if (mounted) Navigator.of(context).pop(r.data);
+    } on DioException catch (e) {
+      if (mounted) {
+        setState(() {
+          _saving = false;
+          _error = problemMessage(e);
+        });
+      }
+    }
+  }
+
+  @override
+  Widget build(BuildContext context) {
+    return AlertDialog(
+      title: const Text('Новый брокерский счёт'),
+      content: SizedBox(
+        width: 420,
+        child: Form(
+          key: _formKey,
+          child: SingleChildScrollView(
+            child: Column(
+              mainAxisSize: MainAxisSize.min,
+              children: [
+                TextFormField(
+                  controller: _name,
+                  decoration: const InputDecoration(labelText: 'Название'),
+                  validator: (v) =>
+                      (v ?? '').trim().isEmpty ? 'Обязательное поле' : null,
+                ),
+                const SizedBox(height: 12),
+                DropdownButtonFormField<Broker>(
+                  initialValue: _broker,
+                  decoration: const InputDecoration(labelText: 'Брокер'),
+                  items: [
+                    for (final (b, label) in _brokerChoices)
+                      DropdownMenuItem(value: b, child: Text(label)),
+                  ],
+                  onChanged: (b) => setState(() => _broker = b ?? _broker),
+                ),
+                const SizedBox(height: 12),
+                TextFormField(
+                  controller: _sourceId,
+                  decoration: const InputDecoration(
+                    labelText: 'Номер договора',
+                    helperText: 'Как напечатан в отчёте брокера — по нему импорт находит счёт',
+                    helperMaxLines: 2,
+                  ),
+                  validator: (v) =>
+                      (v ?? '').trim().isEmpty ? 'Обязательное поле' : null,
+                ),
+                const SizedBox(height: 12),
+                TextFormField(
+                  controller: _currency,
+                  textCapitalization: TextCapitalization.characters,
+                  decoration: const InputDecoration(labelText: 'Валюта'),
+                  validator: (v) => (v ?? '').trim().length == 3
+                      ? null
+                      : 'Три буквы, например RUB',
+                ),
+                if (_error != null) ...[
+                  const SizedBox(height: 12),
+                  Text(
+                    _error!,
+                    style: TextStyle(
+                      color: Theme.of(context).colorScheme.error,
+                    ),
+                  ),
+                ],
+              ],
+            ),
+          ),
+        ),
+      ),
+      actions: [
+        TextButton(
+          onPressed: _saving ? null : () => Navigator.of(context).pop(),
+          child: const Text('Отмена'),
+        ),
+        FilledButton(
+          onPressed: _saving ? null : _save,
+          child: const Text('Создать'),
+        ),
+      ],
+    );
+  }
+}

app/lib/features/accounts/accounts_page.dart

@@ -1,18 +1,24 @@
-import 'package:dio/dio.dart';
 import 'package:fintracker_api/fintracker_api.dart';
 import 'package:flutter/material.dart';
 import 'package:flutter_riverpod/flutter_riverpod.dart';
+import 'package:go_router/go_router.dart';
 
-import '../../core/api/api_client.dart';
-import '../../core/auth/auth_controller.dart';
 import '../../core/cache/cached.dart';
 import '../../core/widgets/async_value_view.dart';
 import '../../core/widgets/empty_state.dart';
+import '../../core/widgets/help_tip.dart';
 import '../../core/widgets/money_text.dart';
 import '../../core/widgets/stale_banner.dart';
+import 'account_create_dialog.dart';
+import 'actions.dart';
 import 'providers.dart';
 
-const _roleOrder = [AccountRole.liquid, AccountRole.savings, AccountRole.investment, AccountRole.debt];
+const _roleOrder = [
+  AccountRole.liquid,
+  AccountRole.savings,
+  AccountRole.investment,
+  AccountRole.debt,
+];
 
 String _roleLabel(AccountRole role) => switch (role) {
   AccountRole.liquid => 'Ликвидные',
@@ -22,7 +28,7 @@ String _roleLabel(AccountRole role) => switch (role) {
   AccountRole.unknownDefaultOpenApi => 'Неизвестно',
 };
 
-String _kindLabel(AccountKind kind) => switch (kind) {
+String accountKindLabel(AccountKind kind) => switch (kind) {
   AccountKind.zmCash => 'Наличные',
   AccountKind.zmCard => 'Карта',
   AccountKind.zmChecking => 'Расчётный счёт',
@@ -35,19 +41,119 @@ String _kindLabel(AccountKind kind) => switch (kind) {
   AccountKind.unknownDefaultOpenApi => 'Неизвестно',
 };
 
-/// Счета: every account grouped by role, with in-place role and
+/// Where an account comes from — the thing that tells a ZenMoney mirror from the broker
-/// include-in-net-worth edits (`PATCH /accounts/{id}`). Archived accounts
+/// account it mirrors when both are called «ИИС».
-/// collapse into their own section at the bottom regardless of role.
+String _sourceLabel(String source) => switch (source) {
-class AccountsPage extends ConsumerWidget {
+  'zenmoney' => 'ZenMoney',
+  'tinvest' => 'T-Invest',
+  'report_sber' => 'Сбер, отчёты',
+  'report_vtb' => 'ВТБ, отчёты',
+  'csv' => 'CSV',
+  _ => source,
+};
+
+enum _Status {
+  all('Все'),
+  active('Активные'),
+  disabled('Отключённые'),
+  archived('Архивные');
+
+  const _Status(this.label);
+  final String label;
+
+  bool matches(AccountOut a) => switch (this) {
+    _Status.all => true,
+    _Status.active => !a.archived && !a.disabled,
+    _Status.disabled => a.disabled,
+    _Status.archived => a.archived && !a.disabled,
+  };
+}
+
+/// Below this width a row is two lines instead of one.
+const _wideRow = 880.0;
+
+/// Счета: every account in one compact list. The two switches that matter — «Активен» and
+/// «В капитал» — and the account type sit on the row itself, and a selection turns them into
+/// bulk actions: switching off a dozen old cards is one selection, not a dozen taps.
+class AccountsPage extends ConsumerStatefulWidget {
   const AccountsPage({super.key});
 
   @override
-  Widget build(BuildContext context, WidgetRef ref) {
+  ConsumerState<AccountsPage> createState() => _AccountsPageState();
+}
+
+class _AccountsPageState extends ConsumerState<AccountsPage> {
+  _Status _status = _Status.all;
+  AccountRole? _role;
+  String _query = '';
+  final Set<int> _selected = {};
+  final Set<int> _busy = {};
+
+  void _snack(String message) =>
+      ScaffoldMessenger.of(context)
+          .showSnackBar(SnackBar(content: Text(message)));
+
+  Future<void> _apply(
+    Iterable<int> ids,
+    AccountPatch patch, {
+    bool clearSelection = false,
+  }) async {
+    final list = ids.toList();
+    setState(() => _busy.addAll(list));
+    final error = await ref.read(accountActionsProvider).patch(list, patch);
+    if (!mounted) return;
+    setState(() {
+      _busy.removeAll(list);
+      if (clearSelection) _selected.clear();
+    });
+    if (error != null) _snack(error);
+  }
+
+  List<AccountOut> _visible(List<AccountOut> rows) {
+    final q = _query.trim().toLowerCase();
+    int rank(AccountOut a) => a.archived ? 2 : (a.disabled ? 1 : 0);
+    final out =
+        [
+          for (final a in rows)
+            if (_status.matches(a) &&
+                (_role == null || a.role == _role) &&
+                (q.isEmpty ||
+                    a.name.toLowerCase().contains(q) ||
+                    accountKindLabel(a.kind).toLowerCase().contains(q) ||
+                    _sourceLabel(a.source_).toLowerCase().contains(q)))
+              a,
+        ]..sort((a, b) {
+          final byRank = rank(a).compareTo(rank(b));
+          if (byRank != 0) return byRank;
+          final byRole = _roleOrder
+              .indexOf(a.role)
+              .compareTo(_roleOrder.indexOf(b.role));
+          return byRole != 0 ? byRole : a.name.compareTo(b.name);
+        });
+    return out;
+  }
+
+  @override
+  Widget build(BuildContext context) {
     final accounts = ref.watch(accountsProvider);
     final stale = oldestFetch([accounts.valueOrNull?.fetchedAt]);
 
     return Scaffold(
-      appBar: AppBar(title: const Text('Счета')),
+      appBar: AppBar(
+        title: const Text('Счета'),
+        actions: [
+          IconButton(
+            tooltip: 'Новый брокерский счёт',
+            icon: const Icon(Icons.add),
+            onPressed: () => showAccountCreateDialog(context),
+          ),
+          IconButton(
+            tooltip: 'Портфели',
+            icon: const Icon(Icons.pie_chart_outline),
+            onPressed: () => context.go('/portfolios'),
+          ),
+        ],
+      ),
       body: RefreshIndicator(
         onRefresh: () async => ref.invalidate(accountsProvider),
         child: AsyncValueView(
@@ -65,25 +171,107 @@ class AccountsPage extends ConsumerWidget {
                 ],
               );
             }
-            final active = rows.where((a) => !a.archived).toList();
+            // a selection can outlive its account (a sync archived it, a filter hid it)
-            final archived = rows.where((a) => a.archived).toList();
+            _selected.retainAll({for (final a in rows) a.id});
+            final visible = _visible(rows);
+
+            return LayoutBuilder(
+              builder: (context, constraints) {
+                final wide = constraints.maxWidth >= _wideRow;
                 return ListView(
                   padding: const EdgeInsets.all(16),
                   children: [
                     if (stale != null) StaleBanner(fetchedAt: stale),
-                for (final role in _roleOrder)
+                    _Filters(
-                  if (active.any((a) => a.role == role))
+                      rows: rows,
-                    _RoleSection(
+                      status: _status,
-                      title: _roleLabel(role),
+                      role: _role,
-                      accounts: active.where((a) => a.role == role).toList(),
+                      onStatus: (s) => setState(() => _status = s),
+                      onRole: (r) => setState(() => _role = r),
+                      onQuery: (q) => setState(() => _query = q),
                     ),
-                if (archived.isNotEmpty)
+                    const SizedBox(height: 12),
-                  ExpansionTile(
+                    if (_selected.isNotEmpty) ...[
-                    title: Text('Архивные (${archived.length})'),
+                      _BulkBar(
-                    initiallyExpanded: false,
+                        count: _selected.length,
-                    children: [for (final a in archived) _AccountTile(account: a)],
+                        busy: _busy.isNotEmpty,
+                        onEnable: () => _apply(
+                          _selected,
+                          AccountPatch(disabled: false),
+                          clearSelection: true,
+                        ),
+                        onDisable: () => _apply(
+                          _selected,
+                          AccountPatch(disabled: true),
+                          clearSelection: true,
+                        ),
+                        onRole: (r) => _apply(
+                          _selected,
+                          AccountPatch(role: r),
+                          clearSelection: true,
+                        ),
+                        onNetWorth: (v) => _apply(
+                          _selected,
+                          AccountPatch(includeInNetWorth: v),
+                          clearSelection: true,
+                        ),
+                        onClear: () => setState(_selected.clear),
+                      ),
+                      const SizedBox(height: 12),
+                    ],
+                    Card(
+                      child: visible.isEmpty
+                          ? const Padding(
+                              padding: EdgeInsets.all(32),
+                              child: Center(child: Text('Ничего не найдено')),
+                            )
+                          : Column(
+                              children: [
+                                if (wide)
+                                  _HeaderRow(
+                                    allSelected: visible.every(
+                                      (a) => _selected.contains(a.id),
+                                    ),
+                                    onToggleAll: (on) => setState(() {
+                                      if (on) {
+                                        _selected.addAll(
+                                          visible.map((a) => a.id),
+                                        );
+                                      } else {
+                                        _selected.removeAll(
+                                          visible.map((a) => a.id),
+                                        );
+                                      }
+                                    }),
+                                  ),
+                                for (final a in visible)
+                                  _AccountRow(
+                                    account: a,
+                                    wide: wide,
+                                    selected: _selected.contains(a.id),
+                                    busy: _busy.contains(a.id),
+                                    onSelect: (on) => setState(() {
+                                      if (on) {
+                                        _selected.add(a.id);
+                                      } else {
+                                        _selected.remove(a.id);
+                                      }
+                                    }),
+                                    onRole: (r) =>
+                                        _apply([a.id], AccountPatch(role: r)),
+                                    onNetWorth: (v) => _apply([
+                                      a.id,
+                                    ], AccountPatch(includeInNetWorth: v)),
+                                    onActive: (v) => _apply([
+                                      a.id,
+                                    ], AccountPatch(disabled: !v)),
                                   ),
                               ],
+                            ),
+                    ),
+                  ],
+                );
+              },
             );
           },
         ),
@@ -92,118 +280,445 @@ class AccountsPage extends ConsumerWidget {
   }
 }
 
-class _RoleSection extends StatelessWidget {
+class _Filters extends StatelessWidget {
-  const _RoleSection({required this.title, required this.accounts});
+  const _Filters({
+    required this.rows,
+    required this.status,
+    required this.role,
+    required this.onStatus,
+    required this.onRole,
+    required this.onQuery,
+  });
 
-  final String title;
+  final List<AccountOut> rows;
-  final List<AccountOut> accounts;
+  final _Status status;
+  final AccountRole? role;
+  final ValueChanged<_Status> onStatus;
+  final ValueChanged<AccountRole?> onRole;
+  final ValueChanged<String> onQuery;
 
   @override
   Widget build(BuildContext context) {
-    return Padding(
+    return Column(
-      padding: const EdgeInsets.only(bottom: 16),
-      child: Column(
       crossAxisAlignment: CrossAxisAlignment.start,
       children: [
-          Padding(
+        Wrap(
-            padding: const EdgeInsets.only(bottom: 4),
+          spacing: 8,
-            child: Text(title, style: Theme.of(context).textTheme.titleMedium),
+          runSpacing: 8,
+          crossAxisAlignment: WrapCrossAlignment.center,
+          children: [
+            SizedBox(
+              width: 260,
+              child: TextField(
+                onChanged: onQuery,
+                decoration: const InputDecoration(
+                  hintText: 'Найти счёт…',
+                  isDense: true,
+                  prefixIcon: Icon(Icons.search, size: 20),
                 ),
-          for (final a in accounts) _AccountTile(account: a),
+              ),
+            ),
+            for (final s in _Status.values)
+              ChoiceChip(
+                label: Text('${s.label} ${rows.where(s.matches).length}'),
+                selected: s == status,
+                onSelected: (_) => onStatus(s),
+              ),
+          ],
+        ),
+        const SizedBox(height: 8),
+        Wrap(
+          spacing: 8,
+          runSpacing: 8,
+          children: [
+            for (final r in _roleOrder)
+              FilterChip(
+                label: Text(_roleLabel(r)),
+                selected: role == r,
+                onSelected: (on) => onRole(on ? r : null),
+              ),
+          ],
+        ),
+      ],
+    );
+  }
+}
+
+/// «Выбрано N» with what can be done to all of them at once.
+class _BulkBar extends StatelessWidget {
+  const _BulkBar({
+    required this.count,
+    required this.busy,
+    required this.onEnable,
+    required this.onDisable,
+    required this.onRole,
+    required this.onNetWorth,
+    required this.onClear,
+  });
+
+  final int count;
+  final bool busy;
+  final VoidCallback onEnable;
+  final VoidCallback onDisable;
+  final ValueChanged<AccountRole> onRole;
+  final ValueChanged<bool> onNetWorth;
+  final VoidCallback onClear;
+
+  @override
+  Widget build(BuildContext context) {
+    final scheme = Theme.of(context).colorScheme;
+    return Card(
+      color: scheme.primary.withValues(alpha: 0.14),
+      child: Padding(
+        padding: const EdgeInsets.symmetric(horizontal: 16, vertical: 8),
+        child: Wrap(
+          spacing: 8,
+          runSpacing: 4,
+          crossAxisAlignment: WrapCrossAlignment.center,
+          children: [
+            Text(
+              'Выбрано: $count',
+              style: const TextStyle(fontWeight: FontWeight.w600),
+            ),
+            const SizedBox(width: 8),
+            TextButton.icon(
+              onPressed: busy ? null : onDisable,
+              icon: const Icon(Icons.toggle_off_outlined),
+              label: const Text('Отключить'),
+            ),
+            TextButton.icon(
+              onPressed: busy ? null : onEnable,
+              icon: const Icon(Icons.toggle_on_outlined),
+              label: const Text('Включить'),
+            ),
+            PopupMenuButton<AccountRole>(
+              enabled: !busy,
+              tooltip: 'Сменить тип',
+              onSelected: onRole,
+              itemBuilder: (_) => [
+                for (final r in _roleOrder)
+                  PopupMenuItem(value: r, child: Text(_roleLabel(r))),
+              ],
+              child: const _MenuLabel(icon: Icons.label_outline, text: 'Тип'),
+            ),
+            PopupMenuButton<bool>(
+              enabled: !busy,
+              tooltip: 'Учёт в капитале',
+              onSelected: onNetWorth,
+              itemBuilder: (_) => const [
+                PopupMenuItem(value: true, child: Text('Учитывать в капитале')),
+                PopupMenuItem(
+                  value: false,
+                  child: Text('Не учитывать в капитале'),
+                ),
+              ],
+              child: const _MenuLabel(
+                icon: Icons.account_balance_wallet_outlined,
+                text: 'В капитал',
+              ),
+            ),
+            TextButton(onPressed: onClear, child: const Text('Снять выбор')),
+          ],
+        ),
+      ),
+    );
+  }
+}
+
+class _MenuLabel extends StatelessWidget {
+  const _MenuLabel({required this.icon, required this.text});
+
+  final IconData icon;
+  final String text;
+
+  @override
+  Widget build(BuildContext context) {
+    final color = Theme.of(context).colorScheme.primary;
+    return Padding(
+      padding: const EdgeInsets.symmetric(horizontal: 12, vertical: 10),
+      child: Row(
+        mainAxisSize: MainAxisSize.min,
+        children: [
+          Icon(icon, size: 18, color: color),
+          const SizedBox(width: 8),
+          Text(
+            text,
+            style: TextStyle(color: color, fontWeight: FontWeight.w600),
+          ),
+          Icon(Icons.arrow_drop_down, size: 18, color: color),
         ],
       ),
     );
   }
 }
 
-class _AccountTile extends ConsumerStatefulWidget {
+const _typeWidth = 156.0;
-  const _AccountTile({required this.account});
+const _amountWidth = 150.0;
+const _switchWidth = 96.0;
+
+class _HeaderRow extends StatelessWidget {
+  const _HeaderRow({required this.allSelected, required this.onToggleAll});
+
+  final bool allSelected;
+  final ValueChanged<bool> onToggleAll;
+
+  @override
+  Widget build(BuildContext context) {
+    final scheme = Theme.of(context).colorScheme;
+    final style = Theme.of(context).textTheme.labelMedium
+        ?.copyWith(color: scheme.onSurfaceVariant);
+    return Container(
+      padding: const EdgeInsets.fromLTRB(8, 4, 16, 4),
+      decoration: BoxDecoration(
+        border: Border(bottom: BorderSide(color: scheme.outlineVariant)),
+      ),
+      child: Row(
+        children: [
+          Checkbox(
+            value: allSelected,
+            onChanged: (v) => onToggleAll(v ?? false),
+          ),
+          Expanded(child: Text('Счёт', style: style)),
+          SizedBox(
+            width: _typeWidth,
+            child: TermLabel('Тип', style: style),
+          ),
+          SizedBox(
+            width: _amountWidth,
+            child: Text(
+              'Баланс / стоимость',
+              textAlign: TextAlign.end,
+              style: style,
+            ),
+          ),
+          SizedBox(
+            width: _switchWidth,
+            child: TermLabel(
+              'В капитал',
+              style: style,
+              alignment: MainAxisAlignment.center,
+              textAlign: TextAlign.center,
+            ),
+          ),
+          SizedBox(
+            width: _switchWidth,
+            child: TermLabel(
+              'Активен',
+              style: style,
+              alignment: MainAxisAlignment.center,
+              textAlign: TextAlign.center,
+            ),
+          ),
+        ],
+      ),
+    );
+  }
+}
+
+class _AccountRow extends StatelessWidget {
+  const _AccountRow({
+    required this.account,
+    required this.wide,
+    required this.selected,
+    required this.busy,
+    required this.onSelect,
+    required this.onRole,
+    required this.onNetWorth,
+    required this.onActive,
+  });
 
   final AccountOut account;
-
+  final bool wide;
-  @override
+  final bool selected;
-  ConsumerState<_AccountTile> createState() => _AccountTileState();
+  final bool busy;
-}
+  final ValueChanged<bool> onSelect;
-
+  final ValueChanged<AccountRole> onRole;
-class _AccountTileState extends ConsumerState<_AccountTile> {
+  final ValueChanged<bool> onNetWorth;
-  bool _saving = false;
+  final ValueChanged<bool> onActive;
-
-  Future<void> _patch(AccountPatch patch) async {
-    setState(() => _saving = true);
-    try {
-      await ref.read(apiProvider).getAccountsApi().accountsPatch(
-            accountId: widget.account.id,
-            accountPatch: patch,
-          );
-      ref.invalidate(accountsProvider);
-    } on DioException catch (e) {
-      if (!mounted) return;
-      ScaffoldMessenger.of(context).showSnackBar(SnackBar(content: Text(problemMessage(e))));
-    } finally {
-      if (mounted) setState(() => _saving = false);
-    }
-  }
 
   @override
   Widget build(BuildContext context) {
-    final a = widget.account;
+    final theme = Theme.of(context);
-    return Card(
+    final scheme = theme.colorScheme;
-      child: Padding(
+    final a = account;
-        padding: const EdgeInsets.fromLTRB(16, 8, 16, 8),
+    final isBroker = a.kind == AccountKind.broker;
+    // a broker account has no balance: what it is worth comes from the ledger valuation
+    final amount = isBroker ? a.valueRub : a.balance;
+    final dim = a.disabled || a.archived;
+
+    final title = Opacity(
+      opacity: dim ? 0.55 : 1,
       child: Column(
         crossAxisAlignment: CrossAxisAlignment.start,
+        mainAxisSize: MainAxisSize.min,
         children: [
-            Row(
-              children: [
-                Expanded(
-                  child: Column(
-                    crossAxisAlignment: CrossAxisAlignment.start,
-                    children: [
-                      Text(a.name, style: Theme.of(context).textTheme.titleSmall),
           Text(
-                        '${_kindLabel(a.kind)} · ${a.currency}',
+            a.name,
-                        style: Theme.of(context).textTheme.bodySmall,
+            overflow: TextOverflow.ellipsis,
+            style: const TextStyle(fontWeight: FontWeight.w500),
+          ),
+          Text(
+            [
+              accountKindLabel(a.kind),
+              a.currency,
+              _sourceLabel(a.source_),
+              if (a.archived) 'в архиве',
+            ].join(' · '),
+            overflow: TextOverflow.ellipsis,
+            style: theme.textTheme.bodySmall?.copyWith(
+              color: scheme.onSurfaceVariant,
+            ),
           ),
         ],
       ),
+    );
+    final money = Opacity(
+      opacity: dim ? 0.55 : 1,
+      child: amount == null
+          ? Text('—', style: theme.textTheme.titleSmall)
+          : MoneyText(
+              amount,
+              currency: isBroker ? 'RUB' : a.currency,
+              style: theme.textTheme.titleSmall,
             ),
-                MoneyText(
+    );
-                  a.balance ?? '0',
+    final role = _RoleChip(role: a.role, enabled: !busy, onChanged: onRole);
-                  currency: a.currency,
+    final netWorth = _SwitchCell(
-                  style: Theme.of(context).textTheme.titleMedium,
+      label: 'В капитал',
+      value: a.includeInNetWorth,
+      enabled: !busy,
+      onChanged: onNetWorth,
+      showLabel: !wide,
+    );
+    final active = _SwitchCell(
+      label: 'Активен',
+      value: !a.disabled,
+      enabled: !busy,
+      onChanged: onActive,
+      showLabel: !wide,
+    );
+
+    return Container(
+      decoration: BoxDecoration(
+        color: selected ? scheme.primary.withValues(alpha: 0.08) : null,
+        border: Border(bottom: BorderSide(color: scheme.outlineVariant)),
+      ),
+      child: InkWell(
+        onTap: () => onSelect(!selected),
+        child: Padding(
+          padding: EdgeInsets.fromLTRB(8, wide ? 8 : 6, 16, wide ? 8 : 6),
+          child: wide
+              ? Row(
+                  children: [
+                    Checkbox(
+                      value: selected,
+                      onChanged: (v) => onSelect(v ?? false),
+                    ),
+                    Expanded(child: title),
+                    SizedBox(
+                      width: _typeWidth,
+                      child: Align(
+                        alignment: Alignment.centerLeft,
+                        child: role,
+                      ),
+                    ),
+                    SizedBox(
+                      width: _amountWidth,
+                      child: Align(
+                        alignment: Alignment.centerRight,
+                        child: money,
+                      ),
+                    ),
+                    SizedBox(
+                      width: _switchWidth,
+                      child: Center(child: netWorth),
+                    ),
+                    SizedBox(
+                      width: _switchWidth,
+                      child: Center(child: active),
                     ),
                   ],
-            ),
+                )
-            const SizedBox(height: 4),
+              : Column(
+                  crossAxisAlignment: CrossAxisAlignment.start,
+                  children: [
                     Row(
                       children: [
-                Expanded(
+                        Checkbox(
-                  child: DropdownButtonFormField<AccountRole>(
+                          value: selected,
-                    initialValue: a.role,
+                          visualDensity: VisualDensity.compact,
-                    isDense: true,
+                          onChanged: (v) => onSelect(v ?? false),
-                    decoration: const InputDecoration(labelText: 'Роль', isDense: true),
+                        ),
-                    items: [
+                        Expanded(child: title),
-                      for (final r in _roleOrder)
+                        money,
-                        DropdownMenuItem(value: r, child: Text(_roleLabel(r))),
                       ],
-                    onChanged: _saving ? null : (role) {
+                    ),
-                      if (role != null) _patch(AccountPatch(role: role));
+                    Padding(
+                      padding: const EdgeInsets.only(left: 40),
+                      child: Wrap(
+                        spacing: 8,
+                        crossAxisAlignment: WrapCrossAlignment.center,
+                        children: [role, netWorth, active],
+                      ),
+                    ),
+                  ],
+                ),
+        ),
+      ),
+    );
+  }
+}
+
+/// The account type as a small pill that opens the four choices — one tap and one pick
+/// instead of a form-field dropdown per row.
+class _RoleChip extends StatelessWidget {
+  const _RoleChip({
+    required this.role,
+    required this.enabled,
+    required this.onChanged,
+  });
+
+  final AccountRole role;
+  final bool enabled;
+  final ValueChanged<AccountRole> onChanged;
+
+  @override
+  Widget build(BuildContext context) {
+    final scheme = Theme.of(context).colorScheme;
+    return PopupMenuButton<AccountRole>(
+      enabled: enabled,
+      tooltip: 'Тип счёта',
+      onSelected: (r) {
+        if (r != role) onChanged(r);
       },
+      itemBuilder: (_) => [
+        for (final r in _roleOrder)
+          CheckedPopupMenuItem(
+            value: r,
+            checked: r == role,
+            child: Text(_roleLabel(r)),
           ),
+      ],
+      child: Container(
+        padding: const EdgeInsets.fromLTRB(12, 6, 6, 6),
+        decoration: BoxDecoration(
+          color: scheme.surfaceContainerHigh,
+          borderRadius: BorderRadius.circular(8),
         ),
-                const SizedBox(width: 12),
+        child: Row(
-                Column(
+          mainAxisSize: MainAxisSize.min,
           children: [
-                    const Text('В капитал', style: TextStyle(fontSize: 11)),
+            Flexible(
-                    Switch(
+              child: Text(
-                      value: a.includeInNetWorth,
+                _roleLabel(role),
-                      onChanged: _saving
+                overflow: TextOverflow.ellipsis,
-                          ? null
+                style: const TextStyle(fontSize: 13),
-                          : (v) => _patch(AccountPatch(includeInNetWorth: v)),
               ),
-                  ],
             ),
-              ],
+            Icon(
+              Icons.arrow_drop_down,
+              size: 18,
+              color: scheme.onSurfaceVariant,
             ),
           ],
         ),
@@ -211,3 +726,41 @@ class _AccountTileState extends ConsumerState<_AccountTile> {
     );
   }
 }
+
+class _SwitchCell extends StatelessWidget {
+  const _SwitchCell({
+    required this.label,
+    required this.value,
+    required this.enabled,
+    required this.onChanged,
+    required this.showLabel,
+  });
+
+  final String label;
+  final bool value;
+  final bool enabled;
+  final ValueChanged<bool> onChanged;
+  final bool showLabel;
+
+  @override
+  Widget build(BuildContext context) {
+    final sw = Semantics(
+      label: label,
+      child: Switch(value: value, onChanged: enabled ? onChanged : null),
+    );
+    if (!showLabel) return sw;
+    // on a phone both switches and the type pill have to share one line, so the switch is
+    // drawn at 80 % and keeps a tap area of its own
+    return Row(
+      mainAxisSize: MainAxisSize.min,
+      children: [
+        Text(label, style: Theme.of(context).textTheme.bodySmall),
+        SizedBox(
+          width: 40,
+          height: 32,
+          child: Transform.scale(scale: 0.75, child: sw),
+        ),
+      ],
+    );
+  }
+}

app/lib/features/accounts/actions.dart

@@ -0,0 +1,63 @@
+import 'package:dio/dio.dart';
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+
+import '../../core/api/api_client.dart';
+import '../../core/auth/auth_controller.dart';
+import '../portfolio/providers.dart' show scopesProvider;
+import '../portfolios/providers.dart' show portfolioListProvider;
+import '../rebalance/providers.dart' show portfoliosProvider;
+import 'providers.dart';
+
+/// Changes to accounts: one place for a single switch and for a bulk edit.
+abstract class AccountActions {
+  /// Applies [patch] to every account in [ids]. Returns null on success, or a message naming
+  /// how many failed and why. One failure does not stop the rest: a bulk «отключить» that
+  /// stalls on the 20th of 30 accounts would leave the list half changed and silent.
+  Future<String?> patch(Iterable<int> ids, AccountPatch patch);
+}
+
+final accountActionsProvider = Provider<AccountActions>(
+  (ref) => _ApiAccountActions(ref),
+);
+
+class _ApiAccountActions implements AccountActions {
+  _ApiAccountActions(this._ref);
+
+  final Ref _ref;
+
+  @override
+  Future<String?> patch(Iterable<int> ids, AccountPatch patch) async {
+    final list = ids.toList();
+    final api = _ref.read(apiProvider).getAccountsApi();
+    var failed = 0;
+    String? reason;
+    for (final id in list) {
+      try {
+        await api.accountsPatch(accountId: id, accountPatch: patch);
+      } on DioException catch (e) {
+        failed++;
+        reason ??= problemMessage(e);
+      }
+    }
+    _ref.invalidate(accountsProvider);
+    if (patch.disabled != null ||
+        patch.includeInNetWorth != null ||
+        patch.role != null) {
+      // net worth, scopes and portfolios all follow these switches: refetch what is derived
+      // from them and rebuild the metrics once, however many accounts changed
+      _ref
+        ..invalidate(scopesProvider)
+        ..invalidate(portfolioListProvider)
+        ..invalidate(portfoliosProvider);
+      try {
+        await _ref.read(apiProvider).getMetricsApi().metricsRefresh();
+      } on DioException {
+        // the next scheduled or manual refresh picks the change up
+      }
+    }
+    return failed == 0
+        ? null
+        : 'Не удалось изменить $failed из ${list.length}: $reason';
+  }
+}

app/lib/features/accounts/providers.dart

@@ -7,9 +7,14 @@ import '../../core/cache/cached.dart';
 /// Every account, archived included — screens decide what to show. See
 /// `docs/ai/offline-cache.md`: Счета reads `.data` and shows the offline banner;
 /// `accountNamesProvider` and the other consumers (Транзакции, События) just unwrap `.data`.
-final accountsProvider = FutureProvider.autoDispose<Cached<List<AccountOut>>>((ref) async {
+final accountsProvider = FutureProvider.autoDispose<Cached<List<AccountOut>>>((
+  ref,
+) async {
   final r = await ref.watch(apiProvider).getAccountsApi().accountsList();
-  return Cached(r.data ?? const [], fetchedAt: r.extra['fetchedAt'] as DateTime?);
+  return Cached(
+    r.data ?? const [],
+    fetchedAt: r.extra['fetchedAt'] as DateTime?,
+  );
 });
 
 /// `account_id -> name`, for screens that only carry the id (transactions, rules).

app/lib/features/events/event_row.dart

@@ -42,7 +42,12 @@ class EventRow extends StatelessWidget {
       leading: Icon(icon, color: color),
       title: Row(
         children: [
-          Flexible(child: Text(eventTitle(e.kind, e.ticker), overflow: TextOverflow.ellipsis)),
+          Flexible(
+            child: Text(
+              eventTitle(e.kind, e.ticker),
+              overflow: TextOverflow.ellipsis,
+            ),
+          ),
           if (e.externalFlow) ...[
             const SizedBox(width: 6),
             Tooltip(

app/lib/features/events/events_page.dart

@@ -1,17 +1,22 @@
 import 'dart:async';
 
+import 'package:dio/dio.dart';
 import 'package:fintracker_api/fintracker_api.dart';
 import 'package:flutter/material.dart';
 import 'package:flutter_riverpod/flutter_riverpod.dart';
 import 'package:go_router/go_router.dart';
 
+import '../../core/api/api_client.dart';
+import '../../core/auth/auth_controller.dart';
 import '../../core/utils/ru_date.dart';
+import '../../core/widgets/help_tip.dart';
 import '../../core/widgets/empty_state.dart';
 import '../../core/widgets/money_text.dart';
 import '../accounts/providers.dart';
 import '../portfolio/labels.dart' show formatQty, signColor;
 import 'event_row.dart';
 import 'labels.dart';
+import 'manual_event_dialog.dart';
 import 'providers.dart';
 
 /// События: the broker ledger with filters and infinite scroll — the screen that answers
@@ -44,7 +49,8 @@ class _EventsPageState extends ConsumerState<EventsPage> {
   }
 
   void _onScroll() {
-    if (_scrollController.position.pixels > _scrollController.position.maxScrollExtent - 200) {
+    if (_scrollController.position.pixels >
+        _scrollController.position.maxScrollExtent - 200) {
       ref.read(eventsControllerProvider.notifier).loadMore();
     }
   }
@@ -52,8 +58,11 @@ class _EventsPageState extends ConsumerState<EventsPage> {
   void _onSearchChanged(String value) {
     _debounce?.cancel();
     _debounce = Timer(const Duration(milliseconds: 400), () {
-      ref.read(eventsControllerProvider.notifier).setFilter(
+      ref
-            (f) => f.copyWith(q: () => value.trim().isEmpty ? null : value.trim()),
+          .read(eventsControllerProvider.notifier)
+          .setFilter(
+            (f) =>
+                f.copyWith(q: () => value.trim().isEmpty ? null : value.trim()),
           );
     });
   }
@@ -71,16 +80,79 @@ class _EventsPageState extends ConsumerState<EventsPage> {
       helpText: 'Период',
     );
     if (picked != null) {
-      ref.read(eventsControllerProvider.notifier).setFilter(
+      ref
+          .read(eventsControllerProvider.notifier)
+          .setFilter(
             (f) => f.copyWith(from: () => picked.start, to: () => picked.end),
           );
     }
   }
 
   void _clearDateRange() {
-    ref.read(eventsControllerProvider.notifier).setFilter(
+    ref
-          (f) => f.copyWith(from: () => null, to: () => null),
+        .read(eventsControllerProvider.notifier)
+        .setFilter((f) => f.copyWith(from: () => null, to: () => null));
+  }
+
+  void _snack(String message) =>
+      ScaffoldMessenger.of(context)
+          .showSnackBar(SnackBar(content: Text(message)));
+
+  /// Lots and every valuation are rebuilt from the ledger by the metrics refresh, so a change
+  /// to the ledger asks for one. Best effort: the event itself is already saved.
+  Future<void> _queueMetricsRefresh() async {
+    try {
+      await ref.read(apiProvider).getMetricsApi().metricsRefresh();
+    } on DioException {
+      // the next scheduled or manual refresh picks the change up
+    }
+  }
+
+  Future<void> _addManual() async {
+    final body = await showManualEventDialog(context);
+    if (body == null || !mounted) return;
+    try {
+      await ref
+          .read(apiProvider)
+          .getEventsApi()
+          .eventsCreate(manualEventCreate: body);
+      await ref.read(eventsControllerProvider.notifier).refresh();
+      await _queueMetricsRefresh();
+      if (mounted) _snack('Событие добавлено, метрики пересчитываются');
+    } on DioException catch (e) {
+      if (mounted) _snack(problemMessage(e));
+    }
+  }
+
+  Future<void> _deleteManual(EventOut e) async {
+    final confirmed = await showDialog<bool>(
+      context: context,
+      builder: (ctx) => AlertDialog(
+        title: const Text('Удалить событие?'),
+        content: Text(
+          '«${eventTitle(e.kind, e.ticker)}» от ${ruDate(e.tradeDate)} будет удалено.',
+        ),
+        actions: [
+          TextButton(
+            onPressed: () => Navigator.of(ctx).pop(false),
+            child: const Text('Отмена'),
+          ),
+          FilledButton(
+            onPressed: () => Navigator.of(ctx).pop(true),
+            child: const Text('Удалить'),
+          ),
+        ],
+      ),
     );
+    if (confirmed != true || !mounted) return;
+    try {
+      await ref.read(apiProvider).getEventsApi().eventsDelete(eventId: e.id);
+      await ref.read(eventsControllerProvider.notifier).refresh();
+      await _queueMetricsRefresh();
+      if (mounted) _snack('Событие удалено, метрики пересчитываются');
+    } on DioException catch (err) {
+      if (mounted) _snack(problemMessage(err));
+    }
   }
 
   void _showDetail(EventOut e) {
@@ -88,7 +160,16 @@ class _EventsPageState extends ConsumerState<EventsPage> {
     showModalBottomSheet(
       context: context,
       isScrollControlled: true,
-      builder: (context) => _EventDetailSheet(event: e, accountNames: accountNames),
+      builder: (sheetContext) => _EventDetailSheet(
+        event: e,
+        accountNames: accountNames,
+        onDelete: e.source_ == 'manual'
+            ? () {
+                Navigator.of(sheetContext).pop();
+                _deleteManual(e);
+              }
+            : null,
+      ),
     );
   }
 
@@ -97,16 +178,24 @@ class _EventsPageState extends ConsumerState<EventsPage> {
     final state = ref.watch(eventsControllerProvider);
     final filter = ref.watch(eventsControllerProvider.notifier).filter;
     final accountNames = ref.watch(accountNamesProvider);
-    final accounts = ref.watch(accountsProvider).valueOrNull?.data ?? const <AccountOut>[];
+    final accounts =
+        ref.watch(accountsProvider).valueOrNull?.data ?? const <AccountOut>[];
 
     return Scaffold(
+      floatingActionButton: FloatingActionButton.extended(
+        onPressed: _addManual,
+        icon: const Icon(Icons.add),
+        label: const Text('Событие'),
+      ),
       appBar: AppBar(
         title: const Text('События'),
         actions: [
           if (state.total > 0)
             Padding(
               padding: const EdgeInsets.symmetric(horizontal: 16),
-              child: Center(child: Text('${state.items.length} из ${state.total}')),
+              child: Center(
+                child: Text('${state.items.length} из ${state.total}'),
+              ),
             ),
         ],
       ),
@@ -138,12 +227,17 @@ class _EventsPageState extends ConsumerState<EventsPage> {
           child: Column(
             mainAxisSize: MainAxisSize.min,
             children: [
-              Icon(Icons.error_outline, color: Theme.of(context).colorScheme.error, size: 32),
+              Icon(
+                Icons.error_outline,
+                color: Theme.of(context).colorScheme.error,
+                size: 32,
+              ),
               const SizedBox(height: 8),
               Text('${state.error}', textAlign: TextAlign.center),
               const SizedBox(height: 12),
               FilledButton.tonal(
-                onPressed: () => ref.read(eventsControllerProvider.notifier).refresh(),
+                onPressed: () =>
+                    ref.read(eventsControllerProvider.notifier).refresh(),
                 child: const Text('Повторить'),
               ),
             ],
@@ -171,7 +265,9 @@ class _EventsPageState extends ConsumerState<EventsPage> {
                 child: state.loadingMore
                     ? const CircularProgressIndicator()
                     : TextButton(
-                        onPressed: () => ref.read(eventsControllerProvider.notifier).loadMore(),
+                        onPressed: () => ref
+                            .read(eventsControllerProvider.notifier)
+                            .loadMore(),
                         child: const Text('Ещё'),
                       ),
               ),
@@ -246,51 +342,67 @@ class _Filters extends ConsumerWidget {
                 width: 180,
                 child: DropdownButtonFormField<int?>(
                   initialValue: filter.accountId,
-                  isDense: true,
+                  decoration: const InputDecoration(labelText: 'Счёт'),
-                  decoration: const InputDecoration(labelText: 'Счёт', isDense: true),
                   items: [
-                    const DropdownMenuItem(value: null, child: Text('Все счета')),
+                    const DropdownMenuItem(
+                      value: null,
+                      child: Text('Все счета'),
+                    ),
                     for (final a in accounts)
                       DropdownMenuItem(value: a.id, child: Text(a.name)),
                   ],
-                  onChanged: (v) => notifier.setFilter((f) => f.copyWith(accountId: () => v)),
+                  onChanged: (v) =>
+                      notifier.setFilter((f) => f.copyWith(accountId: () => v)),
                 ),
               ),
               SizedBox(
                 width: 180,
                 child: DropdownButtonFormField<EventKind?>(
                   initialValue: filter.kind,
-                  isDense: true,
+                  decoration: const InputDecoration(labelText: 'Тип'),
-                  decoration: const InputDecoration(labelText: 'Тип', isDense: true),
                   items: [
-                    const DropdownMenuItem(value: null, child: Text('Все типы')),
+                    const DropdownMenuItem(
+                      value: null,
+                      child: Text('Все типы'),
+                    ),
                     for (final k in filterableEventKinds)
-                      DropdownMenuItem(value: k, child: Text(eventKindLabel(k))),
+                      DropdownMenuItem(
+                        value: k,
+                        child: Text(eventKindLabel(k)),
+                      ),
                   ],
-                  onChanged: (v) => notifier.setFilter((f) => f.copyWith(kind: () => v)),
+                  onChanged: (v) =>
+                      notifier.setFilter((f) => f.copyWith(kind: () => v)),
                 ),
               ),
               SizedBox(
                 width: 180,
                 child: DropdownButtonFormField<EventStatus?>(
                   initialValue: filter.status,
-                  isDense: true,
+                  decoration: const InputDecoration(labelText: 'Статус'),
-                  decoration: const InputDecoration(labelText: 'Статус', isDense: true),
                   items: [
-                    const DropdownMenuItem(value: null, child: Text('Любой статус')),
+                    const DropdownMenuItem(
+                      value: null,
+                      child: Text('Любой статус'),
+                    ),
                     for (final s in EventStatus.values)
                       if (s != EventStatus.unknownDefaultOpenApi)
-                        DropdownMenuItem(value: s, child: Text(eventStatusLabel(s))),
+                        DropdownMenuItem(
+                          value: s,
+                          child: Text(eventStatusLabel(s)),
+                        ),
                   ],
-                  onChanged: (v) => notifier.setFilter((f) => f.copyWith(status: () => v)),
+                  onChanged: (v) =>
+                      notifier.setFilter((f) => f.copyWith(status: () => v)),
                 ),
               ),
               FilterChip(
                 label: const Text('Внешние потоки'),
                 tooltip: 'Только пополнения, выводы и переводы бумаг — то, что читает XIRR',
                 selected: filter.externalFlow == true,
-                onSelected: (on) =>
+                onSelected: (on) => notifier.setFilter(
-                    notifier.setFilter((f) => f.copyWith(externalFlow: () => on ? true : null)),
+                  (f) => f.copyWith(externalFlow: () => on ? true : null),
+                ),
               ),
             ],
           ),
@@ -301,31 +413,45 @@ class _Filters extends ConsumerWidget {
 }
 
 class _EventDetailSheet extends StatelessWidget {
-  const _EventDetailSheet({required this.event, required this.accountNames});
+  const _EventDetailSheet({
+    required this.event,
+    required this.accountNames,
+    this.onDelete,
+  });
 
   final EventOut event;
   final Map<int, String> accountNames;
 
+  /// Set only for events entered by hand: broker events come back with the next sync.
+  final VoidCallback? onDelete;
+
   @override
   Widget build(BuildContext context) {
     final e = event;
     final theme = Theme.of(context);
-    String money(String? v, String currency) => v == null ? '—' : MoneyText.format(v, currency);
+    String money(String? v, String currency) =>
+        v == null ? '—' : MoneyText.format(v, currency);
     final rows = <(String, String)>[
       ('Дата сделки', ruDate(e.tradeDate)),
-      ('Время', '${ruDate(e.ts)} ${e.ts.hour.toString().padLeft(2, '0')}:'
+      (
-          '${e.ts.minute.toString().padLeft(2, '0')}'),
+        'Время',
+        '${ruDate(e.ts)} ${e.ts.hour.toString().padLeft(2, '0')}:'
+            '${e.ts.minute.toString().padLeft(2, '0')}',
+      ),
       ('Тип', eventKindLabel(e.kind)),
       ('Статус', eventStatusLabel(e.status)),
+      ('Источник', eventSourceLabel(e.source_)),
       ('Счёт', accountNames[e.accountId] ?? '#${e.accountId}'),
       if (e.ticker != null) ('Инструмент', e.ticker!),
       if (e.quantity != null) ('Количество', formatQty(e.quantity!)),
-      if (e.price != null) ('Цена', money(e.price, e.priceCurrency ?? e.currency)),
+      if (e.price != null)
+        ('Цена', money(e.price, e.priceCurrency ?? e.currency)),
       ('Сумма', money(e.amount, e.currency)),
       ('Сумма, ₽', money(e.amountRub, 'RUB')),
       if (e.fee != null) ('Комиссия', money(e.fee, e.currency)),
       if (e.tax != null) ('Налог', money(e.tax, e.currency)),
-      if (e.accruedInterest != null) ('НКД', money(e.accruedInterest, e.currency)),
+      if (e.accruedInterest != null)
+        ('НКД', money(e.accruedInterest, e.currency)),
       ('Внешний поток', e.externalFlow ? 'да' : 'нет'),
       if (e.description != null) ('Описание', e.description!),
     ];
@@ -339,12 +465,16 @@ class _EventDetailSheet extends StatelessWidget {
             Row(
               children: [
                 Expanded(
-                  child: Text(eventTitle(e.kind, e.ticker), style: theme.textTheme.titleLarge),
+                  child: Text(
+                    eventTitle(e.kind, e.ticker),
+                    style: theme.textTheme.titleLarge,
+                  ),
                 ),
                 Text(
                   MoneyText.format(e.amount, e.currency),
-                  style: theme.textTheme.titleMedium
+                  style: theme.textTheme.titleMedium?.copyWith(
-                      ?.copyWith(color: signColor(context, e.amount)),
+                    color: signColor(context, e.amount),
+                  ),
                 ),
               ],
             ),
@@ -357,12 +487,23 @@ class _EventDetailSheet extends StatelessWidget {
                   children: [
                     SizedBox(
                       width: 140,
-                      child: Text(label, style: theme.textTheme.bodySmall),
+                      child: TermLabel(label, style: theme.textTheme.bodySmall),
                     ),
                     Expanded(child: Text(value)),
                   ],
                 ),
               ),
+            if (onDelete != null) ...[
+              const SizedBox(height: 12),
+              Align(
+                alignment: Alignment.centerRight,
+                child: TextButton.icon(
+                  onPressed: onDelete,
+                  icon: const Icon(Icons.delete_outline, size: 18),
+                  label: const Text('Удалить'),
+                ),
+              ),
+            ],
             if (e.instrumentId != null) ...[
               const SizedBox(height: 12),
               Align(

app/lib/features/events/labels.dart

@@ -35,31 +35,47 @@ const eventStatusLabels = {
   'ignored': 'Игнорируется',
 };
 
-String eventStatusLabel(EventStatus status) => eventStatusLabels[status.value] ?? status.value;
+String eventStatusLabel(EventStatus status) =>
+    eventStatusLabels[status.value] ?? status.value;
 
 /// Icon and colour per kind, on the same principle as the transaction list: money coming
 /// in is green, money leaving is the error colour, everything structural is neutral.
-(IconData, Color) eventKindIcon(EventKind kind, ColorScheme scheme) => switch (kind) {
+(IconData, Color) eventKindIcon(EventKind kind, ColorScheme scheme) =>
+    switch (kind) {
       EventKind.buy => (Icons.add_shopping_cart, scheme.primary),
       EventKind.sell => (Icons.sell_outlined, Colors.deepPurple),
-      EventKind.dividend || EventKind.coupon || EventKind.interest => (
+      EventKind.dividend ||
-          Icons.payments_outlined,
+      EventKind.coupon ||
-          Colors.green,
+      EventKind.interest => (Icons.payments_outlined, Colors.green),
-        ),
       EventKind.taxRefund => (Icons.assignment_return_outlined, Colors.green),
-      EventKind.tax || EventKind.commission => (Icons.receipt_outlined, scheme.error),
+      EventKind.tax ||
+      EventKind.commission => (Icons.receipt_outlined, scheme.error),
       EventKind.deposit => (Icons.arrow_circle_down_outlined, Colors.green),
       EventKind.withdrawal => (Icons.arrow_circle_up_outlined, scheme.error),
-      EventKind.transferIn || EventKind.transferOut => (Icons.swap_horiz, scheme.primary),
+      EventKind.transferIn ||
+      EventKind.transferOut => (Icons.swap_horiz, scheme.primary),
       EventKind.fxExchange => (Icons.currency_exchange, Colors.amber),
-      EventKind.split || EventKind.amortization || EventKind.repayment => (
+      EventKind.split ||
-          Icons.call_split,
+      EventKind.amortization ||
-          scheme.outline,
+      EventKind.repayment => (Icons.call_split, scheme.outline),
-        ),
+      EventKind.other ||
-      EventKind.other || EventKind.unknownDefaultOpenApi => (Icons.help_outline, scheme.outline),
+      EventKind.unknownDefaultOpenApi => (Icons.help_outline, scheme.outline),
     };
 
 /// `'Покупка · SBER'`, the one-line identity of a row. Events with no instrument behind
 /// them (deposits, fees) keep just the kind.
 String eventTitle(EventKind kind, String? ticker) =>
-    ticker == null || ticker.isEmpty ? eventKindLabel(kind) : '${eventKindLabel(kind)} · $ticker';
+    ticker == null || ticker.isEmpty
+    ? eventKindLabel(kind)
+    : '${eventKindLabel(kind)} · $ticker';
+
+/// Where a ledger event came from, as a person reads it.
+const eventSourceLabels = {
+  'tinvest': 'T-Invest',
+  'report_sber': 'Отчёт Сбера',
+  'report_vtb': 'Отчёт ВТБ',
+  'csv': 'CSV',
+  'manual': 'Введено вручную',
+};
+
+String eventSourceLabel(String source) => eventSourceLabels[source] ?? source;

app/lib/features/events/manual_event_dialog.dart

@@ -0,0 +1,317 @@
+import 'package:decimal/decimal.dart';
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+
+import '../../core/utils/ru_date.dart';
+import '../accounts/providers.dart';
+import '../pending/providers.dart' show instrumentSearchProvider;
+import 'labels.dart';
+
+/// The kinds `POST /events` accepts, in the order a person looks for them.
+const manualEventKinds = [
+  EventKind.buy,
+  EventKind.sell,
+  EventKind.transferIn,
+  EventKind.transferOut,
+  EventKind.dividend,
+  EventKind.coupon,
+  EventKind.interest,
+  EventKind.deposit,
+  EventKind.withdrawal,
+  EventKind.commission,
+  EventKind.tax,
+  EventKind.taxRefund,
+];
+
+bool _isTrade(EventKind k) => k == EventKind.buy || k == EventKind.sell;
+bool _isTransfer(EventKind k) =>
+    k == EventKind.transferIn || k == EventKind.transferOut;
+bool _isPayout(EventKind k) => k == EventKind.dividend || k == EventKind.coupon;
+
+/// A ledger event the broker's feeds do not carry. Amounts are typed as a person reads them
+/// off a statement — positive; the server derives the signs from the kind.
+Future<ManualEventCreate?> showManualEventDialog(BuildContext context) =>
+    showDialog<ManualEventCreate>(
+      context: context,
+      builder: (_) => const _ManualEventDialog(),
+    );
+
+class _ManualEventDialog extends ConsumerStatefulWidget {
+  const _ManualEventDialog();
+
+  @override
+  ConsumerState<_ManualEventDialog> createState() => _ManualEventDialogState();
+}
+
+class _ManualEventDialogState extends ConsumerState<_ManualEventDialog> {
+  final _formKey = GlobalKey<FormState>();
+  final _quantity = TextEditingController();
+  final _price = TextEditingController();
+  final _amount = TextEditingController();
+  final _fee = TextEditingController();
+  final _accrued = TextEditingController();
+  final _description = TextEditingController();
+
+  AccountOut? _account;
+  EventKind _kind = EventKind.buy;
+  DateTime _date = DateTime.now();
+  InstrumentOut? _instrument;
+
+  @override
+  void dispose() {
+    for (final c in [
+      _quantity,
+      _price,
+      _amount,
+      _fee,
+      _accrued,
+      _description,
+    ]) {
+      c.dispose();
+    }
+    super.dispose();
+  }
+
+  static String? _positive(String? v, {required bool required}) {
+    final text = (v ?? '').trim().replaceAll(',', '.');
+    if (text.isEmpty) return required ? 'Обязательное поле' : null;
+    final d = Decimal.tryParse(text);
+    return d == null || d <= Decimal.zero ? 'Число больше нуля' : null;
+  }
+
+  static String? _text(TextEditingController c) {
+    final t = c.text.trim().replaceAll(',', '.').replaceAll(' ', '');
+    return t.isEmpty ? null : t;
+  }
+
+  bool get _needsInstrument =>
+      _isTrade(_kind) || _isTransfer(_kind) || _isPayout(_kind);
+
+  ManualEventCreate _build() {
+    final trade = _isTrade(_kind);
+    return ManualEventCreate(
+      accountId: _account!.id,
+      kind: _kind,
+      tradeDate: DateTime.utc(_date.year, _date.month, _date.day),
+      instrumentId: _needsInstrument ? _instrument!.id : null,
+      quantity: trade || _isTransfer(_kind) ? _text(_quantity) : null,
+      price: trade ? _text(_price) : null,
+      amount: _isTransfer(_kind) ? null : _text(_amount),
+      fee: trade ? _text(_fee) : null,
+      accruedInterest: trade ? _text(_accrued) : null,
+      description: _description.text.trim().isEmpty
+          ? null
+          : _description.text.trim(),
+    );
+  }
+
+  @override
+  Widget build(BuildContext context) {
+    final accounts = [
+      for (final a
+          in ref.watch(accountsProvider).valueOrNull?.data ??
+              const <AccountOut>[])
+        if (a.kind == AccountKind.broker && !a.archived && !a.disabled) a,
+    ];
+    final trade = _isTrade(_kind);
+
+    return AlertDialog(
+      title: const Text('Новое событие'),
+      content: SizedBox(
+        width: 460,
+        child: Form(
+          key: _formKey,
+          child: SingleChildScrollView(
+            child: Column(
+              mainAxisSize: MainAxisSize.min,
+              children: [
+                DropdownButtonFormField<AccountOut>(
+                  initialValue: _account,
+                  isExpanded: true,
+                  decoration: const InputDecoration(
+                    labelText: 'Брокерский счёт',
+                  ),
+                  items: [
+                    for (final a in accounts)
+                      DropdownMenuItem(value: a, child: Text(a.name)),
+                  ],
+                  validator: (v) => v == null ? 'Выберите счёт' : null,
+                  onChanged: (v) => setState(() => _account = v),
+                ),
+                const SizedBox(height: 12),
+                DropdownButtonFormField<EventKind>(
+                  initialValue: _kind,
+                  isExpanded: true,
+                  decoration: const InputDecoration(labelText: 'Событие'),
+                  items: [
+                    for (final k in manualEventKinds)
+                      DropdownMenuItem(
+                        value: k,
+                        child: Text(eventKindLabel(k)),
+                      ),
+                  ],
+                  onChanged: (v) => setState(() {
+                    _kind = v ?? _kind;
+                    // the field is gone for kinds without an instrument: its pick must go too
+                    if (!_needsInstrument) _instrument = null;
+                  }),
+                ),
+                const SizedBox(height: 12),
+                Row(
+                  children: [
+                    Expanded(child: Text('Дата: ${ruDate(_date)}')),
+                    TextButton(
+                      onPressed: () async {
+                        final picked = await showDatePicker(
+                          context: context,
+                          initialDate: _date,
+                          firstDate: DateTime(2015),
+                          lastDate: DateTime.now(),
+                        );
+                        if (picked != null) setState(() => _date = picked);
+                      },
+                      child: const Text('Выбрать'),
+                    ),
+                  ],
+                ),
+                if (_needsInstrument) ...[
+                  const SizedBox(height: 8),
+                  _InstrumentField(
+                    onChanged: (i) => _instrument = i,
+                    validator: () => _instrument == null
+                        ? 'Выберите инструмент из списка'
+                        : null,
+                  ),
+                ],
+                if (trade || _isTransfer(_kind)) ...[
+                  const SizedBox(height: 12),
+                  TextFormField(
+                    controller: _quantity,
+                    keyboardType: const TextInputType.numberWithOptions(
+                      decimal: true,
+                    ),
+                    decoration: const InputDecoration(
+                      labelText: 'Количество, шт.',
+                    ),
+                    validator: (v) => _positive(v, required: true),
+                  ),
+                ],
+                if (trade) ...[
+                  const SizedBox(height: 12),
+                  TextFormField(
+                    controller: _price,
+                    keyboardType: const TextInputType.numberWithOptions(
+                      decimal: true,
+                    ),
+                    decoration: const InputDecoration(
+                      labelText: 'Цена за штуку',
+                    ),
+                    validator: (v) =>
+                        _positive(v, required: _text(_amount) == null),
+                  ),
+                  const SizedBox(height: 12),
+                  TextFormField(
+                    controller: _fee,
+                    keyboardType: const TextInputType.numberWithOptions(
+                      decimal: true,
+                    ),
+                    decoration: const InputDecoration(
+                      labelText: 'Комиссия',
+                      helperText: 'Входит в итоговую сумму',
+                    ),
+                    validator: (v) => _positive(v, required: false),
+                  ),
+                  const SizedBox(height: 12),
+                  TextFormField(
+                    controller: _accrued,
+                    keyboardType: const TextInputType.numberWithOptions(
+                      decimal: true,
+                    ),
+                    decoration: const InputDecoration(
+                      labelText: 'НКД (для облигаций)',
+                    ),
+                    validator: (v) => _positive(v, required: false),
+                  ),
+                ],
+                if (!_isTransfer(_kind)) ...[
+                  const SizedBox(height: 12),
+                  TextFormField(
+                    controller: _amount,
+                    keyboardType: const TextInputType.numberWithOptions(
+                      decimal: true,
+                    ),
+                    decoration: InputDecoration(
+                      labelText: trade ? 'Итого по выписке' : 'Сумма',
+                      helperText: trade
+                          ? 'Необязательно: иначе количество × цена ± НКД ± комиссия'
+                          : 'Положительная; знак зададут по виду события',
+                      helperMaxLines: 2,
+                    ),
+                    validator: (v) => _positive(v, required: !trade),
+                  ),
+                ],
+                const SizedBox(height: 12),
+                TextFormField(
+                  controller: _description,
+                  decoration: const InputDecoration(
+                    labelText: 'Описание (необязательно)',
+                  ),
+                ),
+              ],
+            ),
+          ),
+        ),
+      ),
+      actions: [
+        TextButton(
+          onPressed: () => Navigator.of(context).pop(),
+          child: const Text('Отмена'),
+        ),
+        FilledButton(
+          onPressed: () {
+            if (!(_formKey.currentState?.validate() ?? false)) return;
+            Navigator.of(context).pop(_build());
+          },
+          child: const Text('Добавить'),
+        ),
+      ],
+    );
+  }
+}
+
+/// Type-ahead over `GET /instruments?q=`. The chosen instrument is reported through
+/// [onChanged]; editing the text afterwards drops it, so a stale pick can never be submitted.
+class _InstrumentField extends ConsumerWidget {
+  const _InstrumentField({required this.onChanged, required this.validator});
+
+  final ValueChanged<InstrumentOut?> onChanged;
+  final String? Function() validator;
+
+  static String _label(InstrumentOut i) => '${i.ticker ?? '—'} · ${i.name}';
+
+  @override
+  Widget build(BuildContext context, WidgetRef ref) {
+    return Autocomplete<InstrumentOut>(
+      displayStringForOption: _label,
+      optionsBuilder: (value) async {
+        final q = value.text.trim();
+        if (q.length < 2) return const <InstrumentOut>[];
+        return ref.read(instrumentSearchProvider(q).future);
+      },
+      onSelected: onChanged,
+      fieldViewBuilder: (context, controller, focusNode, onSubmit) =>
+          TextFormField(
+            controller: controller,
+            focusNode: focusNode,
+            decoration: const InputDecoration(
+              labelText: 'Инструмент',
+              helperText: 'Тикер, ISIN или название',
+              prefixIcon: Icon(Icons.search),
+            ),
+            onChanged: (_) => onChanged(null),
+            validator: (_) => validator(),
+          ),
+    );
+  }
+}

app/lib/features/events/providers.dart

@@ -112,7 +112,10 @@ class EventsController extends Notifier<EventsState> {
   }
 
   Future<EventPage> _fetch(int page) async {
-    final r = await ref.read(apiProvider).getEventsApi().eventsList(
+    final r = await ref
+        .read(apiProvider)
+        .getEventsApi()
+        .eventsList(
           from: filter.from,
           to: filter.to,
           accountId: filter.accountId,

app/lib/features/home/home_page.dart

@@ -20,9 +20,13 @@ import '../../core/widgets/tile_carousel.dart';
 import '../../core/api/api_client.dart';
 import '../health/data_quality_list.dart' show severityColor;
 import 'providers.dart';
+import 'scope_cards.dart';
 
 double _d(String s) => Decimal.parse(s).toDouble();
 
+/// The refresh log row can be a run still in progress, which has no failed step yet.
+String _failedStepNote(String? step) => step == null ? '' : ' (шаг «$step»)';
+
 /// Обзор: the dashboard landing page — net worth, this month's cashflow,
 /// runway, a net worth line chart, a 12-month income/expense bar chart, and
 /// a data-quality summary linking to the findings.
@@ -39,10 +43,28 @@ class _HomePageState extends ConsumerState<HomePage> {
   Future<void> _refresh() async {
     setState(() => _refreshing = true);
     try {
-      await ref.read(apiProvider).getMetricsApi().metricsRefresh();
+      final metrics = ref.read(apiProvider).getMetricsApi();
+      await metrics
+          .metricsRefresh(); // 202: only queued, the worker does the rebuild
+      final done = await waitForMetricsRefresh(
+        () async => (await metrics.metricsStatus()).data!,
+      );
+      if (mounted) {
+        final message = done == null
+            ? 'Пересчёт идёт дольше обычного — данные обновятся, когда он закончится'
+            : done.consistent
+            ? null
+            : 'Пересчёт не завершён${_failedStepNote(done.lastRefresh?.failedStep)} — '
+                  'часть метрик может не сходиться';
+        if (message != null) {
+          ScaffoldMessenger.of(context)
+              .showSnackBar(SnackBar(content: Text(message)));
+        }
+      }
     } on DioException catch (e) {
       if (!mounted) return;
-      ScaffoldMessenger.of(context).showSnackBar(SnackBar(content: Text(problemMessage(e))));
+      ScaffoldMessenger.of(context)
+          .showSnackBar(SnackBar(content: Text(problemMessage(e))));
     } finally {
       if (mounted) setState(() => _refreshing = false);
       invalidateHomeProviders(ref);
@@ -59,6 +81,7 @@ class _HomePageState extends ConsumerState<HomePage> {
     final status = ref.watch(metricsStatusProvider);
     final dataQuality = ref.watch(dataQualityProvider);
     final portfolio = ref.watch(portfolioSummaryHomeProvider);
+    final cards = ref.watch(scopeCardsProvider);
 
     final stale = oldestFetch([
       breakdown.valueOrNull?.fetchedAt,
@@ -69,6 +92,7 @@ class _HomePageState extends ConsumerState<HomePage> {
       status.valueOrNull?.fetchedAt,
       dataQuality.valueOrNull?.fetchedAt,
       portfolio.valueOrNull?.fetchedAt,
+      cards.valueOrNull?.fetchedAt,
     ]);
 
     return Scaffold(
@@ -79,7 +103,10 @@ class _HomePageState extends ConsumerState<HomePage> {
             tooltip: 'Пересчитать метрики',
             icon: _refreshing
                 ? const SizedBox(
-                    width: 20, height: 20, child: CircularProgressIndicator(strokeWidth: 2))
+                    width: 20,
+                    height: 20,
+                    child: CircularProgressIndicator(strokeWidth: 2),
+                  )
                 : const Icon(Icons.refresh),
             onPressed: _refreshing ? null : _refresh,
           ),
@@ -98,12 +125,21 @@ class _HomePageState extends ConsumerState<HomePage> {
                     value: status,
                     onRetry: () => ref.invalidate(metricsStatusProvider),
                     data: (cached) {
-                      final log = cached.data;
+                      final status = cached.data;
+                      final log = status.lastRefresh;
                       final at = log?.finishedAt ?? log?.startedAt;
                       final text = at == null
                           ? 'Данные ещё не пересчитывались'
                           : 'Данные на ${ruDate(at.toLocal())} ${at.toLocal().hour.toString().padLeft(2, '0')}:${at.toLocal().minute.toString().padLeft(2, '0')}';
-                      return Text(text, style: Theme.of(context).textTheme.bodySmall);
+                      final style = Theme.of(context).textTheme.bodySmall;
+                      if (status.consistent) return Text(text, style: style);
+                      return Text(
+                        '$text · пересчёт не завершён${_failedStepNote(log?.failedStep)}, '
+                        'часть метрик может не сходиться',
+                        style: style?.copyWith(
+                          color: Theme.of(context).colorScheme.error,
+                        ),
+                      );
                     },
                   ),
                 ),
@@ -113,20 +149,43 @@ class _HomePageState extends ConsumerState<HomePage> {
                     final rows = cached.data;
                     return ActionChip(
                       avatar: Icon(
-                        rows.isEmpty ? Icons.check_circle_outline : Icons.warning_amber_outlined,
+                        rows.isEmpty
+                            ? Icons.check_circle_outline
+                            : Icons.warning_amber_outlined,
                         size: 18,
-                        color: rows.isEmpty ? ChartColors.slot3Aqua : severityColor(rows.first.severity),
+                        color: rows.isEmpty
+                            ? ChartColors.slot3Aqua
+                            : severityColor(rows.first.severity),
+                      ),
+                      label: Text(
+                        rows.isEmpty ? 'ок' : '${rows.length} замечаний',
                       ),
-                      label: Text(rows.isEmpty ? 'ок' : '${rows.length} замечаний'),
                       // Health page renders the same findings via DataQualityList — no
                       // second implementation of this list here.
-                      onPressed: rows.isEmpty ? null : () => context.go('/health?tab=quality'),
+                      onPressed: rows.isEmpty
+                          ? null
+                          : () => context.go('/health?tab=quality'),
                     );
                   },
                 ),
               ],
             ),
+            AsyncValueView(
+              value: cards,
+              onRetry: () => ref.invalidate(scopeCardsProvider),
+              data: (cached) => cached.data.isEmpty
+                  ? const SizedBox.shrink()
+                  : Column(
+                      crossAxisAlignment: CrossAxisAlignment.start,
+                      children: [
                         const SizedBox(height: 20),
+                        const SectionHeader(title: 'Портфели'),
+                        const SizedBox(height: 12),
+                        ScopeCards(cards: cached.data),
+                      ],
+                    ),
+            ),
+            const SizedBox(height: 24),
             const SectionHeader(title: 'Капитал'),
             const SizedBox(height: 12),
             AsyncValueView(
@@ -146,7 +205,8 @@ class _HomePageState extends ConsumerState<HomePage> {
             AsyncValueView(
               value: runway,
               onRetry: () => ref.invalidate(runwayProvider),
-              data: (cached) => TileCarousel(children: [_RunwayTile(runway: cached.data)]),
+              data: (cached) =>
+                  TileCarousel(children: [_RunwayTile(runway: cached.data)]),
             ),
             AsyncValueView(
               value: portfolio,
@@ -175,7 +235,10 @@ class _HomePageState extends ConsumerState<HomePage> {
                       value: series,
                       onRetry: () => ref.invalidate(netWorthSeriesProvider),
                       data: (cached) => cached.data.isEmpty
-                          ? const EmptyState(icon: Icons.show_chart, message: 'Пока нет данных.')
+                          ? const EmptyState(
+                              icon: Icons.show_chart,
+                              message: 'Пока нет данных.',
+                            )
                           : _NetWorthChart(rows: cached.data),
                     ),
                   ),
@@ -188,7 +251,10 @@ class _HomePageState extends ConsumerState<HomePage> {
                       value: last12,
                       onRetry: () => ref.invalidate(cashflowLast12Provider),
                       data: (cached) => cached.data.isEmpty
-                          ? const EmptyState(icon: Icons.bar_chart, message: 'Пока нет данных.')
+                          ? const EmptyState(
+                              icon: Icons.bar_chart,
+                              message: 'Пока нет данных.',
+                            )
                           : _IncomeExpenseChart(rows: cached.data),
                     ),
                   ),
@@ -204,7 +270,11 @@ class _HomePageState extends ConsumerState<HomePage> {
                   );
                 }
                 return Column(
-                  children: [netWorthChart, const SizedBox(height: 16), cashflowChart],
+                  children: [
+                    netWorthChart,
+                    const SizedBox(height: 16),
+                    cashflowChart,
+                  ],
                 );
               },
             ),
@@ -230,13 +300,30 @@ class _NetWorthTiles extends StatelessWidget {
 
   @override
   Widget build(BuildContext context) {
-    return TileCarousel(children: [
+    return TileCarousel(
-      StatTile(label: 'Капитал сегодня', value: MoneyText(breakdown.totalRub, currency: 'RUB')),
+      children: [
-      StatTile(label: 'Ликвидные', value: MoneyText(breakdown.liquidRub, currency: 'RUB')),
+        StatTile(
-      StatTile(label: 'Сбережения', value: MoneyText(breakdown.savingsRub, currency: 'RUB')),
+          label: 'Капитал сегодня',
-      StatTile(label: 'Инвестиции', value: MoneyText(breakdown.investmentRub, currency: 'RUB')),
+          value: MoneyText(breakdown.totalRub, currency: 'RUB'),
-      StatTile(label: 'Долги', value: MoneyText(breakdown.debtRub, currency: 'RUB')),
+        ),
-    ]);
+        StatTile(
+          label: 'Ликвидные',
+          value: MoneyText(breakdown.liquidRub, currency: 'RUB'),
+        ),
+        StatTile(
+          label: 'Сбережения',
+          value: MoneyText(breakdown.savingsRub, currency: 'RUB'),
+        ),
+        StatTile(
+          label: 'Инвестиции',
+          value: MoneyText(breakdown.investmentRub, currency: 'RUB'),
+        ),
+        StatTile(
+          label: 'Долги',
+          value: MoneyText(breakdown.debtRub, currency: 'RUB'),
+        ),
+      ],
+    );
   }
 }
 
@@ -247,14 +334,27 @@ class _MonthTiles extends StatelessWidget {
   @override
   Widget build(BuildContext context) {
     if (month == null) {
-      return const EmptyState(icon: Icons.event_note_outlined, message: 'Данных за этот месяц нет.');
+      return const EmptyState(
+        icon: Icons.event_note_outlined,
+        message: 'Данных за этот месяц нет.',
+      );
     }
-    final rateText = month!.savingsRate == null ? '—' : '${(_d(month!.savingsRate!) * 100).toStringAsFixed(1)}%';
+    final rateText = month!.savingsRate == null
-    return TileCarousel(children: [
+        ? '—'
-      StatTile(label: 'Доход в этом месяце', value: MoneyText(month!.incomeRub, currency: 'RUB')),
+        : '${(_d(month!.savingsRate!) * 100).toStringAsFixed(1)}%';
-      StatTile(label: 'Расход в этом месяце', value: MoneyText(month!.expenseRub, currency: 'RUB')),
+    return TileCarousel(
+      children: [
+        StatTile(
+          label: 'Доход в этом месяце',
+          value: MoneyText(month!.incomeRub, currency: 'RUB'),
+        ),
+        StatTile(
+          label: 'Расход в этом месяце',
+          value: MoneyText(month!.expenseRub, currency: 'RUB'),
+        ),
         StatTile(label: 'Норма сбережений', value: Text(rateText)),
-    ]);
+      ],
+    );
   }
 }
 
@@ -278,7 +378,8 @@ class _NetWorthChart extends StatelessWidget {
   @override
   Widget build(BuildContext context) {
     final spots = [
-      for (var i = 0; i < rows.length; i++) FlSpot(i.toDouble(), _d(rows[i].totalRub)),
+      for (var i = 0; i < rows.length; i++)
+        FlSpot(i.toDouble(), _d(rows[i].totalRub)),
     ];
     return LineChart(
       LineChartData(
@@ -323,7 +424,11 @@ class _IncomeExpenseChart extends StatelessWidget {
   Widget build(BuildContext context) {
     final maxY = rows.fold<double>(
       0,
-      (m, r) => [m, _d(r.incomeRub), _d(r.expenseRub)].reduce((a, b) => a > b ? a : b),
+      (m, r) => [
+        m,
+        _d(r.incomeRub),
+        _d(r.expenseRub),
+      ].reduce((a, b) => a > b ? a : b),
     );
     return Column(
       crossAxisAlignment: CrossAxisAlignment.start,
@@ -343,19 +448,28 @@ class _IncomeExpenseChart extends StatelessWidget {
               gridData: const FlGridData(drawVerticalLine: false),
               borderData: FlBorderData(show: false),
               titlesData: FlTitlesData(
-                topTitles: const AxisTitles(sideTitles: SideTitles(showTitles: false)),
+                topTitles: const AxisTitles(
-                rightTitles: const AxisTitles(sideTitles: SideTitles(showTitles: false)),
+                  sideTitles: SideTitles(showTitles: false),
-                leftTitles: const AxisTitles(sideTitles: SideTitles(showTitles: false)),
+                ),
+                rightTitles: const AxisTitles(
+                  sideTitles: SideTitles(showTitles: false),
+                ),
+                leftTitles: const AxisTitles(
+                  sideTitles: SideTitles(showTitles: false),
+                ),
                 bottomTitles: AxisTitles(
                   sideTitles: SideTitles(
                     showTitles: true,
                     getTitlesWidget: (value, meta) {
                       final i = value.toInt();
-                      if (i < 0 || i >= rows.length) return const SizedBox.shrink();
+                      if (i < 0 || i >= rows.length)
+                        return const SizedBox.shrink();
                       return Padding(
                         padding: const EdgeInsets.only(top: 6),
-                        child:
+                        child: Text(
-                            Text(ruMonthYearShort(rows[i].month), style: const TextStyle(fontSize: 9)),
+                          ruMonthYearShort(rows[i].month),
+                          style: const TextStyle(fontSize: 9),
+                        ),
                       );
                     },
                   ),
@@ -377,8 +491,16 @@ class _IncomeExpenseChart extends StatelessWidget {
                   BarChartGroupData(
                     x: i,
                     barRods: [
-                      BarChartRodData(toY: _d(rows[i].incomeRub), color: ChartColors.income, width: 6),
+                      BarChartRodData(
-                      BarChartRodData(toY: _d(rows[i].expenseRub), color: ChartColors.expense, width: 6),
+                        toY: _d(rows[i].incomeRub),
+                        color: ChartColors.income,
+                        width: 6,
+                      ),
+                      BarChartRodData(
+                        toY: _d(rows[i].expenseRub),
+                        color: ChartColors.expense,
+                        width: 6,
+                      ),
                     ],
                     barsSpace: 2,
                   ),
@@ -401,7 +523,11 @@ class _LegendDot extends StatelessWidget {
     return Row(
       mainAxisSize: MainAxisSize.min,
       children: [
-        Container(width: 10, height: 10, decoration: BoxDecoration(color: color, shape: BoxShape.circle)),
+        Container(
+          width: 10,
+          height: 10,
+          decoration: BoxDecoration(color: color, shape: BoxShape.circle),
+        ),
         const SizedBox(width: 6),
         Text(label, style: Theme.of(context).textTheme.bodySmall),
       ],
@@ -422,7 +548,8 @@ class _PortfolioTiles extends StatelessWidget {
     return InkWell(
       onTap: () => context.go('/portfolio'),
       borderRadius: BorderRadius.circular(12),
-      child: TileCarousel(children: [
+      child: TileCarousel(
+        children: [
           StatTile(
             label: 'Портфель',
             value: MoneyText(summary.totalRub, currency: 'RUB'),
@@ -434,15 +561,10 @@ class _PortfolioTiles extends StatelessWidget {
                 ? const Text('—')
                 : MoneyText(summary.pnlTotalRub!, currency: 'RUB'),
           ),
-        StatTile(
+          StatTile(label: 'XIRR, год', value: Text(_percent(yearly?.xirr))),
-          label: 'XIRR, год',
+          StatTile(label: 'TWR, год', value: Text(_percent(yearly?.twr))),
-          value: Text(_percent(yearly?.xirr)),
+        ],
       ),
-        StatTile(
-          label: 'TWR, год',
-          value: Text(_percent(yearly?.twr)),
-        ),
-      ]),
     );
   }
 

app/lib/features/home/providers.dart

@@ -8,53 +8,101 @@ import '../../core/cache/cached.dart';
 /// Every provider below returns `Cached<T>`, not `T`: `HomePage` reads
 /// `.data` for the tiles and `.fetchedAt` (via `oldestFetch`) for the one
 /// offline banner at the top. See `docs/ai/offline-cache.md`.
-final netWorthBreakdownProvider = FutureProvider.autoDispose<Cached<NetWorthBreakdown>>((ref) async {
+final netWorthBreakdownProvider =
-  final r = await ref.watch(apiProvider).getNetworthApi().networthBreakdown();
+    FutureProvider.autoDispose<Cached<NetWorthBreakdown>>((ref) async {
+      final r = await ref
+          .watch(apiProvider)
+          .getNetworthApi()
+          .networthBreakdown();
       return r.cached;
     });
 
 /// Daily net worth for the last 365 days.
-final netWorthSeriesProvider = FutureProvider.autoDispose<Cached<List<NetWorthDay>>>((ref) async {
+final netWorthSeriesProvider =
+    FutureProvider.autoDispose<Cached<List<NetWorthDay>>>((ref) async {
       final now = DateTime.now();
-  final r = await ref.watch(apiProvider).getNetworthApi().networthSeries(
+      final r = await ref
+          .watch(apiProvider)
+          .getNetworthApi()
+          .networthSeries(
             from: now.subtract(const Duration(days: 365)),
             to: now,
           );
-  return Cached(r.data ?? const [], fetchedAt: r.extra['fetchedAt'] as DateTime?);
+      return Cached(
+        r.data ?? const [],
+        fetchedAt: r.extra['fetchedAt'] as DateTime?,
+      );
     });
 
 /// The current (partial) month's cashflow, or null before any data exists.
-final cashflowThisMonthProvider = FutureProvider.autoDispose<Cached<CashFlowMonth?>>((ref) async {
+final cashflowThisMonthProvider =
-  final r = await ref.watch(apiProvider).getCashflowApi().cashflowMonthly(months: 1);
+    FutureProvider.autoDispose<Cached<CashFlowMonth?>>((ref) async {
+      final r = await ref
+          .watch(apiProvider)
+          .getCashflowApi()
+          .cashflowMonthly(months: 1);
       final rows = r.data ?? const [];
-  return Cached(rows.isEmpty ? null : rows.last, fetchedAt: r.extra['fetchedAt'] as DateTime?);
+      return Cached(
+        rows.isEmpty ? null : rows.last,
+        fetchedAt: r.extra['fetchedAt'] as DateTime?,
+      );
     });
 
 /// The last 12 months, for the income-vs-expense bar chart.
-final cashflowLast12Provider = FutureProvider.autoDispose<Cached<List<CashFlowMonth>>>((ref) async {
+final cashflowLast12Provider =
-  final r = await ref.watch(apiProvider).getCashflowApi().cashflowMonthly(months: 12);
+    FutureProvider.autoDispose<Cached<List<CashFlowMonth>>>((ref) async {
-  return Cached(r.data ?? const [], fetchedAt: r.extra['fetchedAt'] as DateTime?);
+      final r = await ref
+          .watch(apiProvider)
+          .getCashflowApi()
+          .cashflowMonthly(months: 12);
+      return Cached(
+        r.data ?? const [],
+        fetchedAt: r.extra['fetchedAt'] as DateTime?,
+      );
     });
 
-final runwayProvider = FutureProvider.autoDispose<Cached<RunwayOut>>((ref) async {
+final runwayProvider = FutureProvider.autoDispose<Cached<RunwayOut>>((
+  ref,
+) async {
   final r = await ref.watch(apiProvider).getCashflowApi().cashflowRunway();
   return r.cached;
 });
 
-/// When the metric tables were last rebuilt; null before the first refresh.
+/// When the metric tables were last rebuilt, whether they are one consistent snapshot, and
-final metricsStatusProvider = FutureProvider.autoDispose<Cached<RefreshLogOut?>>((ref) async {
+/// whether another rebuild is on its way.
-  try {
+final metricsStatusProvider =
+    FutureProvider.autoDispose<Cached<MetricsStatusOut>>((ref) async {
       final r = await ref.watch(apiProvider).getMetricsApi().metricsStatus();
       return r.cached;
-  } on DioException catch (e) {
-    if (e.response?.statusCode == 404) return const Cached(null);
-    rethrow;
-  }
     });
 
-final dataQualityProvider = FutureProvider.autoDispose<Cached<List<DataQualityRow>>>((ref) async {
+/// Waits for a queued metrics rebuild to finish: `POST /metrics/refresh` only queues it, so the
-  final r = await ref.watch(apiProvider).getMetricsApi().metricsDataQuality();
+/// numbers are stale until `refreshing` turns false. Returns the last status seen, or null if
-  return Cached(r.data ?? const [], fetchedAt: r.extra['fetchedAt'] as DateTime?);
+/// [timeout] ran out first (a rebuild stuck behind a long sync, say).
+Future<MetricsStatusOut?> waitForMetricsRefresh(
+  Future<MetricsStatusOut> Function() fetch, {
+  Duration interval = const Duration(seconds: 2),
+  Duration timeout = const Duration(minutes: 5),
+}) async {
+  final clock = Stopwatch()..start();
+  while (true) {
+    final status = await fetch();
+    if (!status.refreshing) return status;
+    if (clock.elapsed >= timeout) return null;
+    await Future<void>.delayed(interval);
+  }
+}
+
+final dataQualityProvider =
+    FutureProvider.autoDispose<Cached<List<DataQualityRow>>>((ref) async {
+      final r = await ref
+          .watch(apiProvider)
+          .getMetricsApi()
+          .metricsDataQuality();
+      return Cached(
+        r.data ?? const [],
+        fetchedAt: r.extra['fetchedAt'] as DateTime?,
+      );
     });
 
 /// Every dashboard provider, refreshed together after a manual
@@ -68,16 +116,35 @@ void invalidateHomeProviders(WidgetRef ref) {
   ref.invalidate(metricsStatusProvider);
   ref.invalidate(dataQualityProvider);
   ref.invalidate(portfolioSummaryHomeProvider);
+  ref.invalidate(scopeCardsProvider);
 }
 
 /// The investment side of the dashboard: one scope-wide summary, `all` by default.
 /// Null when the ledger is empty, which is the normal state before a broker sync.
-final portfolioSummaryHomeProvider = FutureProvider.autoDispose<Cached<SummaryOut?>>((ref) async {
+final portfolioSummaryHomeProvider =
+    FutureProvider.autoDispose<Cached<SummaryOut?>>((ref) async {
       try {
-    final r = await ref.watch(apiProvider).getAnalyticsApi().analyticsSummary();
+        final r = await ref
+            .watch(apiProvider)
+            .getAnalyticsApi()
+            .analyticsSummary();
         return r.cached;
       } on DioException catch (e) {
         if (e.response?.statusCode == 404) return const Cached(null);
         rethrow;
       }
     });
+
+/// One card per portfolio and account for the home grid (`GET /analytics/overview`): value,
+/// result, the last day's change, return and expected passive income, in one round trip.
+final scopeCardsProvider =
+    FutureProvider.autoDispose<Cached<List<ScopeCardOut>>>((ref) async {
+      final r = await ref
+          .watch(apiProvider)
+          .getAnalyticsApi()
+          .analyticsOverview();
+      return Cached(
+        r.data ?? const [],
+        fetchedAt: r.extra['fetchedAt'] as DateTime?,
+      );
+    });

app/lib/features/home/scope_cards.dart

@@ -0,0 +1,194 @@
+import 'package:decimal/decimal.dart';
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+import 'package:go_router/go_router.dart';
+
+import '../../core/theme/chart_colors.dart';
+import '../../core/widgets/help_tip.dart';
+import '../../core/widgets/money_text.dart';
+import '../portfolio/labels.dart' show formatPercent, signColor;
+import '../portfolio/providers.dart' show scopeProvider;
+
+/// The home grid: a card per portfolio and account — value, result, the last day, return and
+/// expected passive income at a glance. A tap opens Портфель scoped to that card.
+class ScopeCards extends ConsumerWidget {
+  const ScopeCards({required this.cards, super.key});
+
+  final List<ScopeCardOut> cards;
+
+  static const _gap = 16.0;
+
+  @override
+  Widget build(BuildContext context, WidgetRef ref) {
+    return LayoutBuilder(
+      builder: (context, constraints) {
+        final width = constraints.maxWidth;
+        final columns = width >= 980 ? 3 : (width >= 620 ? 2 : 1);
+        final itemWidth = (width - _gap * (columns - 1)) / columns;
+        return Wrap(
+          spacing: _gap,
+          runSpacing: _gap,
+          children: [
+            for (final c in cards)
+              SizedBox(
+                width: itemWidth,
+                child: ScopeCard(
+                  card: c,
+                  onTap: () {
+                    ref.read(scopeProvider.notifier).state = c.scope;
+                    context.go('/portfolio');
+                  },
+                ),
+              ),
+          ],
+        );
+      },
+    );
+  }
+}
+
+IconData _icon(String kind) => switch (kind) {
+  'all' => Icons.layers_outlined,
+  'portfolio' => Icons.layers,
+  _ => Icons.account_balance_wallet_outlined,
+};
+
+class ScopeCard extends StatelessWidget {
+  const ScopeCard({required this.card, required this.onTap, super.key});
+
+  final ScopeCardOut card;
+  final VoidCallback onTap;
+
+  static String _money(String? v) =>
+      v == null ? '—' : MoneyText.format(v, 'RUB');
+
+  /// `+6 643,47 ₽` — a signed amount; a plain minus and plus, never a bare number.
+  static String _signedMoney(String? v) {
+    if (v == null) return '—';
+    final d = Decimal.parse(v);
+    final text = MoneyText.format(v, 'RUB');
+    return d > Decimal.zero ? '+$text' : text;
+  }
+
+  @override
+  Widget build(BuildContext context) {
+    final theme = Theme.of(context);
+    final scheme = theme.colorScheme;
+    final label = theme.textTheme.bodyMedium?.copyWith(
+      color: scheme.onSurfaceVariant,
+    );
+
+    Widget row(String name, Widget value) => Padding(
+      padding: const EdgeInsets.only(top: 6),
+      child: Row(
+        children: [
+          Expanded(
+            child: Align(
+              alignment: Alignment.centerLeft,
+              child: TermLabel(name, style: label),
+            ),
+          ),
+          value,
+        ],
+      ),
+    );
+
+    /// «+6 643,47 ₽ (▲ 1,5 %)» in the colour of its sign.
+    Widget change(String? amount, String? share) {
+      if (amount == null) return const Text('—');
+      final color = signColor(context, amount) ?? scheme.onSurface;
+      final positive = Decimal.parse(amount) > Decimal.zero;
+      final negative = Decimal.parse(amount) < Decimal.zero;
+      return Row(
+        mainAxisSize: MainAxisSize.min,
+        children: [
+          Text(_signedMoney(amount), style: TextStyle(color: color)),
+          if (share != null) ...[
+            Text(' (', style: TextStyle(color: color)),
+            if (positive || negative)
+              Icon(
+                positive ? Icons.arrow_drop_up : Icons.arrow_drop_down,
+                size: 18,
+                color: color,
+              ),
+            Text(
+              formatPercent(share, signed: false).replaceAll('-', ''),
+              style: TextStyle(color: color),
+            ),
+            Text(')', style: TextStyle(color: color)),
+          ],
+        ],
+      );
+    }
+
+    final income = Decimal.parse(card.incomeYearRub);
+    return Card(
+      child: InkWell(
+        onTap: onTap,
+        child: Padding(
+          padding: const EdgeInsets.all(24),
+          child: Column(
+            crossAxisAlignment: CrossAxisAlignment.start,
+            children: [
+              Row(
+                children: [
+                  Icon(
+                    _icon(card.kind),
+                    size: 18,
+                    color: scheme.onSurfaceVariant,
+                  ),
+                  const SizedBox(width: 8),
+                  Expanded(
+                    child: Text(
+                      card.name.toUpperCase(),
+                      overflow: TextOverflow.ellipsis,
+                      style: theme.textTheme.labelLarge?.copyWith(
+                        color: scheme.onSurface,
+                        letterSpacing: 0.4,
+                        fontWeight: FontWeight.w600,
+                      ),
+                    ),
+                  ),
+                ],
+              ),
+              const SizedBox(height: 12),
+              Text(
+                _money(card.totalRub),
+                style: theme.textTheme.headlineSmall?.copyWith(
+                  fontWeight: FontWeight.w500,
+                ),
+              ),
+              const SizedBox(height: 8),
+              row('Прибыль', change(card.pnlRub, card.pnlPct)),
+              row('За день', change(card.dayChangeRub, card.dayChangePct)),
+              row(
+                'Доходность',
+                Text(
+                  card.xirr == null
+                      ? '—'
+                      : formatPercent(card.xirr, signed: false),
+                  style: TextStyle(color: signColor(context, card.xirr)),
+                ),
+              ),
+              row(
+                'Пассивный доход',
+                Text(
+                  income == Decimal.zero
+                      ? '—'
+                      : '${card.incomeYearPct == null ? '' : '${formatPercent(card.incomeYearPct, signed: false)} '}'
+                            '(${MoneyText.format(card.incomeYearRub, 'RUB')})',
+                  style: TextStyle(
+                    color: income == Decimal.zero
+                        ? scheme.onSurfaceVariant
+                        : ChartColors.gain,
+                  ),
+                ),
+              ),
+            ],
+          ),
+        ),
+      ),
+    );
+  }
+}

app/lib/features/portfolio/allocation_tab.dart

@@ -75,21 +75,24 @@ class _DimensionCard extends StatelessWidget {
 
   @override
   Widget build(BuildContext context) {
-    final onlyUnknown = buckets.every((b) => b.bucket == 'unknown' || b.bucket == 'cash');
+    final onlyUnknown = buckets.every(
+      (b) => b.bucket == 'unknown' || b.bucket == 'cash',
+    );
     return Card(
       child: Padding(
         padding: const EdgeInsets.all(16),
         child: Column(
           crossAxisAlignment: CrossAxisAlignment.start,
           children: [
-            Text(dimensionLabel(dimension), style: Theme.of(context).textTheme.titleMedium),
+            Text(
+              dimensionLabel(dimension),
+              style: Theme.of(context).textTheme.titleMedium,
+            ),
             if (onlyUnknown) ...[
               const SizedBox(height: 4),
               Text(
                 'Атрибут не заполнен у инструментов — разрез пустой, а не нулевой.',
-                style: Theme.of(context)
+                style: Theme.of(context).textTheme.bodySmall
-                    .textTheme
-                    .bodySmall
                     ?.copyWith(color: Theme.of(context).hintColor),
               ),
             ],
@@ -111,7 +114,9 @@ class _DimensionCard extends StatelessWidget {
                     ],
                   );
                 }
-                return Column(children: [donut, const SizedBox(height: 12), legend]);
+                return Column(
+                  children: [donut, const SizedBox(height: 12), legend],
+                );
               },
             ),
           ],
@@ -133,7 +138,10 @@ class _Donut extends StatelessWidget {
     // and the legend still lists it with its real value
     final positive = buckets.where((b) => _d(b.valueRub) > 0).toList();
     if (positive.isEmpty) {
-      return const EmptyState(icon: Icons.donut_large_outlined, message: 'Нечего показать.');
+      return const EmptyState(
+        icon: Icons.donut_large_outlined,
+        message: 'Нечего показать.',
+      );
     }
     return PieChart(
       PieChartData(
@@ -194,10 +202,18 @@ class _Legend extends StatelessWidget {
                 if (buckets[i].holdingCount > 0)
                   Padding(
                     padding: const EdgeInsets.only(right: 8),
-                    child: Text('${buckets[i].holdingCount}',
+                    child: Text(
-                        style: theme.textTheme.bodySmall?.copyWith(color: theme.hintColor)),
+                      '${buckets[i].holdingCount}',
+                      style: theme.textTheme.bodySmall?.copyWith(
+                        color: theme.hintColor,
+                      ),
+                    ),
+                  ),
+                MoneyText(
+                  buckets[i].valueRub,
+                  currency: 'RUB',
+                  style: theme.textTheme.bodyMedium,
                 ),
-                MoneyText(buckets[i].valueRub, currency: 'RUB', style: theme.textTheme.bodyMedium),
                 const SizedBox(width: 12),
                 SizedBox(
                   width: 56,

app/lib/features/portfolio/benchmarks_card.dart

@@ -10,13 +10,15 @@ import 'data/benchmarks_api.dart';
 import 'labels.dart';
 import 'providers.dart';
 
-final benchmarksApiProvider =
+final benchmarksApiProvider = Provider<BenchmarksApi>(
-    Provider<BenchmarksApi>((ref) => BenchmarksApi(ref.watch(apiProvider).dio));
+  (ref) => BenchmarksApi(ref.watch(apiProvider).dio),
+);
 
 /// Benchmark comparison for the current scope. Part of Портфель, not a screen of its own:
 /// «на сколько я обогнал индекс» is a property of the portfolio, not a separate subject. See
 /// `docs/ai/offline-cache.md`.
-final benchmarkRowsProvider = FutureProvider.autoDispose<Cached<List<BenchmarkRow>>>((ref) async {
+final benchmarkRowsProvider =
+    FutureProvider.autoDispose<Cached<List<BenchmarkRow>>>((ref) async {
       final scope = ref.watch(scopeProvider);
       return ref.watch(benchmarksApiProvider).compare(scope: scope);
     });
@@ -73,13 +75,16 @@ class _PeriodBlock extends StatelessWidget {
             if (row.dateFrom != null && row.dateTo != null)
               Text(
                 '${ruDate(row.dateFrom!)} – ${ruDate(row.dateTo!)}',
-                style: theme.textTheme.bodySmall?.copyWith(color: theme.hintColor),
+                style: theme.textTheme.bodySmall?.copyWith(
+                  color: theme.hintColor,
+                ),
               ),
             const Spacer(),
             Text(
               'портфель ${formatPercent(row.portfolioTwr)}',
-              style: theme.textTheme.titleSmall
+              style: theme.textTheme.titleSmall?.copyWith(
-                  ?.copyWith(color: signColor(context, row.portfolioTwr)),
+                color: signColor(context, row.portfolioTwr),
+              ),
             ),
             if (row.portfolioDaysSkipped > 0) ...[
               const SizedBox(width: 6),
@@ -89,13 +94,14 @@ class _PeriodBlock extends StatelessWidget {
         ),
         const SizedBox(height: 6),
         for (final b in row.benchmarks) _BenchmarkRowView(result: b),
-        if (row.hasSkippedDays)
+        if (row.benchmarksSkipDays)
           Padding(
             padding: const EdgeInsets.only(top: 6),
             child: Text(
-              'Сетка дат не полностью совпадает: часть дней пропущена, '
+              'У индекса нет котировок в часть дней окна — сравнение не строго день в день.',
-              'сравнение не строго like-for-like.',
+              style: theme.textTheme.bodySmall?.copyWith(
-              style: theme.textTheme.bodySmall?.copyWith(color: theme.colorScheme.error),
+                color: theme.hintColor,
+              ),
             ),
           ),
         const Divider(height: 20),
@@ -131,8 +137,9 @@ class _BenchmarkRowView extends StatelessWidget {
             child: Text(
               formatPercent(result.excess),
               textAlign: TextAlign.right,
-              style: theme.textTheme.bodyMedium
+              style: theme.textTheme.bodyMedium?.copyWith(
-                  ?.copyWith(color: signColor(context, result.excess)),
+                color: signColor(context, result.excess),
+              ),
             ),
           ),
         ],
@@ -148,7 +155,8 @@ class _PriceIndexChip extends StatelessWidget {
   Widget build(BuildContext context) {
     final scheme = Theme.of(context).colorScheme;
     return Tooltip(
-      message: 'Ценовой индекс: не учитывает дивиденды и систематически занижает '
+      message:
+          'Ценовой индекс: не учитывает дивиденды и систематически занижает '
           'результат держателя. Сравнение с ним — нижняя граница, а не эталон.',
       child: Container(
         padding: const EdgeInsets.symmetric(horizontal: 6, vertical: 1),
@@ -156,7 +164,10 @@ class _PriceIndexChip extends StatelessWidget {
           color: scheme.errorContainer,
           borderRadius: BorderRadius.circular(6),
         ),
-        child: Text('ценовой индекс', style: Theme.of(context).textTheme.labelSmall),
+        child: Text(
+          'ценовой индекс',
+          style: Theme.of(context).textTheme.labelSmall,
+        ),
       ),
     );
   }
@@ -171,7 +182,8 @@ class _SkippedChip extends StatelessWidget {
   @override
   Widget build(BuildContext context) {
     return Tooltip(
-      message: 'В расчёте $side пропущено $days дн. — в эти дни не было цены',
+      message:
+          'В расчёте $side не учтено $days дн.: в эти дни у части позиций не было цены',
       child: Row(
         mainAxisSize: MainAxisSize.min,
         children: [

app/lib/features/portfolio/data/benchmarks_api.dart

@@ -74,8 +74,10 @@ class BenchmarkRow {
   final int portfolioDaysSkipped;
   final List<BenchmarkResult> benchmarks;
 
-  bool get hasSkippedDays =>
+  bool get hasSkippedDays => portfolioDaysSkipped > 0 || benchmarksSkipDays;
-      portfolioDaysSkipped > 0 || benchmarks.any((b) => b.daysSkipped > 0);
+
+  /// Only the index side: the portfolio's own gaps are already marked next to its number.
+  bool get benchmarksSkipDays => benchmarks.any((b) => b.daysSkipped > 0);
 
   static BenchmarkRow fromJson(Map<String, dynamic> json) => BenchmarkRow(
     period: asString(json['period']) ?? 'all',
@@ -84,7 +86,9 @@ class BenchmarkRow {
     portfolioTwr: asString(json['portfolio_twr']),
     portfolioTwrAnnualized: asString(json['portfolio_twr_annualized']),
     portfolioDaysSkipped: asInt(json['portfolio_days_skipped']) ?? 0,
-        benchmarks: asObjects(json['benchmarks']).map(BenchmarkResult.fromJson).toList(),
+    benchmarks: asObjects(json['benchmarks'])
+        .map(BenchmarkResult.fromJson)
+        .toList(),
   );
 }
 
@@ -104,7 +108,9 @@ class BenchmarksApi {
       // `period` is repeatable; Dio serialises a list as repeated query parameters.
       queryParameters: {'scope': scope, 'period': periods},
     );
-    final rows = asObjects((r.data ?? const {})['rows']).map(BenchmarkRow.fromJson).toList();
+    final rows = asObjects((r.data ?? const {})['rows'])
+        .map(BenchmarkRow.fromJson)
+        .toList();
     return Cached(rows, fetchedAt: r.extra['fetchedAt'] as DateTime?);
   }
 }

app/lib/features/portfolio/holdings_tab.dart

@@ -3,22 +3,45 @@ import 'package:fintracker_api/fintracker_api.dart';
 import 'package:fl_chart/fl_chart.dart';
 import 'package:flutter/material.dart';
 import 'package:flutter_riverpod/flutter_riverpod.dart';
-import 'package:go_router/go_router.dart';
 
 import '../../core/theme/chart_colors.dart';
 import '../../core/utils/ru_date.dart';
 import '../../core/widgets/async_value_view.dart';
 import '../../core/widgets/empty_state.dart';
 import '../../core/widgets/money_text.dart';
+import '../../core/widgets/help_tip.dart';
 import 'benchmarks_card.dart';
+import 'holdings_table.dart';
 import 'labels.dart';
 import 'providers.dart';
 
 double _d(String s) => Decimal.parse(s).toDouble();
 
+/// Which parts of the screen a [HoldingsTab] draws. The same providers feed all of them, so
+/// the numbers on Портфель and on Аналитика → Общее can never disagree.
+enum HoldingsSections {
+  /// Everything, top to bottom.
+  all,
+
+  /// Only the assets table — the Портфель screen.
+  table,
+
+  /// The charts and returns, without the table — Аналитика → Общее.
+  overview,
+}
+
 /// Позиции: what the portfolio holds, what it is worth, and what it earned.
 class HoldingsTab extends ConsumerWidget {
-  const HoldingsTab({super.key});
+  const HoldingsTab({
+    this.sections = HoldingsSections.all,
+    this.header,
+    super.key,
+  });
+
+  final HoldingsSections sections;
+
+  /// Drawn above everything else, inside the same scrolling list.
+  final Widget? header;
 
   @override
   Widget build(BuildContext context, WidgetRef ref) {
@@ -26,25 +49,35 @@ class HoldingsTab extends ConsumerWidget {
     final holdings = ref.watch(holdingsProvider);
     final series = ref.watch(valueSeriesProvider);
     final returns = ref.watch(portfolioReturnsProvider);
+    final all = sections == HoldingsSections.all;
+    final withTable = all || sections == HoldingsSections.table;
+    final withCharts = all || sections == HoldingsSections.overview;
 
     return RefreshIndicator(
       onRefresh: () async => invalidatePortfolioProviders(ref),
       child: ListView(
         padding: const EdgeInsets.all(16),
         children: [
+          if (header != null) ...[header!, const SizedBox(height: 16)],
+          if (all) ...[
             AsyncValueView(
               value: summary,
               onRetry: () => ref.invalidate(portfolioSummaryProvider),
               data: (cached) => _SummaryTiles(summary: cached.data),
             ),
             const SizedBox(height: 20),
+          ],
+          if (withCharts) ...[
             _Card(
               title: 'Стоимость за 365 дней',
               child: AsyncValueView(
                 value: series,
                 onRetry: () => ref.invalidate(valueSeriesProvider),
                 data: (cached) => cached.data.isEmpty
-                  ? const EmptyState(icon: Icons.show_chart, message: 'Пока нет данных.')
+                    ? const EmptyState(
+                        icon: Icons.show_chart,
+                        message: 'Пока нет данных.',
+                      )
                     : _ValueChart(rows: cached.data),
               ),
             ),
@@ -55,7 +88,10 @@ class HoldingsTab extends ConsumerWidget {
                 value: returns,
                 onRetry: () => ref.invalidate(portfolioReturnsProvider),
                 data: (cached) => cached.data.isEmpty
-                  ? const EmptyState(icon: Icons.percent, message: 'Пока нечего считать.')
+                    ? const EmptyState(
+                        icon: Icons.percent,
+                        message: 'Пока нечего считать.',
+                      )
                     : _ReturnsTable(rows: cached.data),
               ),
             ),
@@ -64,9 +100,11 @@ class HoldingsTab extends ConsumerWidget {
               title: 'Сравнение с бенчмарками',
               child: BenchmarksCard(),
             ),
-          const SizedBox(height: 16),
+          ],
+          if (withTable && withCharts) const SizedBox(height: 16),
+          if (withTable)
             _Card(
-            title: 'Позиции',
+              title: all ? 'Позиции' : null,
               child: AsyncValueView(
                 value: holdings,
                 onRetry: () => ref.invalidate(holdingsProvider),
@@ -75,7 +113,7 @@ class HoldingsTab extends ConsumerWidget {
                         icon: Icons.inventory_2_outlined,
                         message: 'Открытых позиций нет — нужна синхронизация брокера.',
                       )
-                  : _HoldingsTable(rows: cached.data),
+                    : HoldingsTable(rows: cached.data),
               ),
             ),
         ],
@@ -113,7 +151,9 @@ class _SummaryTiles extends StatelessWidget {
               : MoneyText(
                   summary.pnlTotalRub!,
                   currency: 'RUB',
-                  style: TextStyle(color: signColor(context, summary.pnlTotalRub)),
+                  style: TextStyle(
+                    color: signColor(context, summary.pnlTotalRub),
+                  ),
                 ),
           note: summary.pnlTotalRub == null
               ? 'часть позиций без цены'
@@ -171,14 +211,19 @@ class _Tile extends StatelessWidget {
           child: Column(
             crossAxisAlignment: CrossAxisAlignment.start,
             children: [
-              Text(label, style: theme.textTheme.bodySmall),
+              TermLabel(label, style: theme.textTheme.bodySmall),
               const SizedBox(height: 4),
-              DefaultTextStyle(style: theme.textTheme.titleMedium!, child: value),
+              DefaultTextStyle(
+                style: theme.textTheme.titleMedium!,
+                child: value,
+              ),
               if (note != null) ...[
                 const SizedBox(height: 2),
                 Text(
                   note!,
-                  style: theme.textTheme.bodySmall?.copyWith(color: theme.hintColor),
+                  style: theme.textTheme.bodySmall?.copyWith(
+                    color: theme.hintColor,
+                  ),
                   maxLines: 2,
                 ),
               ],
@@ -224,7 +269,10 @@ class _ValueChart extends StatelessWidget {
                 getTitlesWidget: (value, meta) {
                   final i = value.round();
                   if (i < 0 || i >= rows.length) return const SizedBox.shrink();
-                  return Text(ruMonthYearShort(rows[i].d), style: theme.textTheme.bodySmall);
+                  return Text(
+                    ruMonthYearShort(rows[i].d),
+                    style: theme.textTheme.bodySmall,
+                  );
                 },
               ),
             ),
@@ -277,27 +325,60 @@ class _ReturnsTable extends StatelessWidget {
       child: DataTable(
         columns: [
           DataColumn(label: Text('Период', style: headerStyle)),
-          DataColumn(label: Text('Прибыль', style: headerStyle), numeric: true),
+          DataColumn(
-          DataColumn(label: Text('Потоки', style: headerStyle), numeric: true),
+            label: TermLabel(
-          DataColumn(label: Text('XIRR', style: headerStyle), numeric: true),
+              'Прибыль',
-          DataColumn(label: Text('TWR', style: headerStyle), numeric: true),
+              style: headerStyle,
+              alignment: MainAxisAlignment.end,
+            ),
+            numeric: true,
+          ),
+          DataColumn(
+            label: TermLabel(
+              'Потоки',
+              style: headerStyle,
+              alignment: MainAxisAlignment.end,
+            ),
+            numeric: true,
+          ),
+          DataColumn(
+            label: TermLabel(
+              'XIRR',
+              style: headerStyle,
+              alignment: MainAxisAlignment.end,
+            ),
+            numeric: true,
+          ),
+          DataColumn(
+            label: TermLabel(
+              'TWR',
+              style: headerStyle,
+              alignment: MainAxisAlignment.end,
+            ),
+            numeric: true,
+          ),
         ],
         rows: [
           for (final r in rows)
             DataRow(
               cells: [
                 DataCell(Text(periodLabel(r.period))),
-                DataCell(MoneyText(
+                DataCell(
+                  MoneyText(
                     r.absPnlRub,
                     currency: 'RUB',
                     style: TextStyle(color: signColor(context, r.absPnlRub)),
-                )),
+                  ),
+                ),
                 DataCell(MoneyText(r.externalFlowRub, currency: 'RUB')),
-                DataCell(Text(
+                DataCell(
+                  Text(
                     formatPercent(r.xirr),
                     style: TextStyle(color: signColor(context, r.xirr)),
-                )),
+                  ),
-                DataCell(Row(
+                ),
+                DataCell(
+                  Row(
                     mainAxisSize: MainAxisSize.min,
                     children: [
                       Text(
@@ -307,82 +388,15 @@ class _ReturnsTable extends StatelessWidget {
                       if (r.twrDaysSkipped > 0) ...[
                         const SizedBox(width: 4),
                         Tooltip(
-                        message: 'Пропущено ${r.twrDaysSkipped} дн.: '
+                          message:
+                              'Пропущено ${r.twrDaysSkipped} дн.: '
                               'в эти дни часть позиции была без цены',
                           child: const Icon(Icons.info_outline, size: 14),
                         ),
                       ],
                     ],
-                )),
-              ],
-            ),
-        ],
-      ),
-    );
-  }
-}
-
-class _HoldingsTable extends StatelessWidget {
-  const _HoldingsTable({required this.rows});
-
-  final List<HoldingOut> rows;
-
-  @override
-  Widget build(BuildContext context) {
-    final headerStyle = Theme.of(context).textTheme.labelMedium;
-    return SingleChildScrollView(
-      scrollDirection: Axis.horizontal,
-      child: DataTable(
-        columns: [
-          DataColumn(label: Text('Бумага', style: headerStyle)),
-          DataColumn(label: Text('Класс', style: headerStyle)),
-          DataColumn(label: Text('Кол-во', style: headerStyle), numeric: true),
-          DataColumn(label: Text('Цена', style: headerStyle), numeric: true),
-          DataColumn(label: Text('Стоимость', style: headerStyle), numeric: true),
-          DataColumn(label: Text('Доля', style: headerStyle), numeric: true),
-          DataColumn(label: Text('Нереализ.', style: headerStyle), numeric: true),
-          DataColumn(label: Text('XIRR', style: headerStyle), numeric: true),
-        ],
-        rows: [
-          for (final r in rows)
-            DataRow(
-              onSelectChanged: (_) => context.push('/portfolio/instrument/${r.instrumentId}'),
-              cells: [
-                DataCell(Row(
-                  mainAxisSize: MainAxisSize.min,
-                  children: [
-                    Flexible(
-                      child: Text(
-                        r.ticker ?? r.name,
-                        overflow: TextOverflow.ellipsis,
                   ),
                 ),
-                    const SizedBox(width: 6),
-                    PriceStatusChip(status: r.priceStatus, priceDate: r.priceDate),
-                  ],
-                )),
-                DataCell(Text(assetClassLabel(r.assetClass))),
-                DataCell(Text(formatQty(r.qty))),
-                DataCell(r.marketPrice == null
-                    ? const Text('—')
-                    : MoneyText(r.marketPrice!, currency: r.priceCurrency ?? r.currency)),
-                // a position with no price shows nothing, never 0 ₽: it is absent from the
-                // totals above, and a zero would read as "worthless" instead of "unknown"
-                DataCell(r.valueRub == null
-                    ? const Text('—')
-                    : MoneyText(r.valueRub!, currency: 'RUB')),
-                DataCell(Text(formatPercent(r.weight, signed: false))),
-                DataCell(r.unrealizedPnlRub == null
-                    ? const Text('—')
-                    : MoneyText(
-                        r.unrealizedPnlRub!,
-                        currency: 'RUB',
-                        style: TextStyle(color: signColor(context, r.unrealizedPnlRub)),
-                      )),
-                DataCell(Text(
-                  formatPercent(r.xirr),
-                  style: TextStyle(color: signColor(context, r.xirr)),
-                )),
               ],
             ),
         ],
@@ -392,9 +406,9 @@ class _HoldingsTable extends StatelessWidget {
 }
 
 class _Card extends StatelessWidget {
-  const _Card({required this.title, required this.child});
+  const _Card({required this.child, this.title});
 
-  final String title;
+  final String? title;
   final Widget child;
 
   @override
@@ -405,8 +419,10 @@ class _Card extends StatelessWidget {
         child: Column(
           crossAxisAlignment: CrossAxisAlignment.start,
           children: [
-            Text(title, style: Theme.of(context).textTheme.titleMedium),
+            if (title != null) ...[
+              TermLabel(title!, style: Theme.of(context).textTheme.titleMedium),
               const SizedBox(height: 12),
+            ],
             child,
           ],
         ),

app/lib/features/portfolio/holdings_table.dart

@@ -0,0 +1,466 @@
+import 'package:decimal/decimal.dart';
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:flutter/material.dart';
+import 'package:go_router/go_router.dart';
+
+import '../../core/widgets/asset_icon.dart';
+import '../../core/widgets/money_text.dart';
+import '../../core/widgets/help_tip.dart';
+import 'labels.dart';
+
+/// Which columns the table shows. Each preset answers one question about the same rows, the
+/// way Snowball's «Мои активы | Общее | Дивиденды | Прибыль | Облигации» tabs do.
+enum HoldingsPreset {
+  mine('Мои активы'),
+  overall('Общее'),
+  dividends('Дивиденды'),
+  profit('Прибыль'),
+  bonds('Облигации');
+
+  const HoldingsPreset(this.label);
+  final String label;
+}
+
+/// A column: a header, a width, and how a position renders in it. A cell is one or two lines —
+/// the figure and, muted below it, the same figure per unit or as a share.
+class _Col {
+  const _Col(this.title, this.width, this.cell, {this.alignEnd = true});
+
+  final String title;
+  final double width;
+  final Widget Function(BuildContext context, HoldingOut h) cell;
+  final bool alignEnd;
+}
+
+const _dash = Text('—');
+
+/// A cell whose figure is unknown is a dash, never a zero: the position is absent from the
+/// totals, and 0 ₽ would read as «worthless» instead of «unknown».
+Widget _money(
+  String? v, {
+  String currency = 'RUB',
+  TextStyle? style,
+  bool signed = false,
+}) {
+  if (v == null) return _dash;
+  final d = Decimal.parse(v);
+  final text = MoneyText.format(v, currency);
+  return Text(signed && d > Decimal.zero ? '+$text' : text, style: style);
+}
+
+Widget _stack(BuildContext context, Widget top, Widget? bottom) {
+  final muted = Theme.of(context).textTheme.bodySmall
+      ?.copyWith(color: Theme.of(context).colorScheme.onSurfaceVariant);
+  return Column(
+    crossAxisAlignment: CrossAxisAlignment.end,
+    mainAxisSize: MainAxisSize.min,
+    children: [
+      DefaultTextStyle.merge(
+        style: const TextStyle(fontWeight: FontWeight.w600),
+        child: top,
+      ),
+      if (bottom != null) DefaultTextStyle.merge(style: muted, child: bottom),
+    ],
+  );
+}
+
+/// `share` of a decimal-string pair, or null when the base is missing or not positive.
+String? _ratio(String? part, String? base) {
+  if (part == null || base == null) return null;
+  final b = Decimal.parse(base);
+  if (b <= Decimal.zero) return null;
+  return (Decimal.parse(part) / b)
+      .toDecimal(scaleOnInfinitePrecision: 10)
+      .toString();
+}
+
+Widget _signedPercent(BuildContext context, String? share) {
+  if (share == null) return _dash;
+  final color = signColor(context, share);
+  final d = Decimal.parse(share);
+  final arrow = d > Decimal.zero
+      ? Icons.arrow_drop_up
+      : d < Decimal.zero
+      ? Icons.arrow_drop_down
+      : null;
+  return Row(
+    mainAxisSize: MainAxisSize.min,
+    children: [
+      if (arrow != null) Icon(arrow, size: 18, color: color),
+      Text(
+        formatPercent(share, signed: false).replaceAll('-', ''),
+        style: TextStyle(color: color),
+      ),
+    ],
+  );
+}
+
+Widget _pnl(BuildContext context, String? amount, String? share) {
+  if (amount == null) return _dash;
+  return _stack(
+    context,
+    _money(
+      amount,
+      signed: true,
+      style: TextStyle(color: signColor(context, amount)),
+    ),
+    _signedPercent(context, share),
+  );
+}
+
+final _asset = _Col('Актив', 260, (context, h) {
+  final theme = Theme.of(context);
+  final title = h.name;
+  final ticker = h.ticker;
+  return Row(
+    children: [
+      AssetIcon(
+        assetClass: h.assetClass,
+        logoUrl: h.logoUrl,
+        logoColor: h.logoColor,
+      ),
+      const SizedBox(width: 12),
+      Expanded(
+        child: Column(
+          crossAxisAlignment: CrossAxisAlignment.start,
+          mainAxisSize: MainAxisSize.min,
+          children: [
+            Text(
+              title,
+              overflow: TextOverflow.ellipsis,
+              style: const TextStyle(fontWeight: FontWeight.w500),
+            ),
+            Row(
+              children: [
+                if (ticker != null && ticker != title)
+                  Flexible(
+                    child: Text(
+                      ticker,
+                      overflow: TextOverflow.ellipsis,
+                      style: theme.textTheme.bodySmall?.copyWith(
+                        color: theme.colorScheme.onSurfaceVariant,
+                      ),
+                    ),
+                  ),
+                PriceStatusChip(status: h.priceStatus, priceDate: h.priceDate),
+              ],
+            ),
+          ],
+        ),
+      ),
+    ],
+  );
+}, alignEnd: false);
+
+final _qty = _Col('Кол-во', 90, (c, h) => Text(formatQty(h.qty)));
+
+final _invested = _Col(
+  'Вложено',
+  140,
+  (c, h) => _stack(
+    c,
+    _money(h.costTotalRub),
+    h.avgCost == null
+        ? null
+        : _money(h.avgCost, currency: h.costCurrency ?? h.currency),
+  ),
+);
+
+final _value = _Col(
+  'Текущая стоимость',
+  170,
+  (c, h) => h.valueRub == null
+      ? _dash
+      : _stack(
+          c,
+          _money(h.valueRub),
+          h.marketPrice == null
+              ? null
+              : _money(h.marketPrice, currency: h.priceCurrency ?? h.currency),
+        ),
+);
+
+final _income = _Col('Дивиденды', 120, (c, h) => _money(_nonZero(h.incomeRub)));
+
+final _incomeYield = _Col(
+  'Див. доходность',
+  130,
+  (c, h) => Text(
+    formatPercent(_nonZero(_ratio(h.incomeRub, h.costTotalRub)), signed: false),
+  ),
+);
+
+final _profit = _Col(
+  'Прибыль',
+  130,
+  (c, h) =>
+      _pnl(c, h.unrealizedPnlRub, _ratio(h.unrealizedPnlRub, h.costTotalRub)),
+);
+
+final _weight = _Col(
+  'Доля в портфеле',
+  130,
+  (c, h) => Text(formatPercent(h.weight, signed: false)),
+);
+
+final _xirr = _Col(
+  'Доходность',
+  120,
+  (c, h) => Text(
+    formatPercent(h.xirr),
+    style: TextStyle(color: signColor(c, h.xirr)),
+  ),
+);
+
+final _held = _Col(
+  'В портфеле',
+  120,
+  (c, h) => Text(h.daysHeld == null ? '—' : '${h.daysHeld} дн.'),
+);
+
+final _realized = _Col(
+  'Реализовано',
+  130,
+  (c, h) => _money(
+    h.realizedPnlRub,
+    signed: true,
+    style: TextStyle(color: signColor(c, h.realizedPnlRub)),
+  ),
+);
+
+final _accrued = _Col(
+  'НКД',
+  110,
+  (c, h) => _money(_nonZero(h.accruedInterestRub)),
+);
+
+/// A payout or accrual of zero is «none», shown as a dash; only a real amount is a figure.
+String? _nonZero(String? v) =>
+    v == null || Decimal.parse(v) == Decimal.zero ? null : v;
+
+final _columns = {
+  HoldingsPreset.mine: [
+    _asset,
+    _qty,
+    _invested,
+    _value,
+    _income,
+    _incomeYield,
+    _profit,
+    _weight,
+  ],
+  HoldingsPreset.overall: [
+    _asset,
+    _qty,
+    _invested,
+    _value,
+    _profit,
+    _xirr,
+    _weight,
+    _held,
+  ],
+  HoldingsPreset.dividends: [_asset, _qty, _income, _incomeYield],
+  HoldingsPreset.profit: [_asset, _profit, _realized, _income, _xirr],
+  HoldingsPreset.bonds: [
+    _asset,
+    _qty,
+    _invested,
+    _value,
+    _accrued,
+    _profit,
+    _xirr,
+  ],
+};
+
+/// Позиции as a table: preset tabs, a search box, and one row per holding. A tap opens the
+/// instrument card.
+class HoldingsTable extends StatefulWidget {
+  const HoldingsTable({required this.rows, super.key});
+
+  final List<HoldingOut> rows;
+
+  @override
+  State<HoldingsTable> createState() => _HoldingsTableState();
+}
+
+class _HoldingsTableState extends State<HoldingsTable> {
+  HoldingsPreset _preset = HoldingsPreset.mine;
+  String _query = '';
+
+  List<HoldingOut> get _visible {
+    final q = _query.trim().toLowerCase();
+    return [
+      for (final h in widget.rows)
+        if ((_preset != HoldingsPreset.bonds || h.assetClass == 'bond') &&
+            (q.isEmpty ||
+                h.name.toLowerCase().contains(q) ||
+                (h.ticker ?? '').toLowerCase().contains(q)))
+          h,
+    ];
+  }
+
+  @override
+  Widget build(BuildContext context) {
+    final theme = Theme.of(context);
+    final scheme = theme.colorScheme;
+    final columns = _columns[_preset]!;
+    final rows = _visible;
+    const pad = 32.0;
+    final natural = columns.fold<double>(0, (sum, c) => sum + c.width);
+
+    return LayoutBuilder(
+      builder: (context, constraints) {
+        // spread the columns over the card when there is room; scroll sideways when there is not
+        final room = constraints.maxWidth.isFinite
+            ? constraints.maxWidth - pad
+            : natural;
+        final scale = room > natural ? room / natural : 1.0;
+        final tableWidth = natural * scale + pad;
+
+        return Column(
+          crossAxisAlignment: CrossAxisAlignment.start,
+          children: [
+            SizedBox(
+              width: double.infinity,
+              child: Wrap(
+                spacing: 12,
+                runSpacing: 12,
+                crossAxisAlignment: WrapCrossAlignment.center,
+                alignment: WrapAlignment.spaceBetween,
+                children: [
+                  Wrap(
+                    crossAxisAlignment: WrapCrossAlignment.center,
+                    children: [
+                      for (final p in HoldingsPreset.values)
+                        InkWell(
+                          borderRadius: BorderRadius.circular(6),
+                          onTap: () => setState(() => _preset = p),
+                          child: Padding(
+                            padding: const EdgeInsets.symmetric(
+                              horizontal: 10,
+                              vertical: 6,
+                            ),
+                            child: Text(
+                              p.label,
+                              style: TextStyle(
+                                color: p == _preset
+                                    ? scheme.onSurface
+                                    : scheme.onSurfaceVariant,
+                                fontWeight: p == _preset
+                                    ? FontWeight.w700
+                                    : FontWeight.w400,
+                              ),
+                            ),
+                          ),
+                        ),
+                    ],
+                  ),
+                  SizedBox(
+                    width: 260,
+                    child: TextField(
+                      onChanged: (v) => setState(() => _query = v),
+                      decoration: const InputDecoration(
+                        hintText: 'Найти…',
+                        isDense: true,
+                        prefixIcon: Icon(Icons.search, size: 20),
+                      ),
+                    ),
+                  ),
+                ],
+              ),
+            ),
+            const SizedBox(height: 12),
+            SingleChildScrollView(
+              scrollDirection: Axis.horizontal,
+              child: SizedBox(
+                width: tableWidth,
+                child: Column(
+                  children: [
+                    _HeaderRow(columns: columns, scale: scale),
+                    Divider(color: scheme.outlineVariant),
+                    if (rows.isEmpty)
+                      const Padding(
+                        padding: EdgeInsets.symmetric(vertical: 24),
+                        child: Text('Ничего не найдено'),
+                      ),
+                    for (final h in rows)
+                      InkWell(
+                        onTap: () => context.push(
+                          '/portfolio/instrument/${h.instrumentId}',
+                        ),
+                        child: Container(
+                          padding: const EdgeInsets.symmetric(
+                            horizontal: 16,
+                            vertical: 12,
+                          ),
+                          decoration: BoxDecoration(
+                            border: Border(
+                              bottom: BorderSide(color: scheme.outlineVariant),
+                            ),
+                          ),
+                          child: Row(
+                            children: [
+                              for (final c in columns)
+                                SizedBox(
+                                  width: c.width * scale,
+                                  child: Align(
+                                    alignment: c.alignEnd
+                                        ? Alignment.centerRight
+                                        : Alignment.centerLeft,
+                                    child: Padding(
+                                      padding: EdgeInsets.only(
+                                        right: c.alignEnd ? 8 : 0,
+                                      ),
+                                      child: c.cell(context, h),
+                                    ),
+                                  ),
+                                ),
+                            ],
+                          ),
+                        ),
+                      ),
+                  ],
+                ),
+              ),
+            ),
+          ],
+        );
+      },
+    );
+  }
+}
+
+class _HeaderRow extends StatelessWidget {
+  const _HeaderRow({required this.columns, required this.scale});
+
+  final List<_Col> columns;
+  final double scale;
+
+  @override
+  Widget build(BuildContext context) {
+    final style = Theme.of(context).textTheme.labelMedium
+        ?.copyWith(color: Theme.of(context).colorScheme.onSurfaceVariant);
+    return Padding(
+      padding: const EdgeInsets.symmetric(horizontal: 16),
+      child: Row(
+        children: [
+          for (final c in columns)
+            SizedBox(
+              width: c.width * scale,
+              child: Padding(
+                padding: EdgeInsets.only(right: c.alignEnd ? 8 : 0),
+                child: TermLabel(
+                  c.title,
+                  textAlign: c.alignEnd ? TextAlign.end : TextAlign.start,
+                  alignment: c.alignEnd
+                      ? MainAxisAlignment.end
+                      : MainAxisAlignment.start,
+                  style: style,
+                ),
+              ),
+            ),
+        ],
+      ),
+    );
+  }
+}

app/lib/features/portfolio/instrument_edit_dialog.dart

@@ -0,0 +1,147 @@
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:flutter/material.dart';
+
+import 'labels.dart';
+
+/// Edit form for the fields of an instrument a person may correct. Returns a patch holding
+/// only what changed, or null when cancelled or nothing changed.
+class InstrumentEditDialog extends StatefulWidget {
+  const InstrumentEditDialog({required this.instrument, super.key});
+
+  final InstrumentOut instrument;
+
+  @override
+  State<InstrumentEditDialog> createState() => _InstrumentEditDialogState();
+}
+
+class _InstrumentEditDialogState extends State<InstrumentEditDialog> {
+  final _formKey = GlobalKey<FormState>();
+  late final _name = TextEditingController(text: widget.instrument.name);
+  late final _board = TextEditingController(
+    text: widget.instrument.board ?? '',
+  );
+  late final _lot = TextEditingController(text: '${widget.instrument.lot}');
+  late final _sector = TextEditingController(
+    text: widget.instrument.sector ?? '',
+  );
+  late String _assetClass = widget.instrument.assetClass;
+
+  @override
+  void dispose() {
+    _name.dispose();
+    _board.dispose();
+    _lot.dispose();
+    _sector.dispose();
+    super.dispose();
+  }
+
+  InstrumentPatch? _patch() {
+    final i = widget.instrument;
+    final name = _name.text.trim();
+    final board = _board.text.trim();
+    final sector = _sector.text.trim();
+    final lot = int.parse(_lot.text.trim());
+    final patch = InstrumentPatch(
+      name: name != i.name ? name : null,
+      assetClass: _assetClass != i.assetClass ? _assetClass : null,
+      // an empty field means "leave as is": the wire format cannot express "clear"
+      board: board.isNotEmpty && board != (i.board ?? '') ? board : null,
+      lot: lot != i.lot ? lot : null,
+      sector: sector.isNotEmpty && sector != (i.sector ?? '') ? sector : null,
+    );
+    final changed =
+        patch.name != null ||
+        patch.assetClass != null ||
+        patch.board != null ||
+        patch.lot != null ||
+        patch.sector != null;
+    return changed ? patch : null;
+  }
+
+  @override
+  Widget build(BuildContext context) {
+    return AlertDialog(
+      title: Text('Инструмент ${widget.instrument.ticker ?? ''}'.trim()),
+      content: SizedBox(
+        width: 420,
+        child: Form(
+          key: _formKey,
+          child: SingleChildScrollView(
+            child: Column(
+              mainAxisSize: MainAxisSize.min,
+              children: [
+                TextFormField(
+                  controller: _name,
+                  decoration: const InputDecoration(labelText: 'Название'),
+                  validator: (v) =>
+                      (v ?? '').trim().isEmpty ? 'Обязательное поле' : null,
+                ),
+                const SizedBox(height: 12),
+                DropdownButtonFormField<String>(
+                  initialValue: assetClassLabels.containsKey(_assetClass)
+                      ? _assetClass
+                      : null,
+                  isExpanded: true,
+                  decoration: const InputDecoration(labelText: 'Класс актива'),
+                  items: [
+                    for (final e in assetClassLabels.entries)
+                      DropdownMenuItem(
+                        value: e.key,
+                        child: Text('${e.value} (${e.key})'),
+                      ),
+                  ],
+                  onChanged: (v) =>
+                      setState(() => _assetClass = v ?? _assetClass),
+                ),
+                const SizedBox(height: 12),
+                TextFormField(
+                  controller: _board,
+                  textCapitalization: TextCapitalization.characters,
+                  decoration: const InputDecoration(
+                    labelText: 'Доска (TQBR, TQTF…)',
+                    helperText: 'По ней синк Мосбиржи находит котировки',
+                  ),
+                ),
+                const SizedBox(height: 12),
+                TextFormField(
+                  controller: _lot,
+                  keyboardType: TextInputType.number,
+                  decoration: const InputDecoration(
+                    labelText: 'Лот',
+                    helperText:
+                        'Ребалансировка округляет сделки до целого числа лотов',
+                    helperMaxLines: 2,
+                  ),
+                  validator: (v) {
+                    final n = int.tryParse((v ?? '').trim());
+                    return n == null || n < 1
+                        ? 'Целое число не меньше 1'
+                        : null;
+                  },
+                ),
+                const SizedBox(height: 12),
+                TextFormField(
+                  controller: _sector,
+                  decoration: const InputDecoration(labelText: 'Сектор'),
+                ),
+              ],
+            ),
+          ),
+        ),
+      ),
+      actions: [
+        TextButton(
+          onPressed: () => Navigator.of(context).pop(),
+          child: const Text('Отмена'),
+        ),
+        FilledButton(
+          onPressed: () {
+            if (!(_formKey.currentState?.validate() ?? false)) return;
+            Navigator.of(context).pop(_patch());
+          },
+          child: const Text('Сохранить'),
+        ),
+      ],
+    );
+  }
+}

app/lib/features/portfolio/instrument_page.dart

@@ -1,15 +1,21 @@
 import 'package:decimal/decimal.dart';
+import 'package:dio/dio.dart';
 import 'package:fintracker_api/fintracker_api.dart';
 import 'package:fl_chart/fl_chart.dart';
 import 'package:flutter/material.dart';
 import 'package:flutter_riverpod/flutter_riverpod.dart';
 
+import '../../core/api/api_client.dart';
+import '../../core/auth/auth_controller.dart';
 import '../../core/theme/chart_colors.dart';
 import '../../core/utils/ru_date.dart';
 import '../../core/widgets/async_value_view.dart';
+import '../../core/widgets/asset_icon.dart';
 import '../../core/widgets/empty_state.dart';
 import '../../core/widgets/money_text.dart';
 import '../../core/widgets/stale_banner.dart';
+import '../../core/widgets/help_tip.dart';
+import 'instrument_edit_dialog.dart';
 import 'labels.dart';
 import 'providers.dart';
 
@@ -23,15 +29,51 @@ class InstrumentPage extends ConsumerWidget {
 
   final int instrumentId;
 
+  Future<void> _edit(
+    BuildContext context,
+    WidgetRef ref,
+    InstrumentOut instrument,
+  ) async {
+    final patch = await showDialog<InstrumentPatch>(
+      context: context,
+      builder: (_) => InstrumentEditDialog(instrument: instrument),
+    );
+    if (patch == null || !context.mounted) return;
+    final messenger = ScaffoldMessenger.of(context);
+    try {
+      final api = ref.read(apiProvider);
+      await api.getInstrumentsApi().instrumentsPatch(
+        instrumentId: instrumentId,
+        instrumentPatch: patch,
+      );
+      invalidatePortfolioProviders(ref);
+      try {
+        // the asset class feeds the allocation metrics; the lot only the live rebalancing
+        await api.getMetricsApi().metricsRefresh();
+      } on DioException {
+        // the next scheduled or manual refresh picks the change up
+      }
+    } on DioException catch (e) {
+      messenger.showSnackBar(SnackBar(content: Text(problemMessage(e))));
+    }
+  }
+
   @override
   Widget build(BuildContext context, WidgetRef ref) {
     final detail = ref.watch(instrumentProvider(instrumentId));
+    final instrument = detail.valueOrNull?.data.instrument;
 
     return Scaffold(
       appBar: AppBar(
-        title: Text(detail.valueOrNull?.data.instrument.ticker ??
+        title: Text(instrument?.ticker ?? instrument?.name ?? 'Инструмент'),
-            detail.valueOrNull?.data.instrument.name ??
+        actions: [
-            'Инструмент'),
+          if (instrument != null)
+            IconButton(
+              tooltip: 'Редактировать',
+              icon: const Icon(Icons.edit_outlined),
+              onPressed: () => _edit(context, ref, instrument),
+            ),
+        ],
       ),
       body: AsyncValueView(
         value: detail,
@@ -41,7 +83,8 @@ class InstrumentPage extends ConsumerWidget {
           return ListView(
             padding: const EdgeInsets.all(16),
             children: [
-              if (cached.fetchedAt != null) StaleBanner(fetchedAt: cached.fetchedAt!),
+              if (cached.fetchedAt != null)
+                StaleBanner(fetchedAt: cached.fetchedAt!),
               _Header(instrument: d.instrument, holding: d.holding),
               const SizedBox(height: 16),
               _Section(
@@ -57,14 +100,20 @@ class InstrumentPage extends ConsumerWidget {
               _Section(
                 title: 'Лоты',
                 child: d.lots.isEmpty
-                    ? const EmptyState(icon: Icons.layers_outlined, message: 'Лотов нет.')
+                    ? const EmptyState(
+                        icon: Icons.layers_outlined,
+                        message: 'Лотов нет.',
+                      )
                     : _LotsTable(lots: d.lots),
               ),
               const SizedBox(height: 16),
               _Section(
                 title: 'События',
                 child: d.events.isEmpty
-                    ? const EmptyState(icon: Icons.receipt_long, message: 'Событий нет.')
+                    ? const EmptyState(
+                        icon: Icons.receipt_long,
+                        message: 'Событий нет.',
+                      )
                     : _EventsTable(events: d.events),
               ),
             ],
@@ -94,13 +143,35 @@ class _Header extends StatelessWidget {
     return Card(
       child: Padding(
         padding: const EdgeInsets.all(16),
+        child: Column(
+          crossAxisAlignment: CrossAxisAlignment.start,
+          children: [
+            Row(
+              children: [
+                AssetIcon(
+                  assetClass: instrument.assetClass,
+                  logoUrl: instrument.logoUrl,
+                  logoColor: instrument.logoColor,
+                  size: 48,
+                ),
+                const SizedBox(width: 16),
+                Expanded(
                   child: Column(
                     crossAxisAlignment: CrossAxisAlignment.start,
                     children: [
                       Text(instrument.name, style: theme.textTheme.titleLarge),
                       const SizedBox(height: 4),
-            Text(facts.join(' · '),
+                      Text(
-                style: theme.textTheme.bodySmall?.copyWith(color: theme.hintColor)),
+                        facts.join(' · '),
+                        style: theme.textTheme.bodySmall?.copyWith(
+                          color: theme.hintColor,
+                        ),
+                      ),
+                    ],
+                  ),
+                ),
+              ],
+            ),
             const SizedBox(height: 16),
             if (holding == null)
               Text('Позиция закрыта', style: theme.textTheme.bodyMedium)
@@ -139,7 +210,10 @@ class _HoldingFacts extends StatelessWidget {
             children: [
               h.marketPrice == null
                   ? const Text('—')
-                  : MoneyText(h.marketPrice!, currency: h.priceCurrency ?? h.currency),
+                  : MoneyText(
+                      h.marketPrice!,
+                      currency: h.priceCurrency ?? h.currency,
+                    ),
               const SizedBox(width: 6),
               PriceStatusChip(status: h.priceStatus, priceDate: h.priceDate),
             ],
@@ -147,7 +221,9 @@ class _HoldingFacts extends StatelessWidget {
         ),
         _Fact(
           label: 'Стоимость',
-          value: h.valueRub == null ? const Text('—') : MoneyText(h.valueRub!, currency: 'RUB'),
+          value: h.valueRub == null
+              ? const Text('—')
+              : MoneyText(h.valueRub!, currency: 'RUB'),
         ),
         _Fact(
           label: 'Нереализованная',
@@ -156,14 +232,19 @@ class _HoldingFacts extends StatelessWidget {
               : MoneyText(
                   h.unrealizedPnlRub!,
                   currency: 'RUB',
-                  style: TextStyle(color: signColor(context, h.unrealizedPnlRub)),
+                  style: TextStyle(
+                    color: signColor(context, h.unrealizedPnlRub),
+                  ),
                 ),
         ),
         _Fact(
           label: 'Реализованная',
           value: MoneyText(h.realizedPnlRub ?? '0', currency: 'RUB'),
         ),
-        _Fact(label: 'Выплаты', value: MoneyText(h.incomeRub ?? '0', currency: 'RUB')),
+        _Fact(
+          label: 'Выплаты',
+          value: MoneyText(h.incomeRub ?? '0', currency: 'RUB'),
+        ),
         _Fact(
           label: 'XIRR',
           value: Text(
@@ -195,7 +276,10 @@ class _Fact extends StatelessWidget {
     return Column(
       crossAxisAlignment: CrossAxisAlignment.start,
       children: [
-        Text(label, style: theme.textTheme.bodySmall?.copyWith(color: theme.hintColor)),
+        TermLabel(
+          label,
+          style: theme.textTheme.bodySmall?.copyWith(color: theme.hintColor),
+        ),
         const SizedBox(height: 2),
         DefaultTextStyle(style: theme.textTheme.titleSmall!, child: value),
       ],
@@ -230,8 +314,12 @@ class _PriceChart extends StatelessWidget {
                 interval: (prices.length / 4).clamp(1, double.infinity),
                 getTitlesWidget: (value, meta) {
                   final i = value.round();
-                  if (i < 0 || i >= prices.length) return const SizedBox.shrink();
+                  if (i < 0 || i >= prices.length)
-                  return Text(ruMonthYearShort(prices[i].d), style: theme.textTheme.bodySmall);
+                    return const SizedBox.shrink();
+                  return Text(
+                    ruMonthYearShort(prices[i].d),
+                    style: theme.textTheme.bodySmall,
+                  );
                 },
               ),
             ),
@@ -245,7 +333,7 @@ class _PriceChart extends StatelessWidget {
               isCurved: false,
               color: ChartColors.slot1Blue,
               barWidth: 2,
-              dotData: const FlDotData(show: false),
+              dotData: FlDotData(show: prices.length < 2),
             ),
           ],
         ),
@@ -268,9 +356,15 @@ class _LotsTable extends StatelessWidget {
         columns: [
           DataColumn(label: Text('Открыт', style: headerStyle)),
           DataColumn(label: Text('Куплено', style: headerStyle), numeric: true),
-          DataColumn(label: Text('Осталось', style: headerStyle), numeric: true),
+          DataColumn(
+            label: Text('Осталось', style: headerStyle),
+            numeric: true,
+          ),
           DataColumn(label: Text('Цена', style: headerStyle), numeric: true),
-          DataColumn(label: Text('Стоимость, ₽', style: headerStyle), numeric: true),
+          DataColumn(
+            label: Text('Стоимость, ₽', style: headerStyle),
+            numeric: true,
+          ),
           DataColumn(label: Text('Закрыт', style: headerStyle)),
         ],
         rows: [
@@ -280,11 +374,17 @@ class _LotsTable extends StatelessWidget {
                 DataCell(Text(ruDate(lot.openDate))),
                 DataCell(Text(formatQty(lot.qtyOpen))),
                 DataCell(Text(formatQty(lot.qtyRemaining))),
-                DataCell(MoneyText(lot.costPerUnit, currency: lot.costCurrency)),
+                DataCell(
-                DataCell(lot.costTotalRub == null
+                  MoneyText(lot.costPerUnit, currency: lot.costCurrency),
+                ),
+                DataCell(
+                  lot.costTotalRub == null
                       ? const Text('—')
-                    : MoneyText(lot.costTotalRub!, currency: 'RUB')),
+                      : MoneyText(lot.costTotalRub!, currency: 'RUB'),
-                DataCell(Text(lot.closedAt == null ? '—' : ruDate(lot.closedAt!))),
+                ),
+                DataCell(
+                  Text(lot.closedAt == null ? '—' : ruDate(lot.closedAt!)),
+                ),
               ],
             ),
         ],
@@ -317,7 +417,8 @@ class _EventsTable extends StatelessWidget {
             DataRow(
               cells: [
                 DataCell(Text(ruDate(e.tradeDate))),
-                DataCell(Row(
+                DataCell(
+                  Row(
                     mainAxisSize: MainAxisSize.min,
                     children: [
                       Text(eventKindLabel(e.kind)),
@@ -329,20 +430,35 @@ class _EventsTable extends StatelessWidget {
                         ),
                       ],
                     ],
-                )),
+                  ),
-                DataCell(Text(e.quantity == null ? '—' : formatQty(e.quantity!))),
+                ),
-                DataCell(e.price == null
+                DataCell(
+                  Text(e.quantity == null ? '—' : formatQty(e.quantity!)),
+                ),
+                DataCell(
+                  e.price == null
                       ? const Text('—')
-                    : MoneyText(e.price!, currency: e.priceCurrency ?? e.currency)),
+                      : MoneyText(
-                DataCell(MoneyText(
+                          e.price!,
+                          currency: e.priceCurrency ?? e.currency,
+                        ),
+                ),
+                DataCell(
+                  MoneyText(
                     e.amount,
                     currency: e.currency,
                     style: TextStyle(color: signColor(context, e.amount)),
-                )),
+                  ),
-                DataCell(SizedBox(
+                ),
+                DataCell(
+                  SizedBox(
                     width: 260,
-                  child: Text(e.description ?? '', overflow: TextOverflow.ellipsis),
+                    child: Text(
-                )),
+                      e.description ?? '',
+                      overflow: TextOverflow.ellipsis,
+                    ),
+                  ),
+                ),
               ],
             ),
         ],

app/lib/features/portfolio/labels.dart

@@ -38,7 +38,8 @@ const dimensionLabels = {
   'currency': 'Валюта',
 };
 
-String assetClassLabel(String? value) => assetClassLabels[value] ?? value ?? '—';
+String assetClassLabel(String? value) =>
+    assetClassLabels[value] ?? value ?? '—';
 
 /// A bucket key as a person reads it. `cash` and `unknown` are the two literals the
 /// allocation step emits; everything else is the source's own value.
@@ -89,7 +90,8 @@ const eventKindLabels = {
   'other': 'Прочее',
 };
 
-String eventKindLabel(EventKind kind) => eventKindLabels[kind.value] ?? kind.value;
+String eventKindLabel(EventKind kind) =>
+    eventKindLabels[kind.value] ?? kind.value;
 
 /// `'0.1234'` as `'+12,34 %'`. Null becomes an em dash: a return nobody could compute is
 /// not zero percent.
@@ -111,13 +113,17 @@ Color? signColor(BuildContext context, String? value) {
   if (value == null) return null;
   final d = Decimal.parse(value);
   if (d == Decimal.zero) return null;
-  return d > Decimal.zero ? ChartColors.slot3Aqua : ChartColors.slot2Orange;
+  return d > Decimal.zero ? ChartColors.gain : ChartColors.loss;
 }
 
 /// The price-status chip every value on screen depends on: a stale price still produces a
 /// number, a missing one produces nothing at all, and both must be visible.
 class PriceStatusChip extends StatelessWidget {
-  const PriceStatusChip({required this.status, required this.priceDate, super.key});
+  const PriceStatusChip({
+    required this.status,
+    required this.priceDate,
+    super.key,
+  });
 
   final String status;
   final DateTime? priceDate;

app/lib/features/portfolio/overview_tiles.dart

@@ -0,0 +1,222 @@
+import 'package:decimal/decimal.dart';
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+
+import '../../core/cache/cached.dart';
+import '../../core/theme/chart_colors.dart';
+import '../../core/widgets/async_value_view.dart';
+import '../../core/widgets/money_text.dart';
+import '../home/providers.dart' show scopeCardsProvider;
+import '../../core/widgets/help_tip.dart';
+import 'labels.dart';
+import 'providers.dart';
+
+/// The four figures on top of Аналитика → Общее: what the scope is worth, what it earned, its
+/// return and the passive income it should bring in a year. Everything comes from the same
+/// providers as Портфель and the home cards, so the numbers cannot disagree between screens.
+class OverviewTiles extends ConsumerWidget {
+  const OverviewTiles({super.key});
+
+  @override
+  Widget build(BuildContext context, WidgetRef ref) {
+    final summary = ref.watch(portfolioSummaryProvider);
+    final scope = ref.watch(scopeProvider);
+    final card = ref
+        .watch(scopeCardsProvider)
+        .valueOrNull
+        ?.data
+        .where((c) => c.scope == scope)
+        .firstOrNull;
+
+    return AsyncValueView<Cached<SummaryOut>>(
+      value: summary,
+      onRetry: () => ref.invalidate(portfolioSummaryProvider),
+      data: (cached) => _Grid(summary: cached.data, card: card),
+    );
+  }
+}
+
+class _Grid extends StatelessWidget {
+  const _Grid({required this.summary, required this.card});
+
+  final SummaryOut summary;
+  final ScopeCardOut? card;
+
+  static const _gap = 16.0;
+
+  @override
+  Widget build(BuildContext context) {
+    final theme = Theme.of(context);
+    final scheme = theme.colorScheme;
+    final yearly = summary.returns.where((r) => r.period == '1y').firstOrNull;
+    final all = summary.returns.where((r) => r.period == 'all').firstOrNull;
+    final xirr = card?.xirr ?? all?.xirr;
+    final pnl = summary.pnlTotalRub;
+    final pnlShare =
+        pnl != null && Decimal.parse(summary.investedNetRub) > Decimal.zero
+        ? (Decimal.parse(pnl) / Decimal.parse(summary.investedNetRub))
+              .toDecimal(scaleOnInfinitePrecision: 10)
+              .toString()
+        : null;
+    final day = card?.dayChangeRub;
+    final income = card?.incomeYearRub;
+
+    Widget muted(String text, {Color? color}) => Text(
+      text,
+      style: theme.textTheme.bodyMedium?.copyWith(
+        color: color ?? scheme.onSurfaceVariant,
+      ),
+    );
+
+    final tiles = <Widget>[
+      _Tile(
+        icon: Icons.account_balance_wallet_outlined,
+        label: 'Стоимость',
+        value: Text(MoneyText.format(summary.totalRub, 'RUB')),
+        note: muted(
+          '${MoneyText.format(summary.investedNetRub, 'RUB')} вложено',
+        ),
+      ),
+      _Tile(
+        icon: Icons.show_chart,
+        label: 'Прибыль',
+        value: pnl == null
+            ? const Text('—')
+            : Row(
+                mainAxisSize: MainAxisSize.min,
+                crossAxisAlignment: CrossAxisAlignment.baseline,
+                textBaseline: TextBaseline.alphabetic,
+                children: [
+                  Text(
+                    (Decimal.parse(pnl) > Decimal.zero ? '+' : '') +
+                        MoneyText.format(pnl, 'RUB'),
+                    style: TextStyle(color: signColor(context, pnl)),
+                  ),
+                  if (pnlShare != null)
+                    Text(
+                      '  ${formatPercent(pnlShare)}',
+                      style: theme.textTheme.titleSmall?.copyWith(
+                        color: signColor(context, pnl),
+                      ),
+                    ),
+                ],
+              ),
+        note: day == null
+            ? muted(pnl == null ? 'часть позиций без цены' : 'за день —')
+            : muted(
+                '${Decimal.parse(day) > Decimal.zero ? '+' : ''}${MoneyText.format(day, 'RUB')}'
+                '${card?.dayChangePct == null ? '' : '  ${formatPercent(card!.dayChangePct)}'} за день',
+                color: signColor(context, day),
+              ),
+      ),
+      _Tile(
+        icon: Icons.percent,
+        label: 'Доходность',
+        value: Text(
+          formatPercent(xirr, signed: false),
+          style: TextStyle(color: signColor(context, xirr)),
+        ),
+        note: muted(
+          yearly?.twr == null
+              ? 'денежно-взвешенная, с начала'
+              : 'рост активов ${formatPercent(yearly!.twr)} за год',
+        ),
+      ),
+      _Tile(
+        icon: Icons.savings_outlined,
+        label: 'Пассивный доход',
+        value: Text(
+          card?.incomeYearPct == null
+              ? '—'
+              : formatPercent(card!.incomeYearPct, signed: false),
+        ),
+        note: muted(
+          income == null || Decimal.parse(income) == Decimal.zero
+              ? 'прогноза выплат пока нет'
+              : '${MoneyText.format(income, 'RUB')} в год',
+          color: income == null || Decimal.parse(income) == Decimal.zero
+              ? null
+              : ChartColors.gain,
+        ),
+      ),
+    ];
+
+    return LayoutBuilder(
+      builder: (context, constraints) {
+        final width = constraints.maxWidth;
+        final columns = width >= 1000 ? 4 : (width >= 560 ? 2 : 1);
+        final itemWidth = (width - _gap * (columns - 1)) / columns;
+        return Wrap(
+          spacing: _gap,
+          runSpacing: _gap,
+          children: [
+            for (final t in tiles) SizedBox(width: itemWidth, child: t),
+          ],
+        );
+      },
+    );
+  }
+}
+
+class _Tile extends StatelessWidget {
+  const _Tile({
+    required this.icon,
+    required this.label,
+    required this.value,
+    required this.note,
+  });
+
+  final IconData icon;
+  final String label;
+  final Widget value;
+  final Widget note;
+
+  @override
+  Widget build(BuildContext context) {
+    final theme = Theme.of(context);
+    final scheme = theme.colorScheme;
+    return Card(
+      child: Padding(
+        padding: const EdgeInsets.all(24),
+        child: Column(
+          crossAxisAlignment: CrossAxisAlignment.start,
+          children: [
+            Row(
+              children: [
+                Container(
+                  padding: const EdgeInsets.all(6),
+                  decoration: BoxDecoration(
+                    color: scheme.primary.withValues(alpha: 0.16),
+                    borderRadius: BorderRadius.circular(8),
+                  ),
+                  child: Icon(icon, size: 18, color: scheme.primary),
+                ),
+                const SizedBox(width: 10),
+                TermLabel(
+                  label,
+                  hint: label == 'Стоимость'
+                      ? 'Стоимость — всё сразу: бумаги по последним ценам плюс деньги на счёте. '
+                            'Ниже — сколько вы вложили (пополнения минус выводы).'
+                      : null,
+                  style: theme.textTheme.bodyLarge?.copyWith(
+                    color: scheme.onSurface,
+                  ),
+                ),
+              ],
+            ),
+            const SizedBox(height: 16),
+            DefaultTextStyle.merge(
+              style: theme.textTheme.headlineMedium?.copyWith(
+                fontWeight: FontWeight.w500,
+              ),
+              child: value,
+            ),
+            const SizedBox(height: 8),
+            note,
+          ],
+        ),
+      ),
+    );
+  }
+}

app/lib/features/portfolio/portfolio_page.dart

@@ -1,14 +1,13 @@
-import 'package:fintracker_api/fintracker_api.dart';
 import 'package:flutter/material.dart';
 import 'package:flutter_riverpod/flutter_riverpod.dart';
 
 import '../../core/cache/cached.dart';
-import '../../core/widgets/async_value_view.dart';
 import '../../core/widgets/stale_banner.dart';
 import 'allocation_tab.dart';
 import 'benchmarks_card.dart';
 import 'holdings_tab.dart';
 import 'providers.dart';
+import 'scope_selector.dart';
 
 /// Портфель: позиции и аллокация as two tabs of one screen, sharing one scope.
 ///
@@ -37,9 +36,12 @@ class PortfolioPage extends ConsumerWidget {
       child: Scaffold(
         appBar: AppBar(
           title: const Text('Портфель'),
-          actions: const [_ScopeSelector(), SizedBox(width: 8)],
+          actions: const [ScopeSelector(), SizedBox(width: 8)],
           bottom: const TabBar(
-            tabs: [Tab(text: 'Позиции'), Tab(text: 'Аллокация')],
+            tabs: [
+              Tab(text: 'Позиции'),
+              Tab(text: 'Аллокация'),
+            ],
           ),
         ),
         body: Column(
@@ -50,7 +52,12 @@ class PortfolioPage extends ConsumerWidget {
                 child: StaleBanner(fetchedAt: stale),
               ),
             const Expanded(
-              child: TabBarView(children: [HoldingsTab(), AllocationTab()]),
+              child: TabBarView(
+                children: [
+                  HoldingsTab(sections: HoldingsSections.table),
+                  AllocationTab(),
+                ],
+              ),
             ),
           ],
         ),
@@ -58,39 +65,3 @@ class PortfolioPage extends ConsumerWidget {
     );
   }
 }
-
-/// Switches every portfolio screen at once. Hidden while there is nothing to choose
-/// between — a dropdown with one option is furniture, not a control.
-class _ScopeSelector extends ConsumerWidget {
-  const _ScopeSelector();
-
-  @override
-  Widget build(BuildContext context, WidgetRef ref) {
-    final scopes = ref.watch(scopesProvider);
-    final current = ref.watch(scopeProvider);
-
-    return AsyncValueView<List<ScopeOut>>(
-      value: scopes,
-      data: (rows) {
-        if (rows.length < 2) return const SizedBox.shrink();
-        final known = rows.any((s) => s.scope == current) ? current : rows.first.scope;
-        return DropdownButtonHideUnderline(
-          child: DropdownButton<String>(
-            value: known,
-            borderRadius: BorderRadius.circular(8),
-            items: [
-              for (final s in rows)
-                DropdownMenuItem(
-                  value: s.scope,
-                  child: Text(s.name, overflow: TextOverflow.ellipsis),
-                ),
-            ],
-            onChanged: (value) {
-              if (value != null) ref.read(scopeProvider.notifier).state = value;
-            },
-          ),
-        );
-      },
-    );
-  }
-}

app/lib/features/portfolio/providers.dart

@@ -20,44 +20,79 @@ final scopesProvider = FutureProvider.autoDispose<List<ScopeOut>>((ref) async {
 });
 
 /// See `docs/ai/offline-cache.md`.
-final portfolioSummaryProvider = FutureProvider.autoDispose<Cached<SummaryOut>>((ref) async {
+final portfolioSummaryProvider = FutureProvider.autoDispose<Cached<SummaryOut>>(
+  (ref) async {
     final scope = ref.watch(scopeProvider);
-  final r = await ref.watch(apiProvider).getAnalyticsApi().analyticsSummary(scope: scope);
+    final r = await ref
+        .watch(apiProvider)
+        .getAnalyticsApi()
+        .analyticsSummary(scope: scope);
     return r.cached;
+  },
+);
+
+final holdingsProvider = FutureProvider.autoDispose<Cached<List<HoldingOut>>>((
+  ref,
+) async {
+  final scope = ref.watch(scopeProvider);
+  final r = await ref
+      .watch(apiProvider)
+      .getAnalyticsApi()
+      .analyticsHoldings(scope: scope);
+  return Cached(
+    r.data ?? const [],
+    fetchedAt: r.extra['fetchedAt'] as DateTime?,
+  );
 });
 
-final holdingsProvider = FutureProvider.autoDispose<Cached<List<HoldingOut>>>((ref) async {
+final portfolioReturnsProvider =
+    FutureProvider.autoDispose<Cached<List<ReturnsOut>>>((ref) async {
       final scope = ref.watch(scopeProvider);
-  final r = await ref.watch(apiProvider).getAnalyticsApi().analyticsHoldings(scope: scope);
+      final r = await ref
-  return Cached(r.data ?? const [], fetchedAt: r.extra['fetchedAt'] as DateTime?);
+          .watch(apiProvider)
+          .getAnalyticsApi()
+          .analyticsReturns(scope: scope);
+      return Cached(
+        r.data ?? const [],
+        fetchedAt: r.extra['fetchedAt'] as DateTime?,
+      );
     });
 
-final portfolioReturnsProvider = FutureProvider.autoDispose<Cached<List<ReturnsOut>>>((ref) async {
+final allocationProvider =
+    FutureProvider.autoDispose<Cached<List<AllocationBucket>>>((ref) async {
       final scope = ref.watch(scopeProvider);
-  final r = await ref.watch(apiProvider).getAnalyticsApi().analyticsReturns(scope: scope);
+      final r = await ref
-  return Cached(r.data ?? const [], fetchedAt: r.extra['fetchedAt'] as DateTime?);
+          .watch(apiProvider)
-});
+          .getAnalyticsApi()
-
+          .analyticsAllocation(scope: scope);
-final allocationProvider = FutureProvider.autoDispose<Cached<List<AllocationBucket>>>((ref) async {
+      return Cached(
-  final scope = ref.watch(scopeProvider);
+        r.data ?? const [],
-  final r = await ref.watch(apiProvider).getAnalyticsApi().analyticsAllocation(scope: scope);
+        fetchedAt: r.extra['fetchedAt'] as DateTime?,
-  return Cached(r.data ?? const [], fetchedAt: r.extra['fetchedAt'] as DateTime?);
+      );
     });
 
 /// Daily portfolio value for the last year, for the chart on Позиции.
-final valueSeriesProvider = FutureProvider.autoDispose<Cached<List<ValueDay>>>((ref) async {
+final valueSeriesProvider = FutureProvider.autoDispose<Cached<List<ValueDay>>>((
+  ref,
+) async {
   final scope = ref.watch(scopeProvider);
   final now = DateTime.now();
-  final r = await ref.watch(apiProvider).getAnalyticsApi().analyticsValueSeries(
+  final r = await ref
+      .watch(apiProvider)
+      .getAnalyticsApi()
+      .analyticsValueSeries(
         scope: scope,
         from: now.subtract(const Duration(days: 365)),
         to: now,
       );
-  return Cached(r.data ?? const [], fetchedAt: r.extra['fetchedAt'] as DateTime?);
+  return Cached(
+    r.data ?? const [],
+    fetchedAt: r.extra['fetchedAt'] as DateTime?,
+  );
 });
 
-final instrumentProvider =
+final instrumentProvider = FutureProvider.autoDispose
-    FutureProvider.autoDispose.family<Cached<InstrumentDetail>, int>((ref, instrumentId) async {
+    .family<Cached<InstrumentDetail>, int>((ref, instrumentId) async {
       final scope = ref.watch(scopeProvider);
       final r = await ref
           .watch(apiProvider)

app/lib/features/portfolio/scope_selector.dart

@@ -0,0 +1,44 @@
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+
+import '../../core/widgets/async_value_view.dart';
+import 'providers.dart';
+
+/// Switches every portfolio screen at once. Hidden while there is nothing to choose
+/// between — a dropdown with one option is furniture, not a control.
+class ScopeSelector extends ConsumerWidget {
+  const ScopeSelector({super.key});
+
+  @override
+  Widget build(BuildContext context, WidgetRef ref) {
+    final scopes = ref.watch(scopesProvider);
+    final current = ref.watch(scopeProvider);
+
+    return AsyncValueView<List<ScopeOut>>(
+      value: scopes,
+      data: (rows) {
+        if (rows.length < 2) return const SizedBox.shrink();
+        final known = rows.any((s) => s.scope == current)
+            ? current
+            : rows.first.scope;
+        return DropdownButtonHideUnderline(
+          child: DropdownButton<String>(
+            value: known,
+            borderRadius: BorderRadius.circular(8),
+            items: [
+              for (final s in rows)
+                DropdownMenuItem(
+                  value: s.scope,
+                  child: Text(s.name, overflow: TextOverflow.ellipsis),
+                ),
+            ],
+            onChanged: (value) {
+              if (value != null) ref.read(scopeProvider.notifier).state = value;
+            },
+          ),
+        );
+      },
+    );
+  }
+}

app/lib/features/portfolios/portfolio_edit_dialog.dart

@@ -0,0 +1,130 @@
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+
+import '../accounts/accounts_page.dart' show accountKindLabel;
+import '../accounts/providers.dart';
+
+class PortfolioDraft {
+  const PortfolioDraft({required this.name, required this.accountIds});
+  final String name;
+  final Set<int> accountIds;
+}
+
+/// Create/edit form for a portfolio: a name and the accounts it is made of. Returns the
+/// draft to save, or null when cancelled.
+class PortfolioEditDialog extends ConsumerStatefulWidget {
+  const PortfolioEditDialog({super.key, this.initial});
+
+  final PortfolioOut? initial;
+
+  @override
+  ConsumerState<PortfolioEditDialog> createState() =>
+      _PortfolioEditDialogState();
+}
+
+class _PortfolioEditDialogState extends ConsumerState<PortfolioEditDialog> {
+  final _formKey = GlobalKey<FormState>();
+  late final _name = TextEditingController(text: widget.initial?.name ?? '');
+  late final Set<int> _selected = {...?widget.initial?.accountIds};
+
+  @override
+  void dispose() {
+    _name.dispose();
+    super.dispose();
+  }
+
+  @override
+  Widget build(BuildContext context) {
+    final accounts =
+        ref.watch(accountsProvider).valueOrNull?.data ?? const <AccountOut>[];
+    // Brokers first: that is what a portfolio to rebalance is made of. An archived account
+    // stays listed only while the portfolio already contains it, so it can be removed.
+    final shown =
+        [
+          for (final a in accounts)
+            if (!a.archived || _selected.contains(a.id)) a,
+        ]..sort((a, b) {
+          final byBroker =
+              (b.kind == AccountKind.broker ? 1 : 0) -
+              (a.kind == AccountKind.broker ? 1 : 0);
+          return byBroker != 0 ? byBroker : a.name.compareTo(b.name);
+        });
+
+    return AlertDialog(
+      title: Text(widget.initial == null ? 'Новый портфель' : 'Портфель'),
+      content: SizedBox(
+        width: 420,
+        child: Form(
+          key: _formKey,
+          child: Column(
+            mainAxisSize: MainAxisSize.min,
+            crossAxisAlignment: CrossAxisAlignment.start,
+            children: [
+              TextFormField(
+                controller: _name,
+                decoration: const InputDecoration(labelText: 'Название'),
+                validator: (v) =>
+                    (v ?? '').trim().isEmpty ? 'Обязательное поле' : null,
+              ),
+              const SizedBox(height: 16),
+              Text(
+                'Счета в портфеле',
+                style: Theme.of(context).textTheme.titleSmall,
+              ),
+              const SizedBox(height: 4),
+              Flexible(
+                child: shown.isEmpty
+                    ? const Padding(
+                        padding: EdgeInsets.symmetric(vertical: 16),
+                        child: Text('Счетов ещё нет — нужна синхронизация.'),
+                      )
+                    : ListView(
+                        shrinkWrap: true,
+                        children: [
+                          for (final a in shown)
+                            CheckboxListTile(
+                              contentPadding: EdgeInsets.zero,
+                              controlAffinity: ListTileControlAffinity.leading,
+                              dense: true,
+                              value: _selected.contains(a.id),
+                              title: Text(a.name),
+                              subtitle: Text(
+                                '${accountKindLabel(a.kind)} · ${a.currency}',
+                              ),
+                              onChanged: (v) => setState(() {
+                                if (v ?? false) {
+                                  _selected.add(a.id);
+                                } else {
+                                  _selected.remove(a.id);
+                                }
+                              }),
+                            ),
+                        ],
+                      ),
+              ),
+            ],
+          ),
+        ),
+      ),
+      actions: [
+        TextButton(
+          onPressed: () => Navigator.of(context).pop(),
+          child: const Text('Отмена'),
+        ),
+        FilledButton(
+          onPressed: () {
+            if (!(_formKey.currentState?.validate() ?? false)) return;
+            Navigator.of(context).pop(
+              PortfolioDraft(
+                name: _name.text.trim(),
+                accountIds: {..._selected},
+              ),
+            );
+          },
+          child: const Text('Сохранить'),
+        ),
+      ],
+    );
+  }
+}

app/lib/features/portfolios/portfolios_page.dart

@@ -0,0 +1,197 @@
+import 'package:dio/dio.dart';
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+import 'package:flutter/foundation.dart' show setEquals;
+
+import '../../core/api/api_client.dart';
+import '../../core/auth/auth_controller.dart';
+import '../../core/widgets/async_value_view.dart';
+import '../../core/widgets/empty_state.dart';
+import '../accounts/providers.dart';
+import 'portfolio_edit_dialog.dart';
+import 'providers.dart';
+
+String _accountsLabel(int n) {
+  final mod10 = n % 10, mod100 = n % 100;
+  final word = mod10 == 1 && mod100 != 11
+      ? 'счёт'
+      : (mod10 >= 2 && mod10 <= 4 && (mod100 < 12 || mod100 > 14))
+      ? 'счёта'
+      : 'счетов';
+  return '$n $word';
+}
+
+/// Портфели: a portfolio is a named set of accounts. Rebalancing and the portfolio scope of
+/// the analytics screens are computed over it.
+class PortfoliosPage extends ConsumerStatefulWidget {
+  const PortfoliosPage({super.key});
+
+  @override
+  ConsumerState<PortfoliosPage> createState() => _PortfoliosPageState();
+}
+
+class _PortfoliosPageState extends ConsumerState<PortfoliosPage> {
+  void _snack(String message) =>
+      ScaffoldMessenger.of(context)
+          .showSnackBar(SnackBar(content: Text(message)));
+
+  /// Queues a metrics rebuild so the portfolio's value history follows the new account set.
+  /// Best effort: the portfolio itself is already saved, and the rebalance screen does not
+  /// depend on it.
+  Future<void> _queueMetricsRefresh() async {
+    try {
+      await ref.read(apiProvider).getMetricsApi().metricsRefresh();
+    } on DioException {
+      // the next scheduled or manual refresh picks the change up
+    }
+  }
+
+  Future<void> _run(Future<void> Function() action) async {
+    try {
+      await action();
+      if (!mounted) return;
+      invalidatePortfolios(ref);
+      await _queueMetricsRefresh();
+    } on DioException catch (e) {
+      if (mounted) _snack(problemMessage(e));
+    }
+  }
+
+  Future<void> _create() async {
+    final draft = await showDialog<PortfolioDraft>(
+      context: context,
+      builder: (_) => const PortfolioEditDialog(),
+    );
+    if (draft == null) return;
+    await _run(() async {
+      await ref
+          .read(apiProvider)
+          .getPortfoliosApi()
+          .portfoliosCreate(
+            portfolioCreate: PortfolioCreate(
+              name: draft.name,
+              accountIds: draft.accountIds.toList()..sort(),
+            ),
+          );
+    });
+  }
+
+  Future<void> _edit(PortfolioOut portfolio) async {
+    final draft = await showDialog<PortfolioDraft>(
+      context: context,
+      builder: (_) => PortfolioEditDialog(initial: portfolio),
+    );
+    if (draft == null) return;
+    await _run(() async {
+      final api = ref.read(apiProvider).getPortfoliosApi();
+      if (draft.name != portfolio.name) {
+        await api.portfoliosPatch(
+          portfolioId: portfolio.id,
+          portfolioPatch: PortfolioPatch(name: draft.name),
+        );
+      }
+      if (!setEquals(draft.accountIds, portfolio.accountIds.toSet())) {
+        await api.portfoliosSetAccounts(
+          portfolioId: portfolio.id,
+          portfolioAccountsIn: PortfolioAccountsIn(
+            accountIds: draft.accountIds.toList()..sort(),
+          ),
+        );
+      }
+    });
+  }
+
+  Future<void> _delete(PortfolioOut portfolio) async {
+    final confirmed = await showDialog<bool>(
+      context: context,
+      builder: (ctx) => AlertDialog(
+        title: const Text('Удалить портфель?'),
+        content: Text(
+          '«${portfolio.name}» и его целевые доли будут удалены. Сами счета останутся.',
+        ),
+        actions: [
+          TextButton(
+            onPressed: () => Navigator.of(ctx).pop(false),
+            child: const Text('Отмена'),
+          ),
+          FilledButton(
+            onPressed: () => Navigator.of(ctx).pop(true),
+            child: const Text('Удалить'),
+          ),
+        ],
+      ),
+    );
+    if (confirmed != true) return;
+    await _run(() async {
+      await ref
+          .read(apiProvider)
+          .getPortfoliosApi()
+          .portfoliosDelete(portfolioId: portfolio.id);
+    });
+  }
+
+  @override
+  Widget build(BuildContext context) {
+    final portfolios = ref.watch(portfolioListProvider);
+    final names = ref.watch(accountNamesProvider);
+
+    return Scaffold(
+      appBar: AppBar(title: const Text('Портфели')),
+      floatingActionButton: FloatingActionButton.extended(
+        onPressed: _create,
+        icon: const Icon(Icons.add),
+        label: const Text('Новый портфель'),
+      ),
+      body: RefreshIndicator(
+        onRefresh: () async => ref.invalidate(portfolioListProvider),
+        child: AsyncValueView(
+          value: portfolios,
+          onRetry: () => ref.invalidate(portfolioListProvider),
+          data: (rows) {
+            if (rows.isEmpty) {
+              return ListView(
+                padding: const EdgeInsets.all(16),
+                children: const [
+                  SizedBox(height: 48),
+                  EmptyState(
+                    icon: Icons.pie_chart_outline,
+                    message:
+                        'Портфелей пока нет.\n'
+                        'Портфель — это набор счетов; по нему считаются ребалансировка '
+                        'и аналитика. Создайте его и отметьте брокерские счета.',
+                  ),
+                ],
+              );
+            }
+            return ListView(
+              padding: const EdgeInsets.fromLTRB(16, 16, 16, 88),
+              children: [
+                for (final p in rows)
+                  Card(
+                    child: ListTile(
+                      title: Text(p.name),
+                      subtitle: Text(
+                        p.accountIds.isEmpty
+                            ? 'Нет счетов'
+                            : '${_accountsLabel(p.accountIds.length)}: '
+                                  '${p.accountIds.map((id) => names[id] ?? '#$id').join(', ')}',
+                        maxLines: 2,
+                        overflow: TextOverflow.ellipsis,
+                      ),
+                      onTap: () => _edit(p),
+                      trailing: IconButton(
+                        tooltip: 'Удалить',
+                        icon: const Icon(Icons.delete_outline),
+                        onPressed: () => _delete(p),
+                      ),
+                    ),
+                  ),
+              ],
+            );
+          },
+        ),
+      ),
+    );
+  }
+}

app/lib/features/portfolios/providers.dart

@@ -0,0 +1,21 @@
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+
+import '../../core/api/api_client.dart';
+import '../portfolio/providers.dart' show scopesProvider;
+import '../rebalance/providers.dart' show portfoliosProvider;
+
+final portfolioListProvider = FutureProvider.autoDispose<List<PortfolioOut>>((
+  ref,
+) async {
+  final r = await ref.watch(apiProvider).getPortfoliosApi().portfoliosList();
+  return r.data ?? const [];
+});
+
+/// After any change the list, the scope picker and the rebalance screen's portfolio list
+/// (both derived from scopes) must be refetched.
+void invalidatePortfolios(WidgetRef ref) {
+  ref.invalidate(portfolioListProvider);
+  ref.invalidate(scopesProvider);
+  ref.invalidate(portfoliosProvider);
+}

app/lib/features/shell/analytics_page.dart

@@ -1,15 +1,20 @@
 import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
 import 'package:go_router/go_router.dart';
 
-/// Аналитика: a hub for the phase-4 screens.
+import '../portfolio/holdings_tab.dart';
+import '../portfolio/overview_tiles.dart';
+import '../portfolio/scope_selector.dart';
+
+/// Аналитика → Общее. On a wide surface it is Snowball's overview — the four headline figures
+/// for the chosen scope, then the value chart, returns and benchmark comparison; the other
+/// analytics screens are one tab away (`AnalyticsTabs`). On a phone there is no tab strip, so
+/// the same entry is a list of the sections instead.
 ///
-/// Why a hub instead of four more destinations: the shell already carried eleven, which on
+/// The sections keep their own top-level routes from the contract (`/income`, `/rebalance`,
-/// a phone leaves ~36 px per label in the bottom bar. Доходы, Ребалансировка, Цели and
+/// `/goals`, `/tax`) and are deep-linkable; `alsoMatches` in `nav_destinations.dart` keeps
-/// Налоги are all "what do I do with the portfolio next" questions, so they live behind one
+/// Аналитика highlighted inside any of them.
-/// entry that highlights for all four (see `alsoMatches` in `app_shell.dart`), while each
+class AnalyticsHubPage extends ConsumerWidget {
-/// keeps its own top-level route from the contract (`/income`, `/rebalance`, `/goals`,
-/// `/tax`) and is deep-linkable.
-class AnalyticsHubPage extends StatelessWidget {
   const AnalyticsHubPage({super.key});
 
   static const _entries = [
@@ -23,7 +28,8 @@ class AnalyticsHubPage extends StatelessWidget {
       path: '/rebalance',
       icon: Icons.balance,
       title: 'Ребалансировка',
-      subtitle: 'Целевые веса портфеля и рекомендации, что докупить или продать',
+      subtitle:
+          'Целевые веса портфеля и рекомендации, что докупить или продать',
     ),
     (
       path: '/goals',
@@ -39,6 +45,43 @@ class AnalyticsHubPage extends StatelessWidget {
     ),
   ];
 
+  @override
+  Widget build(BuildContext context, WidgetRef ref) {
+    if (MediaQuery.sizeOf(context).width >= 600) return const _Overview();
+    return const _SectionList();
+  }
+}
+
+class _Overview extends StatelessWidget {
+  const _Overview();
+
+  @override
+  Widget build(BuildContext context) {
+    return Scaffold(
+      body: Column(
+        children: [
+          const Padding(
+            padding: EdgeInsets.fromLTRB(16, 8, 16, 0),
+            child: Align(
+              alignment: Alignment.centerRight,
+              child: ScopeSelector(),
+            ),
+          ),
+          const Expanded(
+            child: HoldingsTab(
+              sections: HoldingsSections.overview,
+              header: OverviewTiles(),
+            ),
+          ),
+        ],
+      ),
+    );
+  }
+}
+
+class _SectionList extends StatelessWidget {
+  const _SectionList();
+
   @override
   Widget build(BuildContext context) {
     return Scaffold(
@@ -46,7 +89,7 @@ class AnalyticsHubPage extends StatelessWidget {
       body: ListView(
         padding: const EdgeInsets.all(16),
         children: [
-          for (final e in _entries)
+          for (final e in AnalyticsHubPage._entries)
             Card(
               child: ListTile(
                 leading: Icon(e.icon),

app/lib/features/shell/analytics_tabs.dart

@@ -0,0 +1,101 @@
+import 'package:flutter/material.dart';
+import 'package:go_router/go_router.dart';
+
+/// The tab strip under the top bar on every «Аналитика» screen. Each tab keeps its own
+/// top-level route (`/income`, `/rebalance`, …), so the screens stay deep-linkable; the strip
+/// only makes them read as the parts of one section.
+class AnalyticsTabs extends StatelessWidget {
+  const AnalyticsTabs({required this.location, super.key});
+
+  final String location;
+
+  static const tabs = [
+    (path: '/analytics', icon: Icons.work_outline, label: 'Общее'),
+    (path: '/income', icon: Icons.bar_chart, label: 'Дивиденды'),
+    (path: '/rebalance', icon: Icons.balance, label: 'Ребалансировка'),
+    (path: '/goals', icon: Icons.flag_outlined, label: 'Цели'),
+    (path: '/tax', icon: Icons.receipt_long_outlined, label: 'Налоги'),
+    (path: '/portfolios', icon: Icons.pie_chart_outline, label: 'Портфели'),
+  ];
+
+  /// Whether [location] belongs to the analytics section at all.
+  static bool contains(String location) =>
+      tabs.any((t) => location.startsWith(t.path));
+
+  @override
+  Widget build(BuildContext context) {
+    final scheme = Theme.of(context).colorScheme;
+    return Container(
+      decoration: BoxDecoration(
+        color: scheme.surfaceContainer,
+        borderRadius: BorderRadius.circular(12),
+      ),
+      padding: const EdgeInsets.symmetric(horizontal: 12),
+      child: SingleChildScrollView(
+        scrollDirection: Axis.horizontal,
+        child: Row(
+          children: [
+            for (final t in tabs)
+              _Tab(
+                icon: t.icon,
+                label: t.label,
+                selected: location.startsWith(t.path),
+                onTap: () => context.go(t.path),
+              ),
+          ],
+        ),
+      ),
+    );
+  }
+}
+
+class _Tab extends StatelessWidget {
+  const _Tab({
+    required this.icon,
+    required this.label,
+    required this.selected,
+    required this.onTap,
+  });
+
+  final IconData icon;
+  final String label;
+  final bool selected;
+  final VoidCallback onTap;
+
+  @override
+  Widget build(BuildContext context) {
+    final scheme = Theme.of(context).colorScheme;
+    final color = selected ? scheme.onSurface : scheme.onSurfaceVariant;
+    return InkWell(
+      onTap: onTap,
+      child: Container(
+        padding: const EdgeInsets.symmetric(horizontal: 14, vertical: 16),
+        decoration: BoxDecoration(
+          border: Border(
+            bottom: BorderSide(
+              color: selected ? scheme.primary : Colors.transparent,
+              width: 2,
+            ),
+          ),
+        ),
+        child: Row(
+          children: [
+            Icon(
+              icon,
+              size: 20,
+              color: selected ? scheme.primary : scheme.onSurfaceVariant,
+            ),
+            const SizedBox(width: 8),
+            Text(
+              label,
+              style: TextStyle(
+                color: color,
+                fontWeight: selected ? FontWeight.w600 : FontWeight.w500,
+              ),
+            ),
+          ],
+        ),
+      ),
+    );
+  }
+}

app/lib/features/shell/app_shell.dart

@@ -1,21 +1,22 @@
 import 'package:flutter/material.dart';
 import 'package:go_router/go_router.dart';
 
+import 'analytics_tabs.dart';
 import 'nav_destinations.dart';
-import 'nav_sidebar.dart';
+import 'top_nav.dart';
 
-/// Breakpoints per the plan: bottom bar under 600, collapsed rail 600–1200,
+/// Below this width the shell falls back to a bottom [NavigationBar]; from here up it is the
-/// extended rail at 1200 and above.
+/// [TopNav] bar.
 const _narrowBreakpoint = 600.0;
-const _wideBreakpoint = 1200.0;
 
-/// Adaptive navigation shell around the current route: a bottom
+/// Adaptive navigation shell around the current route: a bottom [NavigationBar] on narrow
-/// [NavigationBar] on narrow surfaces, a collapsed [NavigationRail] on medium
+/// surfaces and the [TopNav] bar on wider ones, with the Аналитика tab strip under it while
-/// ones, and the grouped [NavSidebar] on wide ones.
+/// one of the analytics screens is open.
 ///
-/// The rail and the sidebar show every destination. The bottom bar shows the four primary
+/// The top bar shows every destination (the ledger ones behind «Операции»). The bottom bar
-/// ones plus «Ещё», which opens the rest in a sheet: twelve destinations in a phone-width
+/// shows the four primary ones plus «Ещё», which opens the rest in a sheet: twelve
-/// bar would leave about 30 px per label, which is not navigation but decoration.
+/// destinations in a phone-width bar would leave about 30 px per label, which is not
+/// navigation but decoration.
 class AppShell extends StatelessWidget {
   const AppShell({required this.location, required this.child, super.key});
 
@@ -80,28 +81,32 @@ class AppShell extends StatelessWidget {
       );
     }
 
-    final extended = width >= _wideBreakpoint;
     return Scaffold(
-      body: Row(
+      body: Column(
         children: [
-          if (extended)
+          TopNav(
-            NavSidebar(selectedIndex: _selectedIndex, onSelect: (i) => _onSelect(context, i))
-          else
-            NavigationRail(
             selectedIndex: _selectedIndex,
-              onDestinationSelected: (i) => _onSelect(context, i),
+            onSelect: (i) => _onSelect(context, i),
-              labelType: NavigationRailLabelType.selected,
-              destinations: [
-                for (final d in navDestinations)
-                  NavigationRailDestination(
-                    icon: Icon(d.icon),
-                    selectedIcon: Icon(d.selectedIcon),
-                    label: Text(d.label),
           ),
+          Expanded(
+            child: Align(
+              alignment: Alignment.topCenter,
+              child: ConstrainedBox(
+                constraints: const BoxConstraints(maxWidth: kContentMaxWidth),
+                child: Column(
+                  crossAxisAlignment: CrossAxisAlignment.stretch,
+                  children: [
+                    if (AnalyticsTabs.contains(location))
+                      Padding(
+                        padding: const EdgeInsets.fromLTRB(16, 16, 16, 0),
+                        child: AnalyticsTabs(location: location),
+                      ),
+                    Expanded(child: child),
                   ],
                 ),
-          const VerticalDivider(width: 1),
+              ),
-          Expanded(child: SafeArea(child: child)),
+            ),
+          ),
         ],
       ),
     );

app/lib/features/shell/nav_destinations.dart

@@ -1,18 +1,19 @@
 import 'package:flutter/material.dart';
 
-/// The three groups the sidebar buckets destinations under (Grimmory-style caps headers).
+/// The groups destinations belong to: the main tabs, the ledger screens behind «Операции», and
-/// Order here is display order, top to bottom.
+/// the system ones (Здоровье, Настройки) that sit as icons on the right of the top bar.
 enum NavGroup { overview, ledger, system }
 
-const navGroupLabels = {
-  NavGroup.overview: 'ОБЗОР',
-  NavGroup.ledger: 'ОПЕРАЦИИ',
-  NavGroup.system: 'СИСТЕМА',
-};
-
 class NavDestination {
-  const NavDestination(this.path, this.icon, this.selectedIcon, this.label, this.group,
+  const NavDestination(
-      {this.alsoMatches = const [], this.primary = false});
+    this.path,
+    this.icon,
+    this.selectedIcon,
+    this.label,
+    this.group, {
+    this.alsoMatches = const [],
+    this.primary = false,
+  });
   final String path;
   final IconData icon;
   final IconData selectedIcon;
@@ -39,28 +40,97 @@ class NavDestination {
 }
 
 const navDestinations = [
-  NavDestination('/', Icons.dashboard_outlined, Icons.dashboard, 'Обзор', NavGroup.overview,
-      primary: true),
   NavDestination(
-      '/accounts', Icons.account_balance_outlined, Icons.account_balance, 'Счета', NavGroup.overview,
+    '/',
-      primary: true),
+    Icons.dashboard_outlined,
+    Icons.dashboard,
+    'Обзор',
+    NavGroup.overview,
+    primary: true,
+  ),
+  // One entry for the phase-4 screens. They keep their own top-level routes from the
+  // contract and stay deep-linkable; `/analytics` is what the bars point at, and
+  // `alsoMatches` keeps it highlighted while you are inside any of them.
   NavDestination(
-      '/portfolio', Icons.pie_chart_outline, Icons.pie_chart, 'Портфель', NavGroup.overview,
+    '/analytics',
-      primary: true),
+    Icons.insights_outlined,
-  // One entry for the four phase-4 screens. They keep their own top-level routes from the
+    Icons.insights,
-  // contract and stay deep-linkable; the hub at `/analytics` is what the bottom bar and the
+    'Аналитика',
-  // rail point at, and `alsoMatches` keeps it highlighted while you are inside any of them.
+    NavGroup.overview,
-  NavDestination('/analytics', Icons.insights_outlined, Icons.insights, 'Аналитика', NavGroup.overview,
+    alsoMatches: ['/income', '/rebalance', '/goals', '/tax', '/portfolios'],
-      alsoMatches: ['/income', '/rebalance', '/goals', '/tax'], primary: true),
+    primary: true,
-  NavDestination('/events', Icons.event_note_outlined, Icons.event_note, 'События', NavGroup.ledger),
+  ),
-  NavDestination('/imports', Icons.upload_file_outlined, Icons.upload_file, 'Импорт', NavGroup.ledger,
-      alsoMatches: ['/instruments/pending']),
-  NavDestination('/cashflow', Icons.swap_horiz_outlined, Icons.swap_horiz, 'Потоки', NavGroup.ledger),
-  NavDestination('/categories', Icons.category_outlined, Icons.category, 'Категории', NavGroup.ledger),
   NavDestination(
-      '/transactions', Icons.receipt_long_outlined, Icons.receipt_long, 'Операции', NavGroup.ledger),
+    '/portfolio',
-  NavDestination('/rules', Icons.rule_folder_outlined, Icons.rule_folder, 'Правила', NavGroup.ledger),
+    Icons.pie_chart_outline,
+    Icons.pie_chart,
+    'Портфель',
+    NavGroup.overview,
+    primary: true,
+  ),
   NavDestination(
-      '/health', Icons.monitor_heart_outlined, Icons.monitor_heart, 'Здоровье', NavGroup.system),
+    '/accounts',
-  NavDestination('/settings', Icons.settings_outlined, Icons.settings, 'Настройки', NavGroup.system),
+    Icons.account_balance_outlined,
+    Icons.account_balance,
+    'Счета',
+    NavGroup.overview,
+    primary: true,
+  ),
+  NavDestination(
+    '/events',
+    Icons.event_note_outlined,
+    Icons.event_note,
+    'События',
+    NavGroup.ledger,
+  ),
+  NavDestination(
+    '/imports',
+    Icons.upload_file_outlined,
+    Icons.upload_file,
+    'Импорт',
+    NavGroup.ledger,
+    alsoMatches: ['/instruments/pending'],
+  ),
+  NavDestination(
+    '/cashflow',
+    Icons.swap_horiz_outlined,
+    Icons.swap_horiz,
+    'Потоки',
+    NavGroup.ledger,
+  ),
+  NavDestination(
+    '/categories',
+    Icons.category_outlined,
+    Icons.category,
+    'Категории',
+    NavGroup.ledger,
+  ),
+  NavDestination(
+    '/transactions',
+    Icons.receipt_long_outlined,
+    Icons.receipt_long,
+    'Операции',
+    NavGroup.ledger,
+  ),
+  NavDestination(
+    '/rules',
+    Icons.rule_folder_outlined,
+    Icons.rule_folder,
+    'Правила',
+    NavGroup.ledger,
+  ),
+  NavDestination(
+    '/health',
+    Icons.monitor_heart_outlined,
+    Icons.monitor_heart,
+    'Здоровье',
+    NavGroup.system,
+  ),
+  NavDestination(
+    '/settings',
+    Icons.settings_outlined,
+    Icons.settings,
+    'Настройки',
+    NavGroup.system,
+  ),
 ];

app/lib/features/shell/nav_sidebar.dart

@@ -1,199 +0,0 @@
-import 'package:flutter/material.dart';
-import 'package:flutter_riverpod/flutter_riverpod.dart';
-
-import '../../core/api/common_providers.dart';
-import '../home/providers.dart' show dataQualityProvider;
-import 'nav_destinations.dart';
-
-/// The Grimmory-style sidebar shown at the extended breakpoint (>=1200): destinations
-/// grouped under muted caps headers, a left accent bar on the active row, a counter next
-/// to a destination where one is meaningful, and the signed-in account pinned at the
-/// bottom. Below 1200 the shell falls back to a plain [NavigationRail] — there is no room
-/// for group headers or a profile block in an icon-only rail.
-class NavSidebar extends ConsumerWidget {
-  const NavSidebar({required this.selectedIndex, required this.onSelect, super.key});
-
-  final int selectedIndex;
-  final ValueChanged<int> onSelect;
-
-  @override
-  Widget build(BuildContext context, WidgetRef ref) {
-    final issueCount = ref.watch(dataQualityProvider).valueOrNull?.data.length;
-
-    final byGroup = <NavGroup, List<int>>{};
-    for (var i = 0; i < navDestinations.length; i++) {
-      byGroup.putIfAbsent(navDestinations[i].group, () => []).add(i);
-    }
-
-    return Container(
-      width: 240,
-      color: Theme.of(context).colorScheme.surfaceContainerLow,
-      child: Column(
-        children: [
-          Expanded(
-            child: ListView(
-              padding: const EdgeInsets.symmetric(vertical: 12),
-              children: [
-                for (final group in NavGroup.values)
-                  if (byGroup[group] case final indices?)
-                    _NavGroupSection(
-                      label: navGroupLabels[group]!,
-                      children: [
-                        for (final i in indices)
-                          _NavRow(
-                            destination: navDestinations[i],
-                            selected: i == selectedIndex,
-                            counter: navDestinations[i].path == '/health' ? issueCount : null,
-                            onTap: () => onSelect(i),
-                          ),
-                      ],
-                    ),
-              ],
-            ),
-          ),
-          const Divider(height: 1),
-          const _ProfileFooter(),
-        ],
-      ),
-    );
-  }
-}
-
-class _NavGroupSection extends StatelessWidget {
-  const _NavGroupSection({required this.label, required this.children});
-
-  final String label;
-  final List<Widget> children;
-
-  @override
-  Widget build(BuildContext context) {
-    final scheme = Theme.of(context).colorScheme;
-    return Column(
-      crossAxisAlignment: CrossAxisAlignment.start,
-      children: [
-        Padding(
-          padding: const EdgeInsets.fromLTRB(20, 12, 12, 6),
-          child: Text(
-            label,
-            style: Theme.of(context).textTheme.labelSmall?.copyWith(
-                  color: scheme.onSurfaceVariant,
-                  letterSpacing: 1.1,
-                  fontWeight: FontWeight.w600,
-                ),
-          ),
-        ),
-        ...children,
-      ],
-    );
-  }
-}
-
-class _NavRow extends StatelessWidget {
-  const _NavRow({required this.destination, required this.selected, required this.onTap, this.counter});
-
-  final NavDestination destination;
-  final bool selected;
-  final VoidCallback onTap;
-  final int? counter;
-
-  @override
-  Widget build(BuildContext context) {
-    final scheme = Theme.of(context).colorScheme;
-    return Padding(
-      padding: const EdgeInsets.fromLTRB(8, 0, 12, 2),
-      child: Material(
-        color: selected ? scheme.primaryContainer.withValues(alpha: 0.35) : Colors.transparent,
-        borderRadius: BorderRadius.circular(10),
-        child: InkWell(
-          borderRadius: BorderRadius.circular(10),
-          onTap: onTap,
-          child: Padding(
-            padding: const EdgeInsets.symmetric(vertical: 9),
-            child: Row(
-              children: [
-                Container(
-                  width: 3,
-                  height: 18,
-                  margin: const EdgeInsets.only(right: 9),
-                  decoration: BoxDecoration(
-                    color: selected ? scheme.primary : Colors.transparent,
-                    borderRadius: BorderRadius.circular(2),
-                  ),
-                ),
-                Icon(
-                  selected ? destination.selectedIcon : destination.icon,
-                  size: 20,
-                  color: selected ? scheme.primary : scheme.onSurfaceVariant,
-                ),
-                const SizedBox(width: 12),
-                Expanded(
-                  child: Text(
-                    destination.label,
-                    overflow: TextOverflow.ellipsis,
-                    style: TextStyle(
-                      color: selected ? scheme.primary : scheme.onSurface,
-                      fontWeight: selected ? FontWeight.w600 : FontWeight.w400,
-                    ),
-                  ),
-                ),
-                if (counter != null && counter! > 0)
-                  Text(
-                    '$counter',
-                    style: Theme.of(context).textTheme.bodySmall?.copyWith(color: scheme.onSurfaceVariant),
-                  ),
-              ],
-            ),
-          ),
-        ),
-      ),
-    );
-  }
-}
-
-class _ProfileFooter extends ConsumerWidget {
-  const _ProfileFooter();
-
-  @override
-  Widget build(BuildContext context, WidgetRef ref) {
-    final scheme = Theme.of(context).colorScheme;
-    final theme = Theme.of(context);
-    final email = ref.watch(meProvider).valueOrNull?.email;
-    final name = email?.split('@').first;
-    final initial = (name?.isNotEmpty ?? false) ? name![0].toUpperCase() : '?';
-
-    return Padding(
-      padding: const EdgeInsets.all(16),
-      child: Row(
-        children: [
-          CircleAvatar(
-            radius: 18,
-            backgroundColor: scheme.primaryContainer,
-            child: Text(
-              initial,
-              style: TextStyle(color: scheme.onPrimaryContainer, fontWeight: FontWeight.w700),
-            ),
-          ),
-          const SizedBox(width: 12),
-          Expanded(
-            child: Column(
-              crossAxisAlignment: CrossAxisAlignment.start,
-              mainAxisSize: MainAxisSize.min,
-              children: [
-                Text(
-                  name ?? '…',
-                  overflow: TextOverflow.ellipsis,
-                  style: theme.textTheme.bodyMedium?.copyWith(fontWeight: FontWeight.w600),
-                ),
-                Text(
-                  email ?? '',
-                  overflow: TextOverflow.ellipsis,
-                  style: theme.textTheme.bodySmall?.copyWith(color: scheme.onSurfaceVariant),
-                ),
-              ],
-            ),
-          ),
-        ],
-      ),
-    );
-  }
-}

app/lib/features/shell/top_nav.dart

@@ -0,0 +1,357 @@
+import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+import 'package:go_router/go_router.dart';
+
+import '../../core/api/common_providers.dart';
+import '../../core/auth/auth_controller.dart';
+import '../../core/widgets/service_mark.dart';
+import '../accounts/account_create_dialog.dart';
+import '../home/providers.dart' show dataQualityProvider;
+import 'nav_destinations.dart';
+
+/// The widest the page content (and the content of the top bar) grows: on a big monitor a table
+/// stretched edge to edge is harder to read than one that stops.
+const kContentMaxWidth = 1440.0;
+
+/// The top bar of the wide layout (>=600): the primary destinations as pills, the ledger
+/// screens behind «Операции», and on the right «Добавить», the data-health counter, settings
+/// and the profile. Below 600 the shell uses a bottom bar instead.
+class TopNav extends ConsumerWidget {
+  const TopNav({
+    required this.selectedIndex,
+    required this.onSelect,
+    super.key,
+  });
+
+  final int selectedIndex;
+  final ValueChanged<int> onSelect;
+
+  int _indexOf(String path) =>
+      navDestinations.indexWhere((d) => d.path == path);
+
+  @override
+  Widget build(BuildContext context, WidgetRef ref) {
+    final scheme = Theme.of(context).colorScheme;
+    final compact = MediaQuery.sizeOf(context).width < 900;
+    final issueCount =
+        ref.watch(dataQualityProvider).valueOrNull?.data.length ?? 0;
+
+    final primary = [
+      for (var i = 0; i < navDestinations.length; i++)
+        if (navDestinations[i].primary) i,
+    ];
+    final ledger = [
+      for (var i = 0; i < navDestinations.length; i++)
+        if (navDestinations[i].group == NavGroup.ledger) i,
+    ];
+    final health = _indexOf('/health');
+    final settings = _indexOf('/settings');
+
+    return Container(
+      height: 64,
+      decoration: BoxDecoration(
+        color: scheme.surfaceContainerLowest,
+        border: Border(bottom: BorderSide(color: scheme.outlineVariant)),
+      ),
+      // the band runs edge to edge, but what is on it lines up with the page content below:
+      // same maximum width, same 16 px side padding as the cards
+      child: Center(
+        child: ConstrainedBox(
+          constraints: const BoxConstraints(maxWidth: kContentMaxWidth),
+          child: Padding(
+            padding: const EdgeInsets.symmetric(horizontal: 16),
+            child: Row(
+              children: [
+                Tooltip(
+                  message: 'Обзор',
+                  child: InkWell(
+                    customBorder: const CircleBorder(),
+                    onTap: () => onSelect(_indexOf('/')),
+                    child: const ServiceMark(),
+                  ),
+                ),
+                SizedBox(width: compact ? 12 : 28),
+                Expanded(
+                  child: SingleChildScrollView(
+                    scrollDirection: Axis.horizontal,
+                    child: Row(
+                      children: [
+                        for (final i in primary)
+                          _Pill(
+                            label: navDestinations[i].label,
+                            selected: i == selectedIndex,
+                            onTap: () => onSelect(i),
+                          ),
+                        _LedgerMenu(
+                          indices: ledger,
+                          selectedIndex: selectedIndex,
+                          onSelect: onSelect,
+                        ),
+                      ],
+                    ),
+                  ),
+                ),
+                _AddMenu(compact: compact),
+                const SizedBox(width: 4),
+                IconButton(
+                  tooltip: 'Здоровье данных',
+                  onPressed: () => onSelect(health),
+                  icon: Badge(
+                    isLabelVisible: issueCount > 0,
+                    label: Text('$issueCount'),
+                    child: Icon(
+                      Icons.monitor_heart_outlined,
+                      color: selectedIndex == health
+                          ? scheme.primary
+                          : scheme.onSurfaceVariant,
+                    ),
+                  ),
+                ),
+                IconButton(
+                  tooltip: 'Настройки',
+                  onPressed: () => onSelect(settings),
+                  icon: Icon(
+                    Icons.settings_outlined,
+                    color: selectedIndex == settings
+                        ? scheme.primary
+                        : scheme.onSurfaceVariant,
+                  ),
+                ),
+                const _ProfileMenu(),
+              ],
+            ),
+          ),
+        ),
+      ),
+    );
+  }
+}
+
+class _Pill extends StatelessWidget {
+  const _Pill({
+    required this.label,
+    required this.selected,
+    required this.onTap,
+  });
+
+  final String label;
+  final bool selected;
+  final VoidCallback onTap;
+
+  @override
+  Widget build(BuildContext context) {
+    final scheme = Theme.of(context).colorScheme;
+    return Padding(
+      padding: const EdgeInsets.only(right: 4),
+      child: Material(
+        color: selected ? scheme.surfaceContainerHighest : Colors.transparent,
+        borderRadius: BorderRadius.circular(8),
+        child: InkWell(
+          borderRadius: BorderRadius.circular(8),
+          onTap: onTap,
+          child: Padding(
+            padding: const EdgeInsets.symmetric(horizontal: 16, vertical: 10),
+            child: Text(
+              label,
+              style: TextStyle(
+                color: selected ? scheme.onSurface : scheme.onSurfaceVariant,
+                fontWeight: selected ? FontWeight.w600 : FontWeight.w500,
+              ),
+            ),
+          ),
+        ),
+      ),
+    );
+  }
+}
+
+/// «Операции»: the ledger screens, which are visited less often than the four main tabs.
+class _LedgerMenu extends StatelessWidget {
+  const _LedgerMenu({
+    required this.indices,
+    required this.selectedIndex,
+    required this.onSelect,
+  });
+
+  final List<int> indices;
+  final int selectedIndex;
+  final ValueChanged<int> onSelect;
+
+  @override
+  Widget build(BuildContext context) {
+    final scheme = Theme.of(context).colorScheme;
+    final active = indices.contains(selectedIndex);
+    return PopupMenuButton<int>(
+      tooltip: 'Операции',
+      position: PopupMenuPosition.under,
+      onSelected: onSelect,
+      itemBuilder: (_) => [
+        for (final i in indices)
+          PopupMenuItem(
+            value: i,
+            child: Row(
+              children: [
+                Icon(
+                  navDestinations[i].icon,
+                  size: 20,
+                  color: scheme.onSurfaceVariant,
+                ),
+                const SizedBox(width: 12),
+                Text(navDestinations[i].label),
+              ],
+            ),
+          ),
+      ],
+      child: Container(
+        padding: const EdgeInsets.symmetric(horizontal: 16, vertical: 10),
+        decoration: BoxDecoration(
+          color: active ? scheme.surfaceContainerHighest : Colors.transparent,
+          borderRadius: BorderRadius.circular(8),
+        ),
+        child: Row(
+          mainAxisSize: MainAxisSize.min,
+          children: [
+            Text(
+              active ? navDestinations[selectedIndex].label : 'Операции',
+              style: TextStyle(
+                color: active ? scheme.onSurface : scheme.onSurfaceVariant,
+                fontWeight: active ? FontWeight.w600 : FontWeight.w500,
+              ),
+            ),
+            Icon(
+              Icons.arrow_drop_down,
+              size: 20,
+              color: scheme.onSurfaceVariant,
+            ),
+          ],
+        ),
+      ),
+    );
+  }
+}
+
+/// «Добавить»: the four things a person creates by hand.
+class _AddMenu extends StatelessWidget {
+  const _AddMenu({required this.compact});
+
+  final bool compact;
+
+  @override
+  Widget build(BuildContext context) {
+    final scheme = Theme.of(context).colorScheme;
+    return PopupMenuButton<String>(
+      tooltip: 'Добавить',
+      position: PopupMenuPosition.under,
+      onSelected: (v) => switch (v) {
+        'event' => context.go('/events'),
+        'account' => showAccountCreateDialog(context),
+        'portfolio' => context.go('/portfolios'),
+        _ => context.go('/imports'),
+      },
+      itemBuilder: (_) => const [
+        PopupMenuItem(
+          value: 'event',
+          child: ListTile(
+            dense: true,
+            leading: Icon(Icons.swap_vert),
+            title: Text('Событие'),
+            subtitle: Text('Сделка, пополнение, выплата'),
+          ),
+        ),
+        PopupMenuItem(
+          value: 'account',
+          child: ListTile(
+            dense: true,
+            leading: Icon(Icons.account_balance_outlined),
+            title: Text('Брокерский счёт'),
+          ),
+        ),
+        PopupMenuItem(
+          value: 'portfolio',
+          child: ListTile(
+            dense: true,
+            leading: Icon(Icons.pie_chart_outline),
+            title: Text('Портфель'),
+          ),
+        ),
+        PopupMenuItem(
+          value: 'import',
+          child: ListTile(
+            dense: true,
+            leading: Icon(Icons.upload_file_outlined),
+            title: Text('Отчёт брокера'),
+          ),
+        ),
+      ],
+      child: Container(
+        padding: EdgeInsets.symmetric(
+          horizontal: compact ? 10 : 16,
+          vertical: 10,
+        ),
+        decoration: BoxDecoration(
+          color: scheme.primary.withValues(alpha: 0.16),
+          borderRadius: BorderRadius.circular(8),
+        ),
+        child: Row(
+          mainAxisSize: MainAxisSize.min,
+          children: [
+            Icon(Icons.add_circle_outline, size: 20, color: scheme.primary),
+            if (!compact) ...[
+              const SizedBox(width: 8),
+              Text(
+                'Добавить',
+                style: TextStyle(
+                  color: scheme.primary,
+                  fontWeight: FontWeight.w600,
+                ),
+              ),
+            ],
+          ],
+        ),
+      ),
+    );
+  }
+}
+
+class _ProfileMenu extends ConsumerWidget {
+  const _ProfileMenu();
+
+  @override
+  Widget build(BuildContext context, WidgetRef ref) {
+    final scheme = Theme.of(context).colorScheme;
+    final email = ref.watch(meProvider).valueOrNull?.email;
+    final initial = (email?.isNotEmpty ?? false)
+        ? email![0].toUpperCase()
+        : '?';
+    return PopupMenuButton<String>(
+      tooltip: email ?? 'Профиль',
+      position: PopupMenuPosition.under,
+      onSelected: (_) => ref.read(authControllerProvider.notifier).logout(),
+      itemBuilder: (_) => [
+        PopupMenuItem(enabled: false, child: Text(email ?? '…')),
+        const PopupMenuItem(
+          value: 'logout',
+          child: ListTile(
+            dense: true,
+            leading: Icon(Icons.logout),
+            title: Text('Выйти'),
+          ),
+        ),
+      ],
+      child: Padding(
+        padding: const EdgeInsets.only(left: 8),
+        child: CircleAvatar(
+          radius: 18,
+          backgroundColor: scheme.primaryContainer,
+          child: Text(
+            initial,
+            style: TextStyle(
+              color: scheme.onPrimaryContainer,
+              fontWeight: FontWeight.w700,
+            ),
+          ),
+        ),
+      ),
+    );
+  }
+}

app/lib/router.dart

@@ -17,6 +17,7 @@ import 'features/login/login_page.dart';
 import 'features/pending/pending_page.dart';
 import 'features/portfolio/instrument_page.dart';
 import 'features/portfolio/portfolio_page.dart';
+import 'features/portfolios/portfolios_page.dart';
 import 'features/rebalance/rebalance_page.dart';
 import 'features/rules/rules_page.dart';
 import 'features/settings/settings_page.dart';
@@ -53,14 +54,22 @@ final routerProvider = Provider<GoRouter>((ref) {
           GoRoute(path: '/portfolio', builder: (_, _) => const PortfolioPage()),
           GoRoute(
             path: '/portfolio/instrument/:id',
-            builder: (_, state) =>
+            builder: (_, state) => InstrumentPage(
-                InstrumentPage(instrumentId: int.parse(state.pathParameters['id']!)),
+              instrumentId: int.parse(state.pathParameters['id']!),
+            ),
           ),
           // Аналитика: one navigation destination, four contract routes. The hub is what
           // the shell points at; each screen below keeps its own top-level path and stays
           // deep-linkable (see `alsoMatches` in `app_shell.dart`).
-          GoRoute(path: '/analytics', builder: (_, _) => const AnalyticsHubPage()),
+          GoRoute(
+            path: '/analytics',
+            builder: (_, _) => const AnalyticsHubPage(),
+          ),
           GoRoute(path: '/income', builder: (_, _) => const IncomePage()),
+          GoRoute(
+            path: '/portfolios',
+            builder: (_, _) => const PortfoliosPage(),
+          ),
           GoRoute(path: '/rebalance', builder: (_, _) => const RebalancePage()),
           GoRoute(path: '/goals', builder: (_, _) => const GoalsPage()),
           GoRoute(path: '/tax', builder: (_, _) => const TaxPage()),
@@ -68,8 +77,9 @@ final routerProvider = Provider<GoRouter>((ref) {
           GoRoute(path: '/imports', builder: (_, _) => const ImportsPage()),
           GoRoute(
             path: '/imports/:id',
-            builder: (_, state) =>
+            builder: (_, state) => ImportPreviewPage(
-                ImportPreviewPage(importId: int.parse(state.pathParameters['id']!)),
+              importId: int.parse(state.pathParameters['id']!),
+            ),
           ),
           GoRoute(
             path: '/instruments/pending',
@@ -78,9 +88,14 @@ final routerProvider = Provider<GoRouter>((ref) {
           GoRoute(path: '/cashflow', builder: (_, _) => const CashflowPage()),
           GoRoute(
             path: '/categories',
-            builder: (_, state) => CategoriesPage(initialMonth: state.uri.queryParameters['month']),
+            builder: (_, state) => CategoriesPage(
+              initialMonth: state.uri.queryParameters['month'],
+            ),
+          ),
+          GoRoute(
+            path: '/transactions',
+            builder: (_, _) => const TransactionsPage(),
           ),
-          GoRoute(path: '/transactions', builder: (_, _) => const TransactionsPage()),
           GoRoute(path: '/rules', builder: (_, _) => const RulesPage()),
           GoRoute(
             path: '/health',

app/test/account_create_dialog_test.dart

@@ -0,0 +1,56 @@
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:fintracker_app/features/accounts/account_create_dialog.dart';
+import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+import 'package:flutter_test/flutter_test.dart';
+
+Widget _host({Broker? broker, String? sourceId, String? name}) => ProviderScope(
+  child: MaterialApp(
+    home: Builder(
+      builder: (context) => Scaffold(
+        body: TextButton(
+          onPressed: () => showAccountCreateDialog(
+            context,
+            broker: broker,
+            sourceId: sourceId,
+            name: name,
+          ),
+          child: const Text('open'),
+        ),
+      ),
+    ),
+  ),
+);
+
+void main() {
+  testWidgets('the dialog starts from what the report says', (tester) async {
+    await tester.pumpWidget(
+      _host(broker: Broker.vtb, sourceId: 'BR-42', name: 'ВТБ BR-42'),
+    );
+    await tester.tap(find.text('open'));
+    await tester.pumpAndSettle();
+
+    expect(find.text('Новый брокерский счёт'), findsOneWidget);
+    expect(find.text('BR-42'), findsOneWidget);
+    expect(find.text('ВТБ BR-42'), findsOneWidget);
+    expect(find.text('ВТБ'), findsOneWidget); // the selected broker
+  });
+
+  testWidgets('name and agreement number are required', (tester) async {
+    await tester.pumpWidget(_host());
+    await tester.tap(find.text('open'));
+    await tester.pumpAndSettle();
+
+    await tester.tap(find.text('Создать'));
+    await tester.pumpAndSettle();
+
+    expect(find.text('Обязательное поле'), findsNWidgets(2));
+  });
+
+  test('import broker keys map onto creatable brokers', () {
+    expect(brokerFromImportKey('sber'), Broker.sber);
+    expect(brokerFromImportKey('vtb'), Broker.vtb);
+    expect(brokerFromImportKey('csv'), Broker.other);
+    expect(brokerFromImportKey('tinvest'), isNull);
+  });
+}

app/test/accounts_page_test.dart

@@ -0,0 +1,258 @@
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:fintracker_app/core/cache/cached.dart';
+import 'package:fintracker_app/core/widgets/money_text.dart';
+import 'package:fintracker_app/features/accounts/accounts_page.dart';
+import 'package:fintracker_app/features/accounts/actions.dart';
+import 'package:fintracker_app/features/accounts/providers.dart';
+import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+import 'package:flutter_test/flutter_test.dart';
+
+AccountOut _account(
+  int id,
+  String name,
+  AccountKind kind, {
+  String? balance,
+  String? valueRub,
+  bool disabled = false,
+  bool archived = false,
+  AccountRole? role,
+  String source = 'zenmoney',
+}) => AccountOut(
+  id: id,
+  kind: kind,
+  source_: source,
+  sourceId: 'acc-$id',
+  broker: null,
+  name: name,
+  currency: 'RUB',
+  role:
+      role ??
+      (kind == AccountKind.broker
+          ? AccountRole.investment
+          : AccountRole.liquid),
+  includeInNetWorth: true,
+  mirrorOfAccountId: null,
+  primaryEventSource: null,
+  archived: archived,
+  disabled: disabled,
+  openedAt: null,
+  balance: balance,
+  balanceAsOf: null,
+  startBalance: null,
+  creditLimit: null,
+  valueRub: valueRub,
+);
+
+class _FakeActions implements AccountActions {
+  final calls = <(List<int>, AccountPatch)>[];
+
+  @override
+  Future<String?> patch(Iterable<int> ids, AccountPatch patch) async {
+    calls.add((ids.toList(), patch));
+    return null;
+  }
+}
+
+/// Rows sort as: active by type then name, then disabled — so «Карта» (1), «Брокер» (3),
+/// «Старая карта» (2, disabled).
+List<AccountOut> _sample() => [
+  _account(1, 'Карта', AccountKind.zmCard, balance: '500'),
+  _account(
+    2,
+    'Старая карта',
+    AccountKind.zmCard,
+    balance: '20',
+    disabled: true,
+  ),
+  _account(
+    3,
+    'Брокер',
+    AccountKind.broker,
+    valueRub: '1044264',
+    source: 'tinvest',
+  ),
+];
+
+Future<_FakeActions> _open(
+  WidgetTester tester,
+  List<AccountOut> accounts, {
+  double width = 1200,
+}) async {
+  tester.view.physicalSize = Size(width, 1000);
+  tester.view.devicePixelRatio = 1;
+  addTearDown(tester.view.reset);
+  final fake = _FakeActions();
+  await tester.pumpWidget(
+    ProviderScope(
+      overrides: [
+        accountsProvider.overrideWith((ref) async => Cached(accounts)),
+        accountActionsProvider.overrideWithValue(fake),
+      ],
+      child: const MaterialApp(home: AccountsPage()),
+    ),
+  );
+  await tester.pumpAndSettle();
+  return fake;
+}
+
+void main() {
+  testWidgets(
+    'a broker account shows its ledger valuation, a card its balance',
+    (tester) async {
+      await _open(tester, _sample());
+
+      expect(find.text(MoneyText.format('1044264', 'RUB')), findsOneWidget);
+      expect(find.text(MoneyText.format('500', 'RUB')), findsOneWidget);
+      // the source tells a ZenMoney account from a broker one
+      expect(find.textContaining('T-Invest'), findsOneWidget);
+      expect(find.textContaining('ZenMoney'), findsWidgets);
+    },
+  );
+
+  testWidgets('no amount at all reads as a dash, not as zero', (tester) async {
+    await _open(tester, [_account(1, 'Пустой брокер', AccountKind.broker)]);
+
+    expect(find.text('—'), findsOneWidget);
+  });
+
+  testWidgets('the status chips count the accounts and filter the list', (
+    tester,
+  ) async {
+    await _open(tester, _sample());
+
+    expect(find.text('Все 3'), findsOneWidget);
+    expect(find.text('Активные 2'), findsOneWidget);
+    expect(find.text('Отключённые 1'), findsOneWidget);
+    expect(find.text('Архивные 0'), findsOneWidget);
+    expect(
+      find.text('Старая карта'),
+      findsOneWidget,
+      reason: 'all shows the disabled one too',
+    );
+
+    await tester.tap(find.text('Отключённые 1'));
+    await tester.pumpAndSettle();
+    expect(find.text('Старая карта'), findsOneWidget);
+    expect(find.text('Карта'), findsNothing);
+    expect(find.text('Брокер'), findsNothing);
+  });
+
+  testWidgets('the type chips and the search narrow the list', (tester) async {
+    await _open(tester, _sample());
+
+    await tester.tap(find.widgetWithText(FilterChip, 'Инвестиции'));
+    await tester.pumpAndSettle();
+    expect(find.text('Брокер'), findsOneWidget);
+    expect(find.text('Карта'), findsNothing);
+
+    await tester.tap(find.widgetWithText(FilterChip, 'Инвестиции'));
+    await tester.enterText(find.byType(TextField), 'старая');
+    await tester.pumpAndSettle();
+    expect(find.text('Старая карта'), findsOneWidget);
+    expect(find.text('Брокер'), findsNothing);
+
+    await tester.enterText(find.byType(TextField), 'nothing like it');
+    await tester.pumpAndSettle();
+    expect(find.text('Ничего не найдено'), findsOneWidget);
+  });
+
+  testWidgets(
+    'the «Активен» switch on a row sends one patch for that account',
+    (tester) async {
+      final fake = await _open(tester, _sample());
+
+      // per row the switches are «В капитал» then «Активен»; the first row is «Карта» (id 1)
+      await tester.tap(find.byType(Switch).at(1));
+      await tester.pumpAndSettle();
+
+      expect(fake.calls, hasLength(1));
+      expect(fake.calls.single.$1, [1]);
+      expect(fake.calls.single.$2.disabled, isTrue);
+    },
+  );
+
+  testWidgets('switching a disabled account back on sends disabled: false', (
+    tester,
+  ) async {
+    final fake = await _open(tester, _sample());
+
+    await tester.tap(find.byType(Switch).at(5)); // «Старая карта», «Активен»
+    await tester.pumpAndSettle();
+
+    expect(fake.calls.single.$1, [2]);
+    expect(fake.calls.single.$2.disabled, isFalse);
+  });
+
+  testWidgets('the type pill offers the four types and sends the chosen one', (
+    tester,
+  ) async {
+    final fake = await _open(tester, _sample());
+
+    await tester.tap(find.byTooltip('Тип счёта').first);
+    await tester.pumpAndSettle();
+    await tester.tap(
+      find.widgetWithText(CheckedPopupMenuItem<AccountRole>, 'Сбережения'),
+    );
+    await tester.pumpAndSettle();
+
+    expect(fake.calls.single.$1, [1]);
+    expect(fake.calls.single.$2.role, AccountRole.savings);
+  });
+
+  testWidgets(
+    'a selection turns into bulk actions and clears itself afterwards',
+    (tester) async {
+      final fake = await _open(tester, _sample());
+
+      // checkbox 0 is «select all»; rows follow in list order: Карта (1), Брокер (3)
+      await tester.tap(find.byType(Checkbox).at(1));
+      await tester.tap(find.byType(Checkbox).at(2));
+      await tester.pumpAndSettle();
+      expect(find.text('Выбрано: 2'), findsOneWidget);
+
+      await tester.tap(find.text('Отключить'));
+      await tester.pumpAndSettle();
+
+      expect(fake.calls.single.$1, unorderedEquals([1, 3]));
+      expect(fake.calls.single.$2.disabled, isTrue);
+      expect(
+        find.textContaining('Выбрано'),
+        findsNothing,
+        reason: 'the selection is spent',
+      );
+    },
+  );
+
+  testWidgets('«select all» takes exactly what the filter shows', (
+    tester,
+  ) async {
+    final fake = await _open(tester, _sample());
+
+    await tester.tap(find.text('Отключённые 1'));
+    await tester.pumpAndSettle();
+    await tester.tap(find.byType(Checkbox).first);
+    await tester.pumpAndSettle();
+    expect(find.text('Выбрано: 1'), findsOneWidget);
+
+    await tester.tap(find.text('Включить'));
+    await tester.pumpAndSettle();
+    expect(fake.calls.single.$1, [2]);
+    expect(fake.calls.single.$2.disabled, isFalse);
+  });
+
+  testWidgets(
+    'a narrow window puts the controls on a second line with their labels',
+    (tester) async {
+      await _open(tester, _sample(), width: 500);
+
+      expect(find.text('Активен'), findsNWidgets(3));
+      expect(find.text('В капитал'), findsNWidgets(3));
+      expect(
+        find.text('Баланс / стоимость'),
+        findsNothing,
+        reason: 'no table header on a phone',
+      );
+    },
+  );
+}

app/test/app_shell_test.dart

@@ -1,10 +1,12 @@
 import 'package:fintracker_api/fintracker_api.dart';
 import 'package:fintracker_app/core/api/common_providers.dart';
 import 'package:fintracker_app/core/cache/cached.dart';
+import 'package:fintracker_app/core/widgets/service_mark.dart';
 import 'package:fintracker_app/features/home/providers.dart';
+import 'package:fintracker_app/features/shell/analytics_tabs.dart';
 import 'package:fintracker_app/features/shell/app_shell.dart';
 import 'package:fintracker_app/features/shell/nav_destinations.dart';
-import 'package:fintracker_app/features/shell/nav_sidebar.dart';
+import 'package:fintracker_app/features/shell/top_nav.dart';
 import 'package:flutter/material.dart';
 import 'package:flutter_riverpod/flutter_riverpod.dart';
 import 'package:flutter_test/flutter_test.dart';
@@ -20,13 +22,19 @@ DataQualityRow _dataQualityRow(int id) => DataQualityRow(
 );
 
 void main() {
-  // The sidebar (>=1200) watches meProvider and dataQualityProvider for the profile
+  // The top bar watches meProvider and dataQualityProvider for the profile avatar and the
-  // footer and the Здоровье counter — every wide-breakpoint pump needs both overridden.
+  // Здоровье counter — every pump at or above 600 needs both overridden.
-  Widget wrap(double width, {String location = '/'}) {
+  Widget wrap(
+    double width, {
+    String location = '/',
+    List<DataQualityRow> issues = const [],
+  }) {
     return ProviderScope(
       overrides: [
-        meProvider.overrideWith((ref) async => UserOut(email: 'ada@example.com', id: 1)),
+        meProvider.overrideWith(
-        dataQualityProvider.overrideWith((ref) async => const Cached(<DataQualityRow>[])),
+          (ref) async => UserOut(email: 'ada@example.com', id: 1),
+        ),
+        dataQualityProvider.overrideWith((ref) async => Cached(issues)),
       ],
       child: MediaQuery(
         data: MediaQueryData(size: Size(width, 800)),
@@ -37,75 +45,126 @@ void main() {
     );
   }
 
-  testWidgets('shows the grouped sidebar on a wide surface', (tester) async {
+  testWidgets('shows the top bar on a wide surface', (tester) async {
     await tester.pumpWidget(wrap(1280));
     await tester.pump();
-    expect(find.byType(NavSidebar), findsOneWidget);
+    expect(find.byType(TopNav), findsOneWidget);
     expect(find.byType(NavigationRail), findsNothing);
     expect(find.byType(NavigationBar), findsNothing);
-    for (final label in navGroupLabels.values) {
+    for (final label in [
-      expect(find.text(label), findsOneWidget);
+      'Обзор',
+      'Аналитика',
+      'Портфель',
+      'Счета',
+      'Операции',
+      'Добавить',
+    ]) {
+      expect(find.text(label), findsOneWidget, reason: label);
     }
   });
 
-  testWidgets('shows a collapsed NavigationRail on a medium surface', (tester) async {
+  testWidgets(
-    await tester.pumpWidget(wrap(900));
+    'keeps the top bar on a medium surface, with «Добавить» as an icon',
-    expect(find.byType(NavigationRail), findsOneWidget);
+    (tester) async {
-    expect(find.byType(NavSidebar), findsNothing);
+      await tester.pumpWidget(wrap(700));
+      await tester.pump();
+      expect(find.byType(TopNav), findsOneWidget);
       expect(find.byType(NavigationBar), findsNothing);
-  });
+      expect(find.text('Добавить'), findsNothing);
+    },
+  );
 
-  testWidgets('shows a bottom NavigationBar on a narrow surface', (tester) async {
+  testWidgets('shows a bottom NavigationBar on a narrow surface', (
+    tester,
+  ) async {
     await tester.pumpWidget(wrap(400));
     expect(find.byType(NavigationBar), findsOneWidget);
-    expect(find.byType(NavigationRail), findsNothing);
+    expect(find.byType(TopNav), findsNothing);
-    expect(find.byType(NavSidebar), findsNothing);
   });
 
   testWidgets('the resolve screen keeps Импорт selected', (tester) async {
-    await tester.pumpWidget(wrap(900, location: '/instruments/pending'));
+    await tester.pumpWidget(wrap(1280, location: '/instruments/pending'));
-    final rail = tester.widget<NavigationRail>(find.byType(NavigationRail));
+    await tester.pump();
-    expect(
+    final nav = tester.widget<TopNav>(find.byType(TopNav));
-      (rail.destinations[rail.selectedIndex!].label as Text).data,
+    expect(navDestinations[nav.selectedIndex].label, 'Импорт');
-      'Импорт',
+    // a ledger screen shows its own name in place of «Операции»
-    );
+    expect(find.text('Импорт'), findsOneWidget);
+    expect(find.text('Операции'), findsNothing);
   });
 
   testWidgets('a nested route keeps its own section selected', (tester) async {
-    await tester.pumpWidget(wrap(900, location: '/portfolio/instrument/311'));
+    await tester.pumpWidget(wrap(1280, location: '/portfolio/instrument/311'));
-    final rail = tester.widget<NavigationRail>(find.byType(NavigationRail));
-    expect(
-      (rail.destinations[rail.selectedIndex!].label as Text).data,
-      'Портфель',
-    );
-  });
-
-  testWidgets('the sidebar keeps Импорт selected on the resolve screen', (tester) async {
-    await tester.pumpWidget(wrap(1280, location: '/instruments/pending'));
     await tester.pump();
-    final sidebar = tester.widget<NavSidebar>(find.byType(NavSidebar));
+    final nav = tester.widget<TopNav>(find.byType(TopNav));
-    expect(navDestinations[sidebar.selectedIndex].label, 'Импорт');
+    expect(navDestinations[nav.selectedIndex].label, 'Портфель');
   });
 
-  testWidgets('the sidebar shows the Здоровье issue count', (tester) async {
+  testWidgets(
+    'the analytics screens share one tab strip and highlight Аналитика',
+    (tester) async {
+      await tester.pumpWidget(wrap(1280, location: '/income'));
+      await tester.pump();
+      final nav = tester.widget<TopNav>(find.byType(TopNav));
+      expect(navDestinations[nav.selectedIndex].label, 'Аналитика');
+      expect(find.byType(AnalyticsTabs), findsOneWidget);
+      for (final label in [
+        'Общее',
+        'Дивиденды',
+        'Ребалансировка',
+        'Цели',
+        'Налоги',
+        'Портфели',
+      ]) {
+        expect(find.text(label), findsOneWidget, reason: label);
+      }
+    },
+  );
+
+  testWidgets('other sections have no analytics tab strip', (tester) async {
+    await tester.pumpWidget(wrap(1280, location: '/accounts'));
+    await tester.pump();
+    expect(find.byType(AnalyticsTabs), findsNothing);
+  });
+
+  testWidgets('the top bar shows the Здоровье issue count', (tester) async {
     await tester.pumpWidget(
-      ProviderScope(
+      wrap(1280, issues: [_dataQualityRow(1), _dataQualityRow(2)]),
-        overrides: [
-          meProvider.overrideWith((ref) async => UserOut(email: 'ada@example.com', id: 1)),
-          dataQualityProvider.overrideWith(
-            (ref) async => Cached([
-              _dataQualityRow(1),
-              _dataQualityRow(2),
-            ]),
-          ),
-        ],
-        child: MediaQuery(
-          data: const MediaQueryData(size: Size(1280, 800)),
-          child: MaterialApp(home: AppShell(location: '/', child: Container())),
-        ),
-      ),
     );
     await tester.pump();
     expect(find.text('2'), findsOneWidget);
   });
+
+  testWidgets(
+    'on a wide monitor the top bar content lines up with the page column',
+    (tester) async {
+      tester.view.physicalSize = const Size(2400, 900);
+      tester.view.devicePixelRatio = 1;
+      addTearDown(tester.view.reset);
+      await tester.pumpWidget(wrap(2400));
+      await tester.pump();
+
+      // the page column is 1440 wide and centred: it starts at 480 and ends at 1920; the cards
+      // inside have 16 px of padding, and the bar's content must sit on the same edges
+      final logo = tester.getTopLeft(find.byType(ServiceMark));
+      expect(
+        logo.dx,
+        480 + 16,
+        reason: 'the logo starts at the column edge plus the card padding',
+      );
+      expect(tester.getTopRight(find.byType(CircleAvatar)).dx, 1920 - 16);
+    },
+  );
+
+  testWidgets('on a normal window the top bar keeps the plain 16 px margin', (
+    tester,
+  ) async {
+    tester.view.physicalSize = const Size(1200, 900);
+    tester.view.devicePixelRatio = 1;
+    addTearDown(tester.view.reset);
+    await tester.pumpWidget(wrap(1200));
+    await tester.pump();
+
+    expect(tester.getTopLeft(find.byType(ServiceMark)).dx, 16);
+    expect(tester.getTopRight(find.byType(CircleAvatar)).dx, 1200 - 16);
+  });
 }

app/test/core/widgets/asset_icon_test.dart

@@ -0,0 +1,60 @@
+import 'package:flutter/material.dart';
+import 'package:flutter_test/flutter_test.dart';
+import 'package:fintracker_app/core/widgets/asset_icon.dart';
+
+Future<void> _pump(WidgetTester tester, Widget icon) => tester.pumpWidget(
+  MaterialApp(
+    home: Scaffold(body: Center(child: icon)),
+  ),
+);
+
+void main() {
+  test('parseBrandColor reads #RRGGBB and #AARRGGBB, and refuses the rest', () {
+    expect(parseBrandColor('#21A038'), const Color(0xFF21A038));
+    expect(parseBrandColor('80FF0000'), const Color(0x80FF0000));
+    expect(parseBrandColor(null), isNull);
+    expect(parseBrandColor('#12'), isNull);
+    expect(parseBrandColor('#GGGGGG'), isNull);
+  });
+
+  testWidgets('without a logo the class icon shows on the brand colour', (
+    tester,
+  ) async {
+    await _pump(
+      tester,
+      const AssetIcon(assetClass: 'bond', logoColor: '#21A038'),
+    );
+
+    expect(find.byType(Image), findsNothing);
+    final icon = tester.widget<Icon>(find.byType(Icon));
+    expect(icon.icon, assetClassIcon('bond'));
+    expect(icon.color, Colors.white); // dark green → light glyph
+    final fill = tester.widget<ColoredBox>(find.byType(ColoredBox).last);
+    expect(fill.color, const Color(0xFF21A038));
+  });
+
+  testWidgets(
+    'with a logo an image is requested, and a failed load falls back',
+    (tester) async {
+      await _pump(
+        tester,
+        const AssetIcon(
+          assetClass: 'share',
+          logoUrl: 'http://127.0.0.1:1/none.png',
+        ),
+      );
+      expect(find.byType(Image), findsOneWidget);
+
+      await tester.runAsync(
+        () => Future<void>.delayed(const Duration(milliseconds: 200)),
+      );
+      await tester.pump();
+      expect(find.byIcon(assetClassIcon('share')), findsOneWidget);
+    },
+  );
+
+  test('every asset class has its own icon, unknown ones a neutral one', () {
+    expect(assetClassIcon('share'), isNot(assetClassIcon('bond')));
+    expect(assetClassIcon('something-new'), Icons.circle_outlined);
+  });
+}

app/test/help_tip_test.dart

@@ -0,0 +1,121 @@
+import 'package:fintracker_app/core/glossary.dart';
+import 'package:fintracker_app/core/widgets/help_tip.dart';
+import 'package:flutter/gestures.dart';
+import 'package:flutter/material.dart';
+import 'package:flutter_test/flutter_test.dart';
+
+Widget _app(Widget child) => MaterialApp(
+  home: Scaffold(body: Center(child: child)),
+);
+
+void main() {
+  test('the glossary finds a term regardless of case, spaces and «ё»', () {
+    expect(glossaryHint('XIRR'), isNotNull);
+    expect(glossaryHint('  xirr '), glossaryHint('XIRR'));
+    expect(glossaryHint('Запас хода (runway)'), isNotNull);
+    expect(glossaryHint('Внешний поток'), isNotNull);
+    expect(
+      glossaryHint('Счёт'),
+      isNull,
+      reason: 'an ordinary word is not a term',
+    );
+  });
+
+  test('every explanation is a real sentence, not a stub', () {
+    for (final label in [
+      'XIRR',
+      'TWR',
+      'НКД',
+      'ЛДВ',
+      'Пассивный доход',
+      'Запас хода (runway)',
+    ]) {
+      final text = glossaryHint(label)!;
+      expect(text.length, greaterThan(40), reason: label);
+      expect(text.trim().endsWith('.'), isTrue, reason: label);
+    }
+  });
+
+  testWidgets('a known term carries a «?», an unknown label stays plain text', (
+    tester,
+  ) async {
+    await tester.pumpWidget(
+      _app(
+        const Column(
+          mainAxisSize: MainAxisSize.min,
+          children: [TermLabel('TWR'), TermLabel('Название')],
+        ),
+      ),
+    );
+
+    expect(find.text('TWR'), findsOneWidget);
+    expect(find.text('Название'), findsOneWidget);
+    expect(find.byIcon(Icons.help_outline), findsOneWidget);
+  });
+
+  testWidgets('an explicit hint wins over the glossary', (tester) async {
+    await tester.pumpWidget(
+      _app(const TermLabel('Прибыль', hint: 'Своё пояснение для налогов.')),
+    );
+
+    final tip = tester.widget<Tooltip>(find.byType(Tooltip));
+    expect(tip.message, 'Своё пояснение для налогов.');
+  });
+
+  testWidgets('hovering the «?» with a mouse shows the explanation', (
+    tester,
+  ) async {
+    await tester.pumpWidget(_app(const TermLabel('XIRR')));
+
+    final mouse = await tester.createGesture(kind: PointerDeviceKind.mouse);
+    await mouse.addPointer(location: Offset.zero);
+    addTearDown(mouse.removePointer);
+    await mouse.moveTo(tester.getCenter(find.byIcon(Icons.help_outline)));
+    await tester.pump(const Duration(milliseconds: 300));
+    await tester.pump();
+
+    expect(
+      find.textContaining('годовая доходность с учётом дат'),
+      findsOneWidget,
+    );
+  });
+
+  testWidgets('a tap shows it too, for a phone with no hover', (tester) async {
+    await tester.pumpWidget(_app(const TermLabel('НКД')));
+
+    await tester.tap(find.byIcon(Icons.help_outline));
+    await tester.pump(const Duration(milliseconds: 300));
+
+    expect(find.textContaining('накопленный купонный доход'), findsOneWidget);
+  });
+
+  testWidgets('a numeric header keeps its label at the end of the cell', (
+    tester,
+  ) async {
+    await tester.pumpWidget(
+      _app(
+        const SizedBox(
+          width: 200,
+          child: TermLabel(
+            'XIRR',
+            alignment: MainAxisAlignment.end,
+            textAlign: TextAlign.end,
+          ),
+        ),
+      ),
+    );
+
+    final label = tester.getRect(find.text('XIRR'));
+    final icon = tester.getRect(find.byIcon(Icons.help_outline));
+    expect(
+      icon.left,
+      greaterThanOrEqualTo(label.right),
+      reason: 'the «?» follows the text',
+    );
+    expect(
+      icon.right,
+      greaterThan(150),
+      reason: 'and the pair hugs the right edge',
+    );
+  });
+}

app/test/home_page_test.dart

@@ -31,18 +31,40 @@ RunwayOut _runway() => RunwayOut(
 // empty ledger. Without it, HomePage falls through to the real apiProvider,
 // which now also opens a real ResponseCacheDatabase (see docs/ai/offline-cache.md).
 List<Override> _overrides({DateTime? staleAt}) => [
-      netWorthBreakdownProvider.overrideWith((ref) => Cached(_breakdown(), fetchedAt: staleAt)),
+  netWorthBreakdownProvider.overrideWith(
-      netWorthSeriesProvider.overrideWith((ref) => Cached(const <NetWorthDay>[], fetchedAt: staleAt)),
+    (ref) => Cached(_breakdown(), fetchedAt: staleAt),
-      cashflowThisMonthProvider.overrideWith((ref) => Cached(null, fetchedAt: staleAt)),
+  ),
-      cashflowLast12Provider.overrideWith((ref) => Cached(const <CashFlowMonth>[], fetchedAt: staleAt)),
+  netWorthSeriesProvider.overrideWith(
+    (ref) => Cached(const <NetWorthDay>[], fetchedAt: staleAt),
+  ),
+  cashflowThisMonthProvider.overrideWith(
+    (ref) => Cached(null, fetchedAt: staleAt),
+  ),
+  cashflowLast12Provider.overrideWith(
+    (ref) => Cached(const <CashFlowMonth>[], fetchedAt: staleAt),
+  ),
   runwayProvider.overrideWith((ref) => Cached(_runway(), fetchedAt: staleAt)),
-      metricsStatusProvider.overrideWith((ref) => Cached(null, fetchedAt: staleAt)),
+  metricsStatusProvider.overrideWith(
-      dataQualityProvider.overrideWith((ref) => Cached(const <DataQualityRow>[], fetchedAt: staleAt)),
+    (ref) => Cached(
-      portfolioSummaryHomeProvider.overrideWith((ref) => Cached(null, fetchedAt: staleAt)),
+      MetricsStatusOut(lastRefresh: null, consistent: true, refreshing: false),
+      fetchedAt: staleAt,
+    ),
+  ),
+  dataQualityProvider.overrideWith(
+    (ref) => Cached(const <DataQualityRow>[], fetchedAt: staleAt),
+  ),
+  portfolioSummaryHomeProvider.overrideWith(
+    (ref) => Cached(null, fetchedAt: staleAt),
+  ),
+  scopeCardsProvider.overrideWith(
+    (ref) => Cached(const <ScopeCardOut>[], fetchedAt: staleAt),
+  ),
 ];
 
 void main() {
-  testWidgets('Обзор renders stat tiles from a net worth breakdown', (tester) async {
+  testWidgets('Обзор renders stat tiles from a net worth breakdown', (
+    tester,
+  ) async {
     await tester.pumpWidget(
       ProviderScope(
         overrides: _overrides(),
@@ -60,7 +82,9 @@ void main() {
     expect(find.textContaining('Нет соединения'), findsNothing);
   });
 
-  testWidgets('shows the offline banner when the dashboard came from the cache', (tester) async {
+  testWidgets(
+    'shows the offline banner when the dashboard came from the cache',
+    (tester) async {
       await tester.pumpWidget(
         ProviderScope(
           overrides: _overrides(staleAt: DateTime(2026, 9, 10, 8, 30)),
@@ -69,6 +93,10 @@ void main() {
       );
       await tester.pumpAndSettle();
 
-    expect(find.textContaining('Нет соединения — данные на 10.09.2026 08:30'), findsOneWidget);
+      expect(
-  });
+        find.textContaining('Нет соединения — данные на 10.09.2026 08:30'),
+        findsOneWidget,
+      );
+    },
+  );
 }

app/test/instrument_edit_dialog_test.dart

@@ -0,0 +1,109 @@
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:fintracker_app/features/portfolio/instrument_edit_dialog.dart';
+import 'package:flutter/material.dart';
+import 'package:flutter_test/flutter_test.dart';
+
+InstrumentOut _instrument() => InstrumentOut(
+  id: 1,
+  assetClass: 'share',
+  isin: 'RU0008958863',
+  figi: null,
+  ticker: 'MSNG',
+  board: 'TQBR',
+  exchange: null,
+  name: 'Мосэнерго',
+  issuer: null,
+  currency: 'RUB',
+  lot: 1,
+  nominal: null,
+  nominalCurrency: null,
+  maturityDate: null,
+  sector: null,
+  country: null,
+  isActive: true,
+);
+
+Future<InstrumentPatch?> _open(
+  WidgetTester tester,
+  Future<void> Function() interact,
+) async {
+  InstrumentPatch? result;
+  var closed = false;
+  await tester.pumpWidget(
+    MaterialApp(
+      home: Builder(
+        builder: (context) => Scaffold(
+          body: TextButton(
+            onPressed: () async {
+              result = await showDialog<InstrumentPatch>(
+                context: context,
+                builder: (_) => InstrumentEditDialog(instrument: _instrument()),
+              );
+              closed = true;
+            },
+            child: const Text('open'),
+          ),
+        ),
+      ),
+    ),
+  );
+  await tester.tap(find.text('open'));
+  await tester.pumpAndSettle();
+  await interact();
+  await tester.pumpAndSettle();
+  expect(closed, isTrue);
+  return result;
+}
+
+void main() {
+  testWidgets('only the changed lot goes into the patch', (tester) async {
+    final patch = await _open(tester, () async {
+      await tester.enterText(find.widgetWithText(TextFormField, '1'), '1000');
+      await tester.tap(find.text('Сохранить'));
+    });
+
+    expect(patch, isNotNull);
+    expect(patch!.lot, 1000);
+    expect(patch.name, isNull);
+    expect(patch.board, isNull);
+    expect(patch.assetClass, isNull);
+  });
+
+  testWidgets('saving without changes closes with nothing to send', (
+    tester,
+  ) async {
+    final patch = await _open(tester, () async {
+      await tester.tap(find.text('Сохранить'));
+    });
+
+    expect(patch, isNull);
+  });
+
+  testWidgets('a lot below 1 is refused and the dialog stays open', (
+    tester,
+  ) async {
+    await tester.pumpWidget(
+      MaterialApp(
+        home: Builder(
+          builder: (context) => Scaffold(
+            body: TextButton(
+              onPressed: () => showDialog<InstrumentPatch>(
+                context: context,
+                builder: (_) => InstrumentEditDialog(instrument: _instrument()),
+              ),
+              child: const Text('open'),
+            ),
+          ),
+        ),
+      ),
+    );
+    await tester.tap(find.text('open'));
+    await tester.pumpAndSettle();
+    await tester.enterText(find.widgetWithText(TextFormField, '1'), '0');
+    await tester.tap(find.text('Сохранить'));
+    await tester.pumpAndSettle();
+
+    expect(find.text('Целое число не меньше 1'), findsOneWidget);
+    expect(find.text('Сохранить'), findsOneWidget);
+  });
+}

app/test/manual_event_dialog_test.dart

@@ -0,0 +1,107 @@
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:fintracker_app/core/cache/cached.dart';
+import 'package:fintracker_app/features/accounts/providers.dart';
+import 'package:fintracker_app/features/events/manual_event_dialog.dart';
+import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+import 'package:flutter_test/flutter_test.dart';
+
+AccountOut _account(
+  int id,
+  String name,
+  AccountKind kind, {
+  bool disabled = false,
+}) => AccountOut(
+  id: id,
+  kind: kind,
+  source_: 'test',
+  sourceId: 'acc-$id',
+  broker: null,
+  name: name,
+  currency: 'RUB',
+  role: AccountRole.investment,
+  includeInNetWorth: true,
+  mirrorOfAccountId: null,
+  primaryEventSource: null,
+  archived: false,
+  disabled: disabled,
+  openedAt: null,
+  balance: null,
+  balanceAsOf: null,
+  startBalance: null,
+  creditLimit: null,
+);
+
+Future<void> _open(WidgetTester tester, List<AccountOut> accounts) async {
+  await tester.pumpWidget(
+    ProviderScope(
+      overrides: [
+        accountsProvider.overrideWith((ref) async => Cached(accounts)),
+      ],
+      child: MaterialApp(
+        home: Builder(
+          builder: (context) => Scaffold(
+            body: TextButton(
+              onPressed: () => showManualEventDialog(context),
+              child: const Text('open'),
+            ),
+          ),
+        ),
+      ),
+    ),
+  );
+  await tester.tap(find.text('open'));
+  await tester.pumpAndSettle();
+}
+
+void main() {
+  testWidgets('a purchase asks for account, instrument, quantity and price', (
+    tester,
+  ) async {
+    await _open(tester, [_account(1, 'Брокер', AccountKind.broker)]);
+
+    expect(find.text('Новое событие'), findsOneWidget);
+    expect(find.text('Инструмент'), findsOneWidget);
+    expect(find.text('Количество, шт.'), findsOneWidget);
+    expect(find.text('Цена за штуку'), findsOneWidget);
+
+    await tester.tap(find.text('Добавить'));
+    await tester.pumpAndSettle();
+
+    expect(find.text('Выберите счёт'), findsOneWidget);
+    expect(find.text('Выберите инструмент из списка'), findsOneWidget);
+    expect(find.text('Обязательное поле'), findsWidgets);
+  });
+
+  testWidgets('only active broker accounts can be picked', (tester) async {
+    await _open(tester, [
+      _account(1, 'Брокер', AccountKind.broker),
+      _account(2, 'Отключённый', AccountKind.broker, disabled: true),
+      _account(3, 'Карта', AccountKind.zmCard),
+    ]);
+
+    await tester.tap(find.text('Брокерский счёт'));
+    await tester.pumpAndSettle();
+
+    expect(find.text('Брокер'), findsOneWidget);
+    expect(find.text('Отключённый'), findsNothing);
+    expect(find.text('Карта'), findsNothing);
+  });
+
+  testWidgets(
+    'a deposit needs only an amount: no instrument, quantity or price',
+    (tester) async {
+      await _open(tester, [_account(1, 'Брокер', AccountKind.broker)]);
+
+      await tester.tap(find.text('Покупка'));
+      await tester.pumpAndSettle();
+      await tester.tap(find.text('Пополнение').last);
+      await tester.pumpAndSettle();
+
+      expect(find.text('Инструмент'), findsNothing);
+      expect(find.text('Количество, шт.'), findsNothing);
+      expect(find.text('Цена за штуку'), findsNothing);
+      expect(find.text('Сумма'), findsOneWidget);
+    },
+  );
+}

app/test/metrics_refresh_test.dart

@@ -0,0 +1,61 @@
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:fintracker_app/features/home/providers.dart';
+import 'package:flutter_test/flutter_test.dart';
+
+MetricsStatusOut _status({required bool refreshing, bool consistent = true}) =>
+    MetricsStatusOut(
+      lastRefresh: null,
+      consistent: consistent,
+      refreshing: refreshing,
+    );
+
+void main() {
+  const fast = Duration(milliseconds: 1);
+
+  test('polls until the server stops reporting a rebuild', () async {
+    final answers = [
+      _status(refreshing: true),
+      _status(refreshing: true),
+      _status(refreshing: false),
+    ];
+    var calls = 0;
+
+    final done = await waitForMetricsRefresh(
+      () async => answers[calls++],
+      interval: fast,
+    );
+
+    expect(calls, 3);
+    expect(done?.refreshing, isFalse);
+  });
+
+  test('returns straight away when nothing is queued', () async {
+    var calls = 0;
+    final done = await waitForMetricsRefresh(() async {
+      calls++;
+      return _status(refreshing: false);
+    }, interval: fast);
+
+    expect(calls, 1);
+    expect(done, isNotNull);
+  });
+
+  test('a failed rebuild is handed back so the caller can say so', () async {
+    final done = await waitForMetricsRefresh(
+      () async => _status(refreshing: false, consistent: false),
+      interval: fast,
+    );
+
+    expect(done?.consistent, isFalse);
+  });
+
+  test('gives up with null when the rebuild never finishes', () async {
+    final done = await waitForMetricsRefresh(
+      () async => _status(refreshing: true),
+      interval: fast,
+      timeout: const Duration(milliseconds: 20),
+    );
+
+    expect(done, isNull);
+  });
+}

app/test/portfolio_test.dart

@@ -81,22 +81,30 @@ Future<void> pumpTall(WidgetTester tester, Widget widget) async {
 }
 
 void main() {
-  testWidgets('Позиции show an unpriced holding as «—», never as 0 ₽', (tester) async {
+  testWidgets('Позиции show an unpriced holding as «—», never as 0 ₽', (
-    await pumpTall(tester, _wrap(
+    tester,
-      const HoldingsTab(),
+  ) async {
-      [
+    await pumpTall(
+      tester,
+      _wrap(const HoldingsTab(), [
         portfolioSummaryProvider.overrideWith((ref) => Cached(summary())),
         valueSeriesProvider.overrideWith((ref) => const Cached(<ValueDay>[])),
-        portfolioReturnsProvider.overrideWith((ref) => const Cached(<ReturnsOut>[])),
+        portfolioReturnsProvider.overrideWith(
-        holdingsProvider.overrideWith((ref) => Cached([
+          (ref) => const Cached(<ReturnsOut>[]),
+        ),
+        holdingsProvider.overrideWith(
+          (ref) => Cached([
             holding(id: 1, ticker: 'GAZP', valueRub: '11000', weight: '1'),
             holding(id: 2, ticker: 'SIBN6P4', priceStatus: 'missing'),
-            ])),
+          ]),
+        ),
         // HoldingsTab embeds BenchmarksCard, which watches this too — leaving it out would
         // fall through to the real apiProvider (see docs/ai/offline-cache.md).
-        benchmarkRowsProvider.overrideWith((ref) => const Cached(<BenchmarkRow>[])),
+        benchmarkRowsProvider.overrideWith(
-      ],
+          (ref) => const Cached(<BenchmarkRow>[]),
-    ));
+        ),
+      ]),
+    );
 
     expect(find.text('GAZP'), findsOneWidget);
     expect(find.text('SIBN6P4'), findsOneWidget);
@@ -107,27 +115,36 @@ void main() {
     expect(find.text(MoneyText.format('0', 'RUB')), findsNothing);
   });
 
-  testWidgets('Позиции show the total profit as «—» while a price is missing', (tester) async {
+  testWidgets('Позиции show the total profit as «—» while a price is missing', (
-    await pumpTall(tester, _wrap(
+    tester,
-      const HoldingsTab(),
+  ) async {
-      [
+    await pumpTall(
+      tester,
+      _wrap(const HoldingsTab(), [
         portfolioSummaryProvider.overrideWith((ref) => Cached(summary())),
         valueSeriesProvider.overrideWith((ref) => const Cached(<ValueDay>[])),
-        portfolioReturnsProvider.overrideWith((ref) => const Cached(<ReturnsOut>[])),
+        portfolioReturnsProvider.overrideWith(
+          (ref) => const Cached(<ReturnsOut>[]),
+        ),
         holdingsProvider.overrideWith((ref) => const Cached(<HoldingOut>[])),
-        benchmarkRowsProvider.overrideWith((ref) => const Cached(<BenchmarkRow>[])),
+        benchmarkRowsProvider.overrideWith(
-      ],
+          (ref) => const Cached(<BenchmarkRow>[]),
-    ));
+        ),
+      ]),
+    );
 
     expect(find.text('Прибыль'), findsOneWidget);
     expect(find.text('часть позиций без цены'), findsOneWidget);
   });
 
-  testWidgets('Аллокация labels the cash and unknown buckets in Russian', (tester) async {
+  testWidgets('Аллокация labels the cash and unknown buckets in Russian', (
-    await pumpTall(tester, _wrap(
+    tester,
-      const AllocationTab(),
+  ) async {
-      [
+    await pumpTall(
-        allocationProvider.overrideWith((ref) => Cached([
+      tester,
+      _wrap(const AllocationTab(), [
+        allocationProvider.overrideWith(
+          (ref) => Cached([
             AllocationBucket(
               bucket: 'share',
               dimension: AllocationDimension.assetClass,
@@ -142,9 +159,10 @@ void main() {
               valueRub: '5700',
               weight: '0.3413',
             ),
-            ])),
+          ]),
-      ],
+        ),
-    ));
+      ]),
+    );
 
     expect(find.text('Класс актива'), findsOneWidget);
     expect(find.text('Акции'), findsOneWidget);
@@ -168,6 +186,9 @@ void main() {
   test('bucketLabel falls back to the source value it does not know', () {
     expect(bucketLabel(AllocationDimension.country, 'RU'), 'Россия');
     expect(bucketLabel(AllocationDimension.country, 'unknown'), 'Не указано');
-    expect(bucketLabel(AllocationDimension.sector, 'oil_and_gas'), 'oil_and_gas');
+    expect(
+      bucketLabel(AllocationDimension.sector, 'oil_and_gas'),
+      'oil_and_gas',
+    );
   });
 }

app/test/portfolios_page_test.dart

@@ -0,0 +1,95 @@
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:fintracker_app/core/cache/cached.dart';
+import 'package:fintracker_app/features/accounts/providers.dart';
+import 'package:fintracker_app/features/portfolios/portfolios_page.dart';
+import 'package:fintracker_app/features/portfolios/providers.dart';
+import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+import 'package:flutter_test/flutter_test.dart';
+
+AccountOut _account(int id, String name, AccountKind kind) => AccountOut(
+  id: id,
+  kind: kind,
+  source_: 'test',
+  sourceId: 'acc-$id',
+  broker: null,
+  name: name,
+  currency: 'RUB',
+  role: AccountRole.investment,
+  includeInNetWorth: true,
+  mirrorOfAccountId: null,
+  primaryEventSource: null,
+  archived: false,
+  disabled: false,
+  openedAt: null,
+  balance: null,
+  balanceAsOf: null,
+  startBalance: null,
+  creditLimit: null,
+);
+
+Widget _app(List<PortfolioOut> portfolios, List<AccountOut> accounts) =>
+    ProviderScope(
+      overrides: [
+        portfolioListProvider.overrideWith((ref) async => portfolios),
+        accountsProvider.overrideWith((ref) async => Cached(accounts)),
+      ],
+      child: const MaterialApp(home: PortfoliosPage()),
+    );
+
+void main() {
+  testWidgets('an empty list explains what a portfolio is', (tester) async {
+    await tester.pumpWidget(_app(const [], const []));
+    await tester.pumpAndSettle();
+
+    expect(find.textContaining('Портфелей пока нет'), findsOneWidget);
+    expect(find.text('Новый портфель'), findsOneWidget);
+  });
+
+  testWidgets('a portfolio shows its accounts by name', (tester) async {
+    await tester.pumpWidget(
+      _app(
+        [
+          PortfolioOut(
+            id: 1,
+            name: 'Основной',
+            baseCurrency: 'RUB',
+            accountIds: [10, 11],
+          ),
+        ],
+        [
+          _account(10, 'Брокер А', AccountKind.broker),
+          _account(11, 'Брокер Б', AccountKind.broker),
+        ],
+      ),
+    );
+    await tester.pumpAndSettle();
+
+    expect(find.text('Основной'), findsOneWidget);
+    expect(find.text('2 счёта: Брокер А, Брокер Б'), findsOneWidget);
+  });
+
+  testWidgets('the new-portfolio dialog needs a name and lists brokers first', (
+    tester,
+  ) async {
+    await tester.pumpWidget(
+      _app(const [], [
+        _account(1, 'Карта', AccountKind.zmCard),
+        _account(2, 'Брокер', AccountKind.broker),
+      ]),
+    );
+    await tester.pumpAndSettle();
+
+    await tester.tap(find.text('Новый портфель'));
+    await tester.pumpAndSettle();
+
+    final titles = tester
+        .widgetList<CheckboxListTile>(find.byType(CheckboxListTile))
+        .toList();
+    expect((titles.first.title as Text).data, 'Брокер');
+
+    await tester.tap(find.text('Сохранить'));
+    await tester.pumpAndSettle();
+    expect(find.text('Обязательное поле'), findsOneWidget);
+  });
+}

app/test/scope_cards_test.dart

@@ -0,0 +1,112 @@
+import 'package:fintracker_api/fintracker_api.dart';
+import 'package:fintracker_app/core/widgets/money_text.dart';
+import 'package:fintracker_app/features/home/scope_cards.dart';
+import 'package:flutter/material.dart';
+import 'package:flutter_riverpod/flutter_riverpod.dart';
+import 'package:flutter_test/flutter_test.dart';
+
+ScopeCardOut _card({
+  String scope = 'portfolio:1',
+  String name = 'ИИСы',
+  String kind = 'portfolio',
+  String total = '224608.65',
+  String? pnl = '6643.47',
+  String? pnlPct = '0.015',
+  String? day = '-265.68',
+  String? dayPct = '-0.001',
+  String? xirr = '0.0298',
+  String income = '17387.49',
+  String? incomePct = '0.043',
+}) => ScopeCardOut(
+  scope: scope,
+  name: name,
+  kind: kind,
+  asOf: DateTime(2026, 9, 19),
+  totalRub: total,
+  investedRub: '200000',
+  pnlRub: pnl,
+  pnlPct: pnlPct,
+  dayChangeRub: day,
+  dayChangePct: dayPct,
+  xirr: xirr,
+  incomeYearRub: income,
+  incomeYearPct: incomePct,
+);
+
+Widget _app(List<ScopeCardOut> cards, {double width = 1200}) => ProviderScope(
+  child: MaterialApp(
+    home: MediaQuery(
+      data: MediaQueryData(size: Size(width, 900)),
+      child: Scaffold(
+        body: SingleChildScrollView(child: ScopeCards(cards: cards)),
+      ),
+    ),
+  ),
+);
+
+void main() {
+  testWidgets('a card shows the name, the value and the four figures', (
+    tester,
+  ) async {
+    await tester.pumpWidget(_app([_card()]));
+
+    expect(find.text('ИИСЫ'), findsOneWidget);
+    expect(find.text(MoneyText.format('224608.65', 'RUB')), findsOneWidget);
+    for (final label in [
+      'Прибыль',
+      'За день',
+      'Доходность',
+      'Пассивный доход',
+    ]) {
+      expect(find.text(label), findsOneWidget, reason: label);
+    }
+    // the gain carries an explicit plus, the loss its own minus
+    expect(find.text('+${MoneyText.format('6643.47', 'RUB')}'), findsOneWidget);
+    expect(find.text(MoneyText.format('-265.68', 'RUB')), findsOneWidget);
+    expect(find.text('2,98 %'), findsOneWidget);
+    expect(
+      find.textContaining(MoneyText.format('17387.49', 'RUB')),
+      findsOneWidget,
+    );
+  });
+
+  testWidgets('missing figures read as a dash, not as zero', (tester) async {
+    await tester.pumpWidget(
+      _app([
+        _card(
+          pnl: null,
+          pnlPct: null,
+          day: null,
+          dayPct: null,
+          xirr: null,
+          income: '0',
+          incomePct: null,
+        ),
+      ]),
+    );
+
+    expect(find.text('—'), findsNWidgets(4));
+  });
+
+  testWidgets('cards flow into columns by the available width', (tester) async {
+    final cards = [
+      for (var i = 0; i < 6; i++) _card(scope: 'account:$i', name: 'Счёт $i'),
+    ];
+    addTearDown(tester.view.reset);
+
+    Future<int> columns(double width) async {
+      tester.view.physicalSize = Size(width, 900);
+      tester.view.devicePixelRatio = 1;
+      await tester.pumpWidget(_app(cards, width: width));
+      final xs = {
+        for (final c in cards)
+          tester.getTopLeft(find.text('СЧЁТ ${cards.indexOf(c)}')).dx.round(),
+      };
+      return xs.length;
+    }
+
+    expect(await columns(1200), 3);
+    expect(await columns(800), 2);
+    expect(await columns(400), 1);
+  });
+}

app/test/service_mark_test.dart

@@ -0,0 +1,82 @@
+import 'dart:typed_data';
+import 'dart:ui' as ui;
+
+import 'package:fintracker_app/core/theme/app_theme.dart';
+import 'package:fintracker_app/core/widgets/service_mark.dart';
+import 'package:flutter/material.dart';
+import 'package:flutter/rendering.dart';
+import 'package:flutter_test/flutter_test.dart';
+
+Future<ByteData> _render(WidgetTester tester, double size) async {
+  final key = GlobalKey();
+  tester.view.physicalSize = Size(size, size);
+  tester.view.devicePixelRatio = 1;
+  addTearDown(tester.view.reset);
+  await tester.pumpWidget(
+    Directionality(
+      textDirection: TextDirection.ltr,
+      child: Center(
+        child: RepaintBoundary(
+          key: key,
+          child: ServiceMark(size: size),
+        ),
+      ),
+    ),
+  );
+  final boundary =
+      key.currentContext!.findRenderObject()! as RenderRepaintBoundary;
+  return (await tester.runAsync(() async {
+    final image = await boundary.toImage();
+    return image.toByteData(format: ui.ImageByteFormat.rawRgba);
+  }))!;
+}
+
+Color _at(ByteData data, int size, int x, int y) {
+  final i = (y * size + x) * 4;
+  return Color.fromARGB(
+    data.getUint8(i + 3),
+    data.getUint8(i),
+    data.getUint8(i + 1),
+    data.getUint8(i + 2),
+  );
+}
+
+void main() {
+  testWidgets(
+    'a gradient disc with three white bars, and nothing outside the disc',
+    (tester) async {
+      const size = 256;
+      final data = await _render(tester, size.toDouble());
+
+      // scale of the 512 design grid
+      int px(num v) => (v * size / 512).round();
+
+      expect(
+        _at(data, size, 2, 2).a,
+        0,
+        reason: 'the corner is outside the disc',
+      );
+      // the tallest bar (x 316..380, y 131..381): white in its middle
+      expect(_at(data, size, px(348), px(256)), const Color(0xFFFFFFFF));
+      // between two bars the disc shows through, and it is coloured, not white
+      final gap = _at(data, size, px(210), px(300));
+      expect(gap.a, 1);
+      expect(gap.b, greaterThan(gap.r), reason: 'blue-violet, not grey');
+      // the gradient runs from the accent (top left) toward violet (bottom right)
+      final start = _at(data, size, px(90), px(90));
+      final end = _at(data, size, px(430), px(430));
+      expect(end.r, greaterThan(start.r));
+      expect(start.b * 255, greaterThan(200));
+      expect(
+        (start.g - end.g) * 255,
+        greaterThan(40),
+        reason: 'the green channel falls off toward violet',
+      );
+    },
+  );
+
+  test('the near end of the gradient is the app accent', () {
+    expect(AppTheme.seed, const Color(0xFF14AFFF));
+    expect(ServiceMark.violet, isNot(AppTheme.seed));
+  });
+}

app/web/favicon.svg

@@ -0,0 +1,10 @@
+<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512" role="img" aria-label="fin-tracker">
+  <title>fin-tracker</title>
+  <defs><linearGradient id="g" x1="0" y1="0" x2="1" y2="1"><stop offset="0" stop-color="#14AFFF"/><stop offset="1" stop-color="#7A5CFF"/></linearGradient></defs>
+  <circle cx="256" cy="256" r="256" fill="url(#g)"/>
+  <g fill="#FFFFFF">
+    <rect x="132" y="281" width="64" height="100" rx="14"/>
+    <rect x="224" y="211" width="64" height="170" rx="14"/>
+    <rect x="316" y="131" width="64" height="250" rx="14"/>
+  </g>
+</svg>

app/web/icon.svg

@@ -0,0 +1,14 @@
+<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512" role="img" aria-label="fin-tracker">
+  <title>fin-tracker</title>
+  <defs><linearGradient id="g" x1="0" y1="0" x2="1" y2="1"><stop offset="0" stop-color="#14AFFF"/><stop offset="1" stop-color="#7A5CFF"/></linearGradient></defs>
+  <circle cx="256" cy="256" r="256" fill="url(#g)"/>
+  <g fill="none" stroke="#FFFFFF" stroke-width="24" stroke-linecap="round" stroke-linejoin="round">
+    <path d="M176 128Q150 128 150 158V220Q150 256 112 256Q150 256 150 292V354Q150 384 176 384"/>
+    <path d="M336 128Q362 128 362 158V220Q362 256 400 256Q362 256 362 292V354Q362 384 336 384"/>
+  </g>
+  <g fill="#FFFFFF">
+    <rect x="196" y="276" width="32" height="64" rx="6"/>
+    <rect x="240" y="228" width="32" height="112" rx="6"/>
+    <rect x="284" y="172" width="32" height="168" rx="6"/>
+  </g>
+</svg>

app/web/index.html

@@ -27,6 +27,7 @@
   <link rel="apple-touch-icon" href="icons/Icon-192.png">
 
   <!-- Favicon -->
+  <link rel="icon" type="image/svg+xml" href="favicon.svg"/>
   <link rel="icon" type="image/png" href="favicon.png"/>
 
   <title>fintracker_app</title>

app/web/manifest.json

@@ -3,8 +3,8 @@
     "short_name": "fintracker_app",
     "start_url": ".",
     "display": "standalone",
-    "background_color": "#0175C2",
+    "background_color": "#25252F",
-    "theme_color": "#0175C2",
+    "theme_color": "#1F1F28",
     "description": "A new Flutter project.",
     "orientation": "portrait-primary",
     "prefer_related_applications": false,

docs/ai/design-system.md

@@ -1,104 +1,105 @@
-# Визуальный язык (фаза 6, начата)
+# Визуальный язык
 
-Редизайн Flutter-клиента в духе Grimmory (self-hosted книжная библиотека): тёмный сине-
+Клиент оформлен по образцу Snowball (сервис учёта инвестиций): графитово-фиолетовые поверхности,
-индиго фон вместо нейтрального серого, плоские карточки с рамкой вместо тени, группированная
+один яркий голубой акцент, плоские скруглённые карточки без рамки, заливные поля ввода,
-боковая навигация с капс-заголовками и левой акцентной полоской у активного пункта. Обкатано
+навигация вкладками сверху. Раньше был другой язык (сине-индиго, боковой сайдбар по референсу
-целиком на одном экране — Обзор (`features/home/home_page.dart`) — и на навигационном шелле
+Grimmory) — он заменён целиком, кроме доменных экранов, которые сохранили свою раскладку и просто
-(он общий для всех экранов, поэтому не в счёт «раскатки»), прежде чем идти дальше, тем же
+подхватили новые токены.
-способом, что офлайн-кэш (`offline-cache.md`).
 
-## Решение: одна тема на обе яркости, не «тёмная как есть — светлая как получится»
+Одна тема на обе яркости: форма карточек, акцент и поведение навигации одинаковы, различаются
-
+только тона поверхностей. Приложение живёт на вебе, Linux, Windows и Android, и тема
-Тёмная и светлая тема получают один и тот же язык (форма карточек, акцент, поведение
+переключается в Настройках (`themeModeProvider`) — светлая версия не должна выглядеть недоделанной.
-навигации), различаются только тона поверхностей. Причины:
-
-- Приложение живёт на вебе, Linux, Windows и Android одновременно — пользователь может
-  оказаться в любой теме по системной настройке, и она уже переключается в
-  `settings_page.dart`. Бесплатно смотрящаяся только тёмная версия читалась бы как
-  недоделанная в светлой.
-- Семантика цвета (`signColor` — прибыль/убыток, `ChartColors` — ряды графиков) уже общая
-  для обеих тем; заводить для тёмной темы отдельный «фирменный» акцент, а для светлой
-  оставлять дефолтный Material-синий было бы второй, несогласованной системой токенов.
 
 ## Токены: `core/theme/app_theme.dart`
 
-`AppTheme.light()` / `AppTheme.dark()` заменили инлайновые `ThemeData(...)` в `app.dart`.
+`AppTheme.light()` / `AppTheme.dark()` строятся одной функцией `_build(Brightness)`.
-Обе строятся одной функцией `_build(Brightness)` — нет двух параллельных наборов чисел,
-которые могут разъехаться.
 
-- **Seed** — `Color(0xFF2A78D6)`, тот же синий, что `ChartColors.slot1Blue` (основной ряд
+- **Акцент** — `AppTheme.seed = 0xFF14AFFF` (тот же, что `ChartColors.slot1Blue`, главный ряд
-  графиков капитала/портфеля). До редизайна seed темы (`0xFF2E6F5E`, зелёно-бирюзовый) и
+  графиков). В светлой теме `primary` чуть темнее (`0xFF0A98E6`) ради контраста на белом.
-  цвет основной линии на графиках были разными брендовыми цветами одного приложения —
+- **Тёмные поверхности** заданы явно поверх `ColorScheme.fromSeed`, потому что тонировка
-  теперь акцент интерфейса и «главный» цвет данных на графиках — один и тот же.
+  Material 3 даёт синий, а не графитово-фиолетовый:
-- **Поверхности** — не переопределены вручную: `ColorScheme.fromSeed` в Material 3 уже
+  `surface` `#25252F` (фон страницы) → `surfaceContainerLowest` `#1F1F28` (верхняя панель) →
-  тонирует нейтральную палитру оттенком seed, поэтому тёмный `surface` от синего seed
+  `surfaceContainer` `#2F2F3C` (карточки) → `surfaceContainerHigh` `#3A3A49` (поля ввода,
-  получается тёмным сине-индиго сам по себе («не чистый чёрный», как в референсе), без
+  вторичные кнопки) → `surfaceContainerHighest` `#474757` (активная «таблетка» навигации).
-  захардкоженных цветов сверх seed. Слои `surfaceContainer(Low/…/High)` идут на карточки,
+- **Плюс и минус** — `ChartColors.gain` (мятный `#3DDC97`) и `ChartColors.loss` (коралловый
-  панель навигации и фон страницы — так они остаются согласованно тонированными при смене
+  `#F26B6B`); `signColor` (`portfolio/labels.dart`) возвращает именно их. Категориальные цвета
-  темы.
+  графиков (`slot1…slot5`) не менялись.
-- **`cardTheme`** — скруглённые углы (16), `elevation: 0`, тонкая рамка `outlineVariant`
+- **`cardTheme`** — радиус 12, `elevation: 0`; в тёмной теме без рамки, в светлой с тонкой
-  вместо тени. Это глобальный токен: он каскадом меняет вид `Card` **везде**, где он уже
+  `outlineVariant`. Глобальный токен: меняет вид `Card` везде.
-  используется (`SectionCard`, `StatTile`, `GoalCard`, карточки Здоровья, `_Card` в
+- **`inputDecorationTheme`** — заливка `surfaceContainerHigh`, без обводки, радиус 8, акцентная
-  `holdings_tab.dart` и т.д.) без правки каждого экрана — что и даёт «зафиксировать токены
+  рамка в фокусе. Действует на все формы и диалоги без правки экранов.
-  один раз» смысл. Экраны, которые ещё не редизайнены явно, уже выглядят новее только за
+- Кнопки (радиус 8), `tabBarTheme`, `dialogTheme`, `popupMenuTheme`, `chipTheme` — из тех же токенов.
-  счёт этого.
-- **`navigationRailTheme` / `navigationBarTheme`** — акцентная подсветка активного пункта
-  (`primary`/`primaryContainer`) для свёрнутого rail (600–1200) и нижнего бара (<600).
 
-Все цвета берутся из `ColorScheme` или уже существующего `ChartColors` — ни одного нового
+Все цвета берутся из `ColorScheme` или `ChartColors`; хардкод вне них — только градиент логотипа.
-хардкод-цвета вне них.
 
-## Компоненты
+## Навигация: верхняя панель
 
-- **`core/widgets/section_header.dart` → `SectionHeader`** — жирный заголовок + короткая
+`features/shell/top_nav.dart` (`TopNav`) показывается от 600 px и шире; уже 600 — нижний
-  акцентная полоска (28×3, `colorScheme.primary`) под левой частью текста. Замена голому
+`NavigationBar` с «Ещё» (как раньше). Список направлений — `nav_destinations.dart`.
-  `Text(title, style: titleMedium)` для смысловых блоков на странице (не для карточек со
-  своим заголовком — там по-прежнему `SectionCard`/`_Card`).
-- **`core/widgets/tile_carousel.dart` → `TileCarousel`** — горизонтальная прокрутка вместо
-  `Wrap` для рядов `StatTile`. На Обзоре заменила `Wrap` у капитала, месяца, портфеля и
-  runway. Не требует общей высоты у детей (`IntrinsicHeight` внутри), поэтому подходит для
-  разноразмерных карточек будущих экранов (счета, холдинги).
-- **`SectionCard`/`StatTile`** (`core/widgets/section_card.dart`) не переписаны — их новый
-  вид целиком идёт из `cardTheme`. `home_page.dart` перестал дублировать их локальными
-  `_ChartCard`/`_StatTile` и использует общие виджеты, как и остальные вкладки.
 
-## `NavSidebar` (features/shell/nav_sidebar.dart)
+- **Слева** знак сервиса (`core/widgets/service_mark.dart`, тот же рисунок, что `web/favicon.svg`: диск с градиентом от акцента к фиолетовому и три растущих столбца; тап ведёт на Обзор) и четыре основные вкладки-«таблетки»: Обзор, Аналитика, Портфель, Счета
+  (порядок как в Snowball). Экраны «Операции» (События, Импорт, Потоки, Категории, Операции,
+  Правила) собраны в выпадающем меню «Операции ▾»; на нём же подписано имя открытого экрана.
+- **Справа** «Добавить» (событие, брокерский счёт, портфель, отчёт брокера), значок Здоровья со
+  счётчиком замечаний (`dataQualityProvider`), Настройки, аватар с меню (email, «Выйти»).
+- До 900 px «Добавить» сжимается до иконки.
+- Контент центрируется и не шире 1440 px.
 
-Показывается только на широком breakpoint (≥1200, `_wideBreakpoint` в `app_shell.dart`).
+`NavSidebar` и `NavigationRail` удалены. Наблюдение за `dataQualityProvider` и `meProvider`
-На 600–1200 остаётся штатный `NavigationRail` в свёрнутом виде — в иконку-без-подписи всё
+остаётся в `TopNav`, значит эти запросы уходят при каждом заходе, а не только на трёх экранах;
-равно не помещаются ни капс-заголовки групп, ни счётчики, ни профиль, так что городить туда
+для одного пользователя это не проблема, но стоит знать при правке `core/cache/*`.
-кастомный виджет незачем; на <600 остаётся штатный `NavigationBar`. Список направлений
-вынесен в `features/shell/nav_destinations.dart` (`NavDestination`, `navDestinations`,
-`NavGroup`) — общий для `app_shell.dart` и `nav_sidebar.dart`, было приватным в одном файле.
 
-- **Группы** (`NavGroup`): «ОБЗОР» (Обзор/Счета/Портфель/Аналитика — те же четыре, что
+## Экраны
-  сейчас основные для нижнего бара), «ОПЕРАЦИИ» (События/Импорт/Потоки/Категории/
-  Операции/Правила), «СИСТЕМА» (Здоровье/Настройки).
-- **Активный пункт** — левая полоска 3px `colorScheme.primary` + тонированный фон
-  `primaryContainer` + акцентный цвет текста/иконки.
-- **Счётчик** — сейчас подключён только у «Здоровье», из `dataQualityProvider`
-  (число строк). У «Цели» счётчика нет: это не отдельный пункт меню, а часть хаба
-  «Аналитика» (`alsoMatches` в `NavDestination`) — добавлять его как отдельный пункт ради
-  счётчика значило бы менять структуру навигации, что не входило в задачу «только
-  визуальный слой».
-- **Профиль внизу** — аватар с инициалом + email из `meProvider`, «имя» — локальная часть
-  email до `@` (в бэкенде нет отдельного отображаемого имени, только email/id).
 
-**Осознанный побочный эффект**: `NavSidebar` вызывает `ref.watch` на `dataQualityProvider`
+- **Обзор** — сверху сетка карточек «Портфели»: по одной на `all`, портфель и счёт
-и `meProvider`, которые раньше запрашивались только при открытии Обзора/Здоровья/Настроек.
+  (`home/scope_cards.dart`). В карточке: стоимость, прибыль (₽ и %), за день, доходность
-Поскольку `AppShell` смонтирован всё время сессии, эти два запроса теперь улетают на API
+  (XIRR с начала), пассивный доход (% и ₽ в год). Один запрос `GET /analytics/overview`;
-при каждом заходе в приложение, а не только на этих трёх экранах. `meProvider` не
+  тап открывает Портфель в этом скоупе. Ниже прежние блоки (капитал, месяц, запас хода, графики).
-`autoDispose` и уже держится живым где-то ещё — здесь она просто донат к уже открытому
+- **Аналитика** — общая полоса вкладок под верхней панелью (`shell/analytics_tabs.dart`):
-запросу. `dataQualityProvider` — `autoDispose`; watch из шелла держит его живым, пока
+  Общее, Дивиденды, Ребалансировка, Цели, Налоги, Портфели. Каждая вкладка — свой маршрут
-приложение открыто. Для одиночного пользователя на своём VPS это не проблема
+  (`/analytics`, `/income`, …), остаются ссылаемыми. «Общее» (`AnalyticsHubPage`) — четыре
-производительности, но это решение, а не то, о чём просили буквально — стоит знать при
+  плитки (Стоимость, Прибыль, Доходность, Пассивный доход; `portfolio/overview_tiles.dart`),
-следующей правке `core/cache/*`.
+  график стоимости, доходность, бенчмарки. На телефоне вместо полосы остаётся список разделов.
+- **Портфель** — таблица активов (`portfolio/holdings_table.dart`) с вкладками-пресетами колонок
+  (Мои активы, Общее, Дивиденды, Прибыль, Облигации), поиском и двухстрочными ячейками
+  (сумма и, ниже, цена за штуку или доля). Колонки растягиваются на карточку, при нехватке места
+  таблица прокручивается вбок. Неизвестная величина — «—», а не «0 ₽»; нулевые дивиденды тоже «—».
+  `HoldingsTab` принимает `HoldingsSections` (`all`, `table`, `overview`), чтобы Портфель и
+  «Аналитика → Общее» брали одни и те же провайдеры и не могли разойтись в числах.
+- **Счета** — один компактный список (`accounts/accounts_page.dart`): поиск, чипы статуса с числами (Все / Активные / Отключённые / Архивные) и типа (ликвидные, сбережения, инвестиции, долги). В строке — источник (ZenMoney, T-Invest, отчёты), тип-«таблетка» с меню, баланс или стоимость, переключатели «В капитал» и «Активен». Отключённые и архивные приглушены и идут в конце. Чекбоксы включают панель массовых действий (отключить, включить, сменить тип, учёт в капитале) — по одному запросу на счёт и один пересчёт метрик на всю пачку (`accounts/actions.dart`). До 880 px строка двухстрочная.
+- **Настройки** — карточка с вкладками сверху (Аккаунт, Отображение, Сервер) и меню разделов
+  слева; до 720 px меню превращается в ряд чипов.
 
-## Что не тронуто в этой фазе
+## Что не менялось
 
-- `health_page.dart`, `holdings_tab.dart`, `goal_card.dart` — контент не менялся.
+Экраны Счета, События, Импорт, Потоки, Категории, Операции, Правила, Здоровье, Цели, Налоги,
-  `SectionHeader` для «Требует внимания»/списка запусков на Здоровье и разбор карточек
+Ребалансировка, карточка инструмента сохранили раскладку и подхватили токены (карточки, поля,
-  холдингов/целей под бейдж+прогресс-полоску (как обложки Grimmory) — следующий шаг, тем же
+кнопки, вкладки). Переделывать их по образцу Snowball можно тем же способом: экран за экраном.
-  способом: один экран, проверка, потом дальше.
+
-- Маршруты и провайдеры не менялись, кроме двух новых точек `ref.watch` в `NavSidebar`
+## Иконки активов
-  (см. выше).
+
+`AssetIcon` (`core/widgets/asset_icon.dart`) — круг с логотипом эмитента; стоит в колонке «Актив» таблицы
+и в шапке карточки инструмента. Логотип берётся из брендовых данных T-Invest: синк раскладывает
+`brand.logo_name` и `brand.logo_base_color` по `instrument.logo_name` / `logo_color` (сначала по
+`tinvest_uid`, потом по ISIN — так подхватываются и бумаги из отчётов Сбера и ВТБ; заполненное не
+перезаписывается). API отдаёт готовый `logo_url` (`branding.logo_url`, публичный CDN
+`invest-brands.cdn-tinkoff.ru`, 160 px, без ключа, с `access-control-allow-origin: *`) и `logo_color`.
+Нет логотипа, он ещё грузится или не загрузился — круг цвета бренда (нейтральный, если цвета нет)
+с иконкой класса актива (`assetClassIcon`), так что подписи по типу остаются запасным вариантом.
+
+## Подсказки к терминам
+
+Рядом с терминами и аббревиатурами (XIRR, TWR, НКД, ЛДВ, «Запас хода», «Пассивный доход» и т. д.)
+стоит приглушённый значок «?»: на вебе и десктопе подсказка появляется по наведению, на телефоне
+по тапу (`core/widgets/help_tip.dart`, `HelpTip`).
+
+- **`TermLabel(text)`** — подпись, которая сама ищет объяснение в словаре
+  (`core/glossary.dart`, `glossaryHint`) по тексту подписи (без учёта регистра и «ё»). Нет записи —
+  обычный `Text`, поэтому его безопасно ставить под любую подпись. Параметр `hint` перекрывает
+  словарь там, где одно слово значит разное (например, «Прибыль» в налогах).
+- `StatTile` и `SectionCard` уже рисуют подписи через `TermLabel`, поэтому Обзор, доходы, цели и
+  налоги получили подсказки без правки экранов; заголовки таблиц (Портфель, Налоги), карточки на
+  Обзоре, плитки Аналитики, детали события и карточка инструмента — тоже.
+- **Новый термин** — добавить строку в `_entries` словаря; определения сверяйте с кодом аналитики
+  (`analytics/*.py`), а не с общими представлениями: например, запас хода считается от «обычного»
+  расхода за три последних полных месяца и не включает инвестиции.